THINGS 4 YOU
ActiveThe computed 12-month bankruptcy probability of THINGS 4 YOU is 3.2% (moderate). The 2025 annual accounts show negative equity (€-155k) and a net result of €-6k. Equity is shrinking by ~20% per year across the filed fiscal years. Its solvency ranks better than 5% of 17964 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
8
/ 100
Critical▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-80
Solvency33=
Growth58=
Stability94
Bankruptcy probability, 12 months
3.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.24 against 0.34 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-262.4%
Return on assets
-10.5%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€155k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
1 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-155k▼ 4.2%
2024 · €-149k
2022: €-93k
2023: €-76k
2024: €-149k
2022 → 2025
Total assets
€59k▼ 27.1%
2024 · €81k
2022: €122k
2023: €173k
2024: €81k
2022 → 2025
Net result
€-6k▲ 91.4%
2024 · €-72k
2022: €-99k
2023: €17k
2024: €-72k
2022 → 2025
Working capital
€-160k▼ 21.2%
2024 · €-132k
2022: €-34k
2023: €-37k
2024: €-132k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-93k-€-76k▲ 17.9%€-149k▼ 94.7%€-155k▼ 4.2%
Operating result€-94k-€20k€-68k€-5k▲ 93.3%
Net result€-99k-€17k€-72k€-6k▲ 91.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €68k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €59k
Fixed assets
€9k▼ 35.8%
Current assets
€50k▼ 25.3%
Key figures and ratios
EBITDA
€580▲
2024 · €-63k
Cash flow
€-1k▲
2024 · €-67k
Solvency
-262.4%▼
2024 · -183.5%
Current ratio
0.24▼
2024 · 0.34
Quick ratio
0.23▼
2024 · 0.32
Debt / equity
-1.38▲
2024 · -1.54
ROE
4.0%▼
2024 · 48.6%
ROA
-10.5%▲
2024 · -89.3%
Interest coverage
0.34▲
2024 · -11.48
Debt
€214k▼
2024 · €230k
Debt ≤ 1 year
€210k▲
2024 · €199k
Debt > 1 year
€3k▼
2024 · €29k
Staff costs
€0▼
2024 · €5
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€81k€59k▼
Fixed assets21/28€14k€9k▼
Intangible fixed assets21€4k€1k▼
Tangible fixed assets22/27€11k€8k▼
Plant, machinery and equipment23€3k€2k▼
Other tangible fixed assets26€7k€6k▼
Current assets29/58€67k€50k▼
Stocks and contracts in progress3€2k€2k▼
Stocks30/36€2k€2k▼
Amounts receivable within one year40/41€19k€26k▲
Trade receivables40€19k€26k▲
Cash at bank and in hand54/58€26k€16k▼
Deferred charges and accrued income490/1€20k€5k▼
Equity and liabilities
Total equity and liabilities10/49€81k€59k▼
Equity10/15€-149k€-155k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-155k€-161k▼
Amounts payable17/49€230k€214k▼
Amounts payable after more than one year17€29k€3k▼
Financial debts170/4€29k€3k▼
Amounts payable within one year42/48€199k€210k▲
Current portion of amounts payable after more than one year42€25k€26k▲
Trade debts44€85k€94k▲
Suppliers440/4€85k€94k▲
Advances received on contracts in progress46€885€366▼
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€10k€4k▼
Other amounts payable47/48€79k€86k▲
Accrued charges and deferred income492/3€2k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€5€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€737€462▼
Gross operating margin9900€-62k€1k▲
Operating profit (loss)9901€-68k€-5k▲
Financial income75/76B€815€0▼
Recurring financial income75€815€0▼
Financial charges65/66B€5k€2k▼
Recurring financial charges65€5k€2k▼
Profit (loss) for the period before taxes9903€-72k€-6k▲
Profit (loss) for the period9904€-72k€-6k▲
Profit (loss) for the period to be appropriated9905€-72k€-6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-155k€-161k▼
Profit (loss) brought forward from the previous period14P€-82k€-155k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lichtenberglaan 20763800 Sint-TruidenGround area
1.5 ha
Building footprint
3,946 m²
Parcel 71353E0877/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Things 4 You
since 20212.320.991.650
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353E0877/00R000 | Flanders | 1.5 ha | 1 · 3,946 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 55,200 EUR awarded · 7,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 0 EUR |
| 2023 | 1 | 48,200 EUR | 0 EUR |
| 2022 | 1 | 7,000 EUR | 7,000 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Similar companies · same sector and region
ALDA PROJECTS
BE 0460.480.378
Sint-Truiden
DIEST PACK
BE 0475.220.321
Sint-Truiden
HAYEN MAURICE TECHNOLOGY
BE 0464.332.367
Sint-Truiden
INVITO HOME
BE 0780.369.354
Sint-Truiden
JOCHEN DIGNEF
BE 1004.859.127
Sint-Truiden
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 4,235 companies in sector 47789 we hold annual accounts for 1,016.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2021
Fiscal year end31-12
Activities, NACEBEL
47789Other retail sale of new goods
46150Agents in the wholesale of furniture, household goods and hardware
85510Sports and recreation education
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.