ALDA PROJECTS
ActiveSummary
ALDA PROJECTS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €720,958 and a net result of €9,636. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 58% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-1
Solvency68▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.41 in 2024; short-term debt: 10.7% and cash: 14.9% of total assets), but 56.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.2%
Return on assets
0.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
2 d early
2023
5 d early
2022
3 d early
2021
13 d early
2020
18 d early
2019
20 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 7 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€720,958▲ 1.6%
2024 · €709,732
Total assets
€1.7m▼ 5.0%
2024 · €1.8m
Net result
€9,636▼ 32.3%
2024 · €14,244
Working capital
€106,826▲ 55.1%
2024 · €68,860
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€24,183▼ 23.6%€75,908▲ 214%-€5,050€27,506€26,428▼ 3.9%
Net result€17,745within the sector's middle half▼ 4.5%€64,643above the sector's middle half▲ 264%-€15,827below the sector's middle half€14,244within the sector's middle half€9,636within the sector's middle half▼ 32.3%
Equity€646,672above the sector's middle half▲ 2.8%€711,315above the sector's middle half▲ 10.0%€695,488above the sector's middle half▼ 2.2%€709,732above the sector's middle half▲ 2.0%€720,958above the sector's middle half▲ 1.6%
Total assets€1.9mabove the sector's middle half▲ 117%€2.0mabove the sector's middle half▲ 5.7%€1.9mabove the sector's middle half▼ 6.2%€1.8mabove the sector's middle half▼ 8.3%€1.7mabove the sector's middle half▼ 5.0%
Debt€1.2m▲ 470%€1.3m▲ 4.0%€1.2m▼ 8.3%€1.0m▼ 14.3%€924,400▼ 9.3%
Working capital€144,447▼ 34.2%€129,657▼ 10.2%€50,560▼ 61.0%€68,860▲ 36.2%€106,826▲ 55.1%
Solvency33.4%within the sector's middle half▼ 37.0pp34.8%within the sector's middle half▲ 1.4pp36.3%within the sector's middle half▲ 1.5pp40.4%within the sector's middle half▲ 4.1pp43.2%within the sector's middle half▲ 2.8pp
Staff (FTE)2.8▲ 16.7%1.9▼ 32.1%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets
€1.4m ▼ 9.0%
Current assets
€286,023 ▲ 20.0%
Equity and liabilities €1.7m
Equity
€720,958 ▲ 1.6%
Provisions
€23,643 ▼ 16.2%
Debt
€924,400 ▼ 9.3%
Debt's share of the balance-sheet total falls from 58.0% to 55.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€162,493▼
2024 · €165,741
Cash flow
€145,702▼
2024 · €152,479
Current ratio
1.60▲
2024 · 1.41
Quick ratio
1.57▲
2024 · 1.36
Debt to equity
1.28▼
2024 · 1.44
ROE
1.3%▼
2024 · 2.0%
ROA
0.6%▼
2024 · 0.8%
Interest coverage
12.49▼
2024 · 13.86
Debt ≤ 1 year
€179,198▲
2024 · €169,549
Debt > 1 year
€745,203▼
2024 · €849,973
Income taxes
€6,747▲
2024 · €5,478
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €20,520 | - | - | - | - |
| Remuneration, social security and pensions62 | €72,532 | €54,788 | €881 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,713 | €104,281 | €141,768 | €138,235 | €136,065 | ▼ 1.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €4,060 | - |
| Other operating charges640/8 | €9,437 | €8,560 | €16,238 | €16,708 | €18,060 | ▲ 8.1% |
| Gross operating margin9900 | €145,866 | €243,537 | €153,837 | €182,449 | €184,613 | ▲ 1.2% |
| Operating profit (loss)9901 | €24,183 | €75,908 | -€5,050 | €27,506 | €26,428 | ▼ 3.9% |
| Financial income75/76B | - | €1,697 | €0 | €0 | €0 | ▲ 100% |
| Recurring financial income75 | - | €1,697 | €0 | €0 | €0 | ▲ 100% |
| Financial charges65/66B | €10,612 | €17,073 | €14,950 | €11,957 | €13,010 | ▲ 8.8% |
| Recurring financial charges65 | €10,612 | €17,073 | €14,950 | €11,957 | €13,010 | ▲ 8.8% |
| Profit (loss) for the period before taxes9903 | €13,572 | €60,532 | -€20,000 | €15,549 | €13,417 | ▼ 13.7% |
| Transfer from deferred taxes780 | €4,173 | €4,173 | €4,173 | €4,173 | €2,966 | ▼ 28.9% |
| Income taxes67/77 | - | €62 | €0 | €5,478 | €6,747 | ▲ 23.2% |
| Profit (loss) for the period9904 | €17,745 | €64,643 | -€15,827 | €14,244 | €9,636 | ▼ 32.3% |
| Transfer from tax-exempt reserves789 | €8,105 | €8,105 | €8,105 | €8,105 | €8,899 | ▲ 9.8% |
| Profit (loss) for the period to be appropriated9905 | €25,850 | €72,748 | -€7,722 | €22,348 | €18,535 | ▼ 17.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €2.0m | €1.9m | €1.8m | €1.7m | ▼ 5.0% |
| Fixed assets21/28 | €1.6m | €1.7m | €1.7m | €1.5m | €1.4m | ▼ 9.0% |
| Tangible fixed assets22/27 | €1.6m | €1.7m | €1.7m | €1.5m | €1.4m | ▼ 9.0% |
| Land and buildings22 | €1.6m | €1.5m | €1.5m | €1.4m | €1.4m | ▼ 5.4% |
| Furniture and vehicles24 | €31,780 | €5,114 | €2,170 | €0 | - | - |
| Leasing and similar rights25 | - | €206,967 | €148,179 | €89,391 | €30,602 | ▼ 65.8% |
| Current assets29/58 | €344,122 | €299,193 | €259,869 | €238,409 | €286,023 | ▲ 20.0% |
| Stocks and contracts in progress3 | €11,349 | €11,349 | €8,120 | €8,120 | €4,060 | ▼ 50.0% |
| Stocks30/36 | €11,349 | €11,349 | €8,120 | €8,120 | €4,060 | ▼ 50.0% |
| Amounts receivable within one year40/41 | €6,959 | €44,684 | €22,540 | €19,928 | €26,652 | ▲ 33.7% |
| Trade receivables40 | €3,600 | €13,531 | €17,987 | €19,428 | €22,341 | ▲ 15.0% |
| Other amounts receivable41 | €3,359 | €31,153 | €4,554 | €500 | €4,312 | ▲ 762% |
| Current investments50/53 | - | - | - | €0 | - | - |
| Cash at bank and in hand54/58 | €325,081 | €238,215 | €225,720 | €205,937 | €248,981 | ▲ 20.9% |
| Deferred charges and accrued income490/1 | €733 | €4,946 | €3,489 | €4,424 | €6,330 | ▲ 43.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €2.0m | €1.9m | €1.8m | €1.7m | ▼ 5.0% |
| Equity10/15 | €646,672 | €711,315 | €695,488 | €709,732 | €720,958 | ▲ 1.6% |
| Contributions10/11 | €18,550 | €18,550 | €18,550 | €18,550 | €18,550 | = |
| Reserves13 | €104,406 | €96,302 | €88,197 | €80,092 | €72,784 | ▼ 9.1% |
| Non-distributable reserves130/1 | €1,855 | €1,855 | - | - | - | - |
| Reserves not available under the articles1311 | €1,855 | €1,855 | - | - | - | - |
| Tax-exempt reserves132 | €102,551 | €94,447 | €86,342 | €78,237 | €70,929 | ▼ 9.3% |
| Distributable reserves133 | - | - | €1,855 | €1,855 | €1,855 | = |
| Profit (loss) carried forward14 | €523,716 | €596,463 | €588,741 | €611,089 | €629,624 | ▲ 3.0% |
| Provisions and deferred taxes16 | €40,719 | €36,546 | €32,372 | €28,199 | €23,643 | ▼ 16.2% |
| Deferred taxes168 | €40,719 | €36,546 | €32,372 | €28,199 | €23,643 | ▼ 16.2% |
| Amounts payable17/49 | €1.2m | €1.3m | €1.2m | €1.0m | €924,400 | ▼ 9.3% |
| Amounts payable after more than one year17 | €1.0m | €1.1m | €979,978 | €849,973 | €745,203 | ▼ 12.3% |
| Financial debts170/4 | €1.0m | €1.1m | €963,238 | €833,233 | €728,463 | ▼ 12.6% |
| Other amounts payable178/9 | - | €16,740 | €16,740 | €16,740 | €16,740 | = |
| Amounts payable within one year42/48 | €199,675 | €169,537 | €209,308 | €169,549 | €179,198 | ▲ 5.7% |
| Current portion of amounts payable after more than one year42 | €76,011 | €144,315 | €146,764 | €133,972 | €108,775 | ▼ 18.8% |
| Trade debts44 | €106,336 | €7,624 | €56,261 | €22,235 | €56,938 | ▲ 156% |
| Suppliers440/4 | €106,336 | €7,624 | €56,261 | €22,235 | €56,938 | ▲ 156% |
| Taxes, remuneration and social security45 | €17,329 | €17,597 | €5,480 | €13,342 | €13,204 | ▼ 1.0% |
| Taxes450/3 | €9,713 | €13,135 | €5,480 | €13,342 | €13,204 | ▼ 1.0% |
| Remuneration and social security454/9 | €7,616 | €4,462 | - | - | - | - |
| Other amounts payable47/48 | - | - | €803 | €0 | €280 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,745 | €64,643 | -€15,827 | €14,244 | €9,636 | ▼ 32.3% |
| + Depreciation and write-downs630 | €39,713 | €104,281 | €141,768 | €138,235 | €136,065 | ▼ 1.6% |
| Operating cash flow (approximation) | €57,458 | €168,924 | €125,940 | €152,479 | €145,702 | ▼ 4.4% |
| Investment in fixed assets (approximation) | - | -€259,878 | -€54,099 | €0 | €0 | - |
| Change in cash | - | -€86,866 | -€12,495 | -€19,783 | €43,044 | ▲ 318% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €14,244
Net result €14,244 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€15,827
Net result drops to -€15,827, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €64,643 ▲264%
Operating result €75,908, net result €64,643, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 80 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 1997
Ground area
4,199 m²
Building footprint
1,953 m²
Volume, LiDAR
14,706 m³
Parcel 71353E0877/00C000, Flanders · tallest building 9.3 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Lichtenberglaan 2070, 3800 Sint-Truiden
since 19972.082.026.311
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71353E0877/00C000 | Flanders | 4,199 m² | 1 · 1,953 m² | 9.3 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,238 companies in sector 47789 we hold annual accounts for 1,019. 583 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-04-1997
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
47521Retail sale of hardware, building materials, paint and glass (general range)
47551Retail sale of household furniture
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0460480378
Also
9925:BE0460480378
Registered
29-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.