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THERMOCONFORTSOLUTION

Active
Private limited companyfounded 2024active for 1 yearBrusselsesteenweg 292, 3090 Overijse, Belgium310 active companies are registered at this addressKBO/BCE: BE 1016.267.812
Summary

The computed 12-month bankruptcy probability of THERMOCONFORTSOLUTION is 2.5% (moderate). The 2025 annual accounts show equity of €12,833 and a net result of €9,833. Its solvency ranks better than 24% of 12,678 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (34 days) Filed on 3 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00496540.

Turnover
€325,156
EBIT margin
3.1%
Net result
€9,833
Working capital
-€2,785
Balance-sheet composition
Assets €95,977
Fixed assets €14,729
Current assets €81,248
Equity and liabilities €96,866
Equity €12,833
Debt €84,033
Debt finances 86.8% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€12,676
Cash flow
€12,558
Current ratio
0.97
Debt to equity
6.55
ROE
76.6%
ROA
10.2%
Interest coverage
over 100
Debt ≤ 1 year
€84,033

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.2% went bankrupt within 24 months and 96.7% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.2% went bankrupt
2.0% stopped otherwise
96.7% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 2.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€96,866
Formation expenses20€889
Fixed assets21/28€14,729
Tangible fixed assets22/27€14,729
Plant, machinery and equipment23€591
Furniture and vehicles24€14,139
Current assets29/58€81,248
Amounts receivable within one year40/41€58,737
Trade receivables40€1,646
Other amounts receivable41€57,091
Cash at bank and in hand54/58€22,510
Equity and liabilities
Total equity and liabilities10/49€96,866
Equity10/15€12,833
Contributions10/11€3,000
Capital10€3,000
Issued capital100€3,000
Profit (loss) carried forward14€9,833
Amounts payable17/49€84,033
Amounts payable within one year42/48€84,033
Trade debts44€80,736
Suppliers440/4€80,736
Other amounts payable47/48€3,297
Income statement Code2025
Turnover70€325,156
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,725
Gross operating margin9900€12,676
Operating profit (loss)9901€9,951
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€120
Recurring financial charges65€120
Profit (loss) for the period before taxes9903€9,833
Profit (loss) for the period9904€9,833
Profit (loss) for the period to be appropriated9905€9,833
Appropriation of the result
Profit (loss) to be appropriated9906€9,833

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€325,156
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,725
Gross operating margin9900€12,676
Operating profit (loss)9901€9,951
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€120
Recurring financial charges65€120
Profit (loss) for the period before taxes9903€9,833
Profit (loss) for the period9904€9,833
Profit (loss) for the period to be appropriated9905€9,833
Line2025
Assets
Total assets20/58€96,866
Formation expenses20€889
Fixed assets21/28€14,729
Tangible fixed assets22/27€14,729
Plant, machinery and equipment23€591
Furniture and vehicles24€14,139
Current assets29/58€81,248
Amounts receivable within one year40/41€58,737
Trade receivables40€1,646
Other amounts receivable41€57,091
Cash at bank and in hand54/58€22,510
Equity and liabilities
Total equity and liabilities10/49€96,866
Equity10/15€12,833
Contributions10/11€3,000
Capital10€3,000
Issued capital100€3,000
Profit (loss) carried forward14€9,833
Amounts payable17/49€84,033
Amounts payable within one year42/48€84,033
Trade debts44€80,736
Suppliers440/4€80,736
Other amounts payable47/48€3,297
Line2025
Profit (loss) for the period9904€9,833
+ Depreciation and write-downs630€2,725
Operating cash flow (approximation)€12,558

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 abbreviated format 03-09-2026 2026-00496540

Similar companies · same sector, comparable size

Of the 10,461 active companies whose main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811), figures are known for 5,294. 2,358 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.