DIEST PACK
ActiveSummary
DIEST PACK has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362,635 and a net result of €19,574. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 24% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-6
Solvency43▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18,000 at 30 days acceptable
Liquidity tight (current ratio 1.19 against 1.19 in 2024; short-term debt: 54.7% and cash: 4.8% of total assets), and 82.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8115 sector peers (2025).
NBB · sector comparisonPosition among 8115 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 31-10-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
28 d late
2022
13 d late
2021
90 d early
2020
67 d early
2019
95 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€362,635▲ 5.7%
2024 · €343,061
Total assets
€2.0m▼ 8.2%
2024 · €2.2m
Net result
€19,574▼ 60.1%
2024 · €49,002
Working capital
€210,072▼ 6.9%
2024 · €225,620
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€95,868▲ 74.3%-€50,306€71,772€130,590▲ 82.0%€89,303▼ 31.6%
Net result€54,465within the sector's middle half▲ 420%-€84,518below the sector's middle half€28,103within the sector's middle half€49,002within the sector's middle half▲ 74.4%€19,574within the sector's middle half▼ 60.1%
Equity€350,474within the sector's middle half▲ 18.4%€265,956within the sector's middle half▼ 24.1%€294,058within the sector's middle half▲ 10.6%€343,061within the sector's middle half▲ 16.7%€362,635within the sector's middle half▲ 5.7%
Total assets€2.0mwithin the sector's middle half▼ 21.1%€2.1mwithin the sector's middle half▲ 2.9%€2.3mwithin the sector's middle half▲ 10.7%€2.2mwithin the sector's middle half▼ 4.0%€2.0mwithin the sector's middle half▼ 8.2%
Debt€1.7m▼ 26.3%€1.8m▲ 8.6%€2.0m▲ 10.8%€1.9m▼ 7.0%€1.7m▼ 10.7%
Working capital€244,060▲ 17.8%€134,966▼ 44.7%€223,868▲ 65.9%€225,620▲ 0.8%€210,072▼ 6.9%
Solvency17.4%below the sector's middle half▲ 5.8pp12.8%below the sector's middle half▼ 4.6pp12.8%below the sector's middle half=15.5%below the sector's middle half▲ 2.8pp17.9%below the sector's middle half▲ 2.4pp
Staff (FTE)11above the sector's middle half▼ 12.0%11above the sector's middle half=11above the sector's middle half=11above the sector's middle half=11above the sector's middle half=
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.0m
Fixed assets
€707,935 ▼ 8.2%
Current assets
€1.3m ▼ 8.2%
Equity and liabilities €2.0m
Equity
€362,635 ▲ 5.7%
Debt
€1.7m ▼ 10.7%
Debt's share of the balance-sheet total falls from 84.5% to 82.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€159,168▼
2024 · €189,357
Cash flow
€89,439▼
2024 · €107,769
Current ratio
1.19▲
2024 · 1.19
Quick ratio
0.57▲
2024 · 0.48
Debt to equity
4.59▼
2024 · 5.44
ROE
5.4%▼
2024 · 14.3%
ROA
1.0%▼
2024 · 2.2%
Interest coverage
2.63▼
2024 · 3.17
Debt ≤ 1 year
€1.1m▼
2024 · €1.2m
Debt > 1 year
€533,629▼
2024 · €632,873
Income taxes
€9,582▼
2024 · €23,327
Staff costs
€447,556▼
2024 · €467,488
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,678 companies that looked in July 2024 the way this one looks now, 0.9% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
0.9%
went bankrupt
1.9%
stopped otherwise
97%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,678 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €500 | €237 | €16 | ▼ 93.2% |
| Remuneration, social security and pensions62 | - | €331,650 | €466,256 | €467,488 | €447,556 | ▼ 4.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €61,190 | €58,131 | €48,928 | €58,767 | €69,865 | ▲ 18.9% |
| Other operating charges640/8 | - | €23,042 | €34,278 | €11,822 | €25,324 | ▲ 114% |
| Non-recurring operating charges66A | - | - | €10,132 | €22,577 | €289 | ▼ 98.7% |
| Gross operating margin9900 | €347,612 | €362,517 | €631,367 | €691,244 | €632,338 | ▼ 8.5% |
| Operating profit (loss)9901 | €95,868 | -€50,306 | €71,772 | €130,590 | €89,303 | ▼ 31.6% |
| Financial income75/76B | - | €5,240 | €3,899 | €1,550 | €401 | ▼ 74.1% |
| Recurring financial income75 | €4,659 | €5,240 | €3,899 | €1,550 | €401 | ▼ 74.1% |
| Financial charges65/66B | - | €39,452 | €40,722 | €59,811 | €60,548 | ▲ 1.2% |
| Recurring financial charges65 | €39,404 | €39,452 | €40,722 | €59,811 | €60,548 | ▲ 1.2% |
| Profit (loss) for the period before taxes9903 | €61,123 | -€84,518 | €34,949 | €72,329 | €29,157 | ▼ 59.7% |
| Income taxes67/77 | €6,657 | €0 | €6,846 | €23,327 | €9,582 | ▼ 58.9% |
| Profit (loss) for the period9904 | €54,465 | -€84,518 | €28,103 | €49,002 | €19,574 | ▼ 60.1% |
| Transfer from tax-exempt reserves789 | - | €37,574 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €54,465 | -€46,944 | €28,103 | €49,002 | €19,574 | ▼ 60.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.0m | €2.1m | €2.3m | €2.2m | €2.0m | ▼ 8.2% |
| Fixed assets21/28 | €742,493 | €730,796 | €752,529 | €770,919 | €707,935 | ▼ 8.2% |
| Tangible fixed assets22/27 | €741,495 | €729,797 | €751,530 | €769,920 | €706,937 | ▼ 8.2% |
| Land and buildings22 | - | €666,775 | €639,635 | €612,641 | €586,077 | ▼ 4.3% |
| Plant, machinery and equipment23 | - | €13,384 | €11,687 | €11,993 | €14,890 | ▲ 24.2% |
| Furniture and vehicles24 | - | €49,638 | €100,208 | €145,286 | €105,970 | ▼ 27.1% |
| Financial fixed assets28 | €999 | €999 | €999 | €999 | €999 | = |
| Current assets29/58 | €1.3m | €1.3m | €1.5m | €1.4m | €1.3m | ▼ 8.2% |
| Stocks and contracts in progress3 | €999,576 | €1.0m | €1.1m | €856,961 | €690,296 | ▼ 19.4% |
| Stocks30/36 | - | €1.0m | €1.1m | €856,961 | €690,296 | ▼ 19.4% |
| Amounts receivable within one year40/41 | €178,773 | €224,058 | €344,520 | €463,527 | €515,509 | ▲ 11.2% |
| Trade receivables40 | - | €216,166 | €301,250 | €356,890 | €364,123 | ▲ 2.0% |
| Other amounts receivable41 | - | €7,892 | €43,270 | €106,637 | €151,385 | ▲ 42.0% |
| Cash at bank and in hand54/58 | €84,323 | €86,813 | €77,031 | €94,192 | €96,959 | ▲ 2.9% |
| Deferred charges and accrued income490/1 | - | €5,126 | €13,895 | €22,617 | €16,753 | ▼ 25.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.0m | €2.1m | €2.3m | €2.2m | €2.0m | ▼ 8.2% |
| Equity10/15 | €350,474 | €265,956 | €294,058 | €343,061 | €362,635 | ▲ 5.7% |
| Contributions10/11 | - | €74,000 | €74,000 | €74,000 | €74,000 | = |
| Reserves13 | €276,474 | €238,900 | €238,900 | €287,902 | €287,902 | = |
| Non-distributable reserves130/1 | - | €7,400 | €7,400 | €0 | - | - |
| Reserves not available under the articles1311 | - | €7,400 | €7,400 | €0 | - | - |
| Tax-exempt reserves132 | - | €0 | - | - | - | - |
| Distributable reserves133 | - | €231,500 | €231,500 | €287,902 | €287,902 | = |
| Profit (loss) carried forward14 | - | -€46,944 | -€18,842 | -€18,842 | €733 | ▲ 104% |
| Amounts payable17/49 | €1.7m | €1.8m | €2.0m | €1.9m | €1.7m | ▼ 10.7% |
| Amounts payable after more than one year17 | €636,079 | €582,273 | €660,695 | €632,873 | €533,629 | ▼ 15.7% |
| Financial debts170/4 | - | €582,273 | €660,695 | €632,873 | €533,629 | ▼ 15.7% |
| Amounts payable within one year42/48 | €1.0m | €1.2m | €1.3m | €1.2m | €1.1m | ▼ 8.4% |
| Current portion of amounts payable after more than one year42 | - | €89,687 | €105,645 | €95,367 | €78,662 | ▼ 17.5% |
| Financial debts43 | - | €505,955 | €505,000 | €505,000 | €505,000 | = |
| Credit institutions430/8 | - | €505,955 | €505,000 | €505,000 | €505,000 | = |
| Trade debts44 | €241,440 | €503,801 | €690,374 | €549,318 | €495,179 | ▼ 9.9% |
| Suppliers440/4 | - | €503,801 | €690,374 | €549,318 | €495,179 | ▼ 9.9% |
| Taxes, remuneration and social security45 | - | €14,307 | €23,181 | €40,624 | €30,604 | ▼ 24.7% |
| Taxes450/3 | - | €14,307 | €23,181 | €40,624 | €30,604 | ▼ 24.7% |
| Remuneration and social security454/9 | - | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €97,999 | €0 | €21,368 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | €17,533 | €21,643 | €20,605 | €21,743 | ▲ 5.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €54,465 | -€84,518 | €28,103 | €49,002 | €19,574 | ▼ 60.1% |
| + Depreciation and write-downs630 | €61,190 | €58,131 | €48,928 | €58,767 | €69,865 | ▲ 18.9% |
| Operating cash flow (approximation) | €115,655 | -€26,387 | €77,031 | €107,769 | €89,439 | ▼ 17.0% |
| Investment in fixed assets (approximation) | - | -€46,434 | -€70,661 | -€77,157 | -€6,881 | ▲ 91.1% |
| Change in cash | - | €2,490 | -€9,782 | €17,160 | €2,768 | ▼ 83.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2024
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2023
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
28-02
Financial
Back to profitnet €28,103
Net result €28,103 after one loss-making year.
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 13 days late
28-02
Financial
Weakest financial yearnet -€84,518
Net result drops to -€84,518, the lowest in the series; recovery starts the following year.
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
28-02
Financial
Highest result since 2019net €54,465 ▲420%
Net result €54,465, the highest in the series.
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 2 establishment units since 2001
Ground area
2,879 m²
Building footprint
1,444 m²
Volume, LiDAR
9,889 m³
2 parcels, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
DIEST PACK
since 20012.093.298.107
DIEST PACK
since 20012.093.298.008
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71352D0248/00B002 | Flanders | 2,500 m² | 1 · 1,315 m² | 7.9 m · 2 fl. |
| 71053H0402/00C000 | Flanders | 379 m² | 1 · 129 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 102,056 EUR awarded · 102,056 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 33,035 EUR | 33,035 EUR |
| 2024 | 2 | 27,049 EUR | 27,049 EUR |
| 2023 | 1 | 26,147 EUR | 26,147 EUR |
| 2022 | 2 | 15,825 EUR | 15,825 EUR |
Recognitions · licences · registrations
Food safety, FASFC
2 sitesSint-Truiden2.093.298.008
Sint-Truiden2.093.298.107
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TRAXICO
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Of 1,567 companies in sector 46900 we hold annual accounts for 920. 671 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-07-2001
Fiscal year end28-02
Activities, NACEBEL 2025
46900Non-specialised wholesale trade
47789Other retail sale of new goods
47540Retail sale of electrical household appliances
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0475220321
Also
9925:BE0475220321
Registered
17-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.