THERMOCONFORTSOLUTION
ActiveSummary
The computed 12-month bankruptcy probability of THERMOCONFORTSOLUTION is 2.5% (moderate). The 2025 annual accounts show equity of €12,833 and a net result of €9,833. Its solvency ranks better than 24% of 12,777 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 15-11-2024 Normal situation
- Registered office
- 312 active companies are registered at this address 33 started in the 12 months before. Source: KBO register, as of 4 November 2026.
- Activity
- Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811and 6 others
- Establishment unit
- 2.367.049.626 3090 Overijse, since 15-11-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 14-08-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.5%
- Turnover
- €325,156
- Profit
- €9,833
- Equity
- €12,833
- Total assets
- €96,866
- 2025 accounts filed 34 days after the deadline
Score breakdownraises riskFounded in 2024Size: turnover €325,156, total assets €96,866Last filed accounts filed 34 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 0.97, cash €22,510Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 29% of them on solvency, 28% on liquidity and 47% on profitability.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 34 days after the deadline Filed on 3 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00496540.
Annual accounts 2025 filed on 03-09-2026 at the NBB
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €17,454 |
| Depreciation and write-downs of the year | €2,725 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Turnover70 | €325,156 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,725 |
| Gross operating margin9900 | €12,676 |
| Operating profit (loss)9901 | €9,951 |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €120 |
| Recurring financial charges65 | €120 |
| Profit (loss) for the period before taxes9903 | €9,833 |
| Profit (loss) for the period9904 | €9,833 |
| Profit (loss) for the period to be appropriated9905 | €9,833 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €96,866 | |
| Formation expenses20 | €889 | |
| Fixed assets21/28 | €14,729 | |
| Tangible fixed assets22/27 | €14,729 | |
| Plant, machinery and equipment23 | €591 | |
| Furniture and vehicles24 | €14,139 | |
| Current assets29/58 | €81,248 | |
| Amounts receivable within one year40/41 | €58,737 | |
| Trade receivables40 | €1,646 | |
| Other amounts receivable41 | €57,091 | |
| Cash at bank and in hand54/58 | €22,510 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €96,866 | |
| Equity10/15 | €12,833 | |
| Contributions10/11 | €3,000 | |
| Capital10 | €3,000 | |
| Issued capital100 | €3,000 | |
| Profit (loss) carried forward14 | €9,833 | |
| Amounts payable17/49 | €84,033 | |
| Amounts payable within one year42/48 | €84,033 | |
| Trade debts44 | €80,736 | |
| Suppliers440/4 | €80,736 | |
| Other amounts payable47/48 | €3,297 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €9,833 |
| + Depreciation and write-downs630 | €2,725 |
| Operating cash flow (approximation) | €12,558 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 2,390 companies had the same profile as THERMOCONFORTSOLUTION has now. Two years later, 96.7% were still going and 1.2% had gone bankrupt.
- Micro
- under 2 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of THERMOCONFORTSOLUTION itself is higher: 2.5% within 12 months. It rests on far more data about THERMOCONFORTSOLUTION than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for THERMOCONFORTSOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 03-09-2026 | 2026-00496540 |
Board & ownership
Directors
Owners and capital
Shareholders
- LANNOY Renaud Jean Raoul 100 shares (100%) · €3,000 in cash
Capital transactions
- 19-11-2024 Incorporation · €3,000 · 100 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| DUFOUR Marjorie |
|
| LANNOY Renaud Jean Raoul |
|
Articles of association
Board and representation
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, algemene vergadering”“Algemene kosten los van representatie/reis/verplaatsing, algemene vergadering bij absolute meerderheid of enige aandeelhouder”
Capital, shares and profit
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- “Gelijk recht in winstverdeling en vereffeningsaldo per aandeel, 100”
Audit, dissolution and liquidation
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Een of meerdere vereffenaars aanduiden,bevoegdheden omlijnen,vergoeding bepalen, bestuurder(s) in functie krachtens statuten indien geen…”
Articles of association, deed of 19-11-2024 (in Dutch)
Network & group
Companies at the same address
311 other companies- AB SERVICES & CLEANING Registered office · since 2026 1044543312
- BELYS Registered office · since 2026 1044251817
- ARDIM Registered office · since 2026 1044144820
- MO Clean Registered office · since 2026 1042989134
- WB AUTOMOBILE Registered office · since 2026 1041818602
- MAX AUTOMOTIVE BELGIUM Registered office · since 2026 1040629163
- Zennova Registered office · since 2026 1040594422
- B GROUPE Registered office · since 2026 1040064286
- ZEKA INVEST Registered office · since 2026 1039306795
- JSC Renovation Registered office · since 2026 1038827735
Connections & network
1 connected companyThe connected companies are in the list below.
Timeline
Acts, filings and financial milestones
27-11
Gazette deed
Resignation: LANNOY Renaud (director)Appointment: DUFOUR Marjorie (director)4 points ▸
- General meeting, 30-09-2025
- Director resignation, LANNOY Renaud (director)
- Director appointment, DUFOUR Marjorie (director)
- Other provision, “verslag in bijlagen, bijlagen” (deed in Dutch)
19-11
Gazette deed
IncorporationStarting capital €3,000 · Appointment: LANNOY Renaud Jean Raoul (director) · Founder9 points ▸
- Incorporation, “THERMOCONFORTSOLUTION” (deed in Dutch)
- Founder, LANNOY Renaud Jean Raoul (and shareholder)
- Founding capital, €3,000
- Other provision, “slot- en overgangsbepalingen uitwerking, slechts uitwerking vanaf neerlegging ter griffie van uitgifte oprichtingsakte” (deed in Dutch)
- Registered office clause, “3090 Overijse,Brusselsesteenweg 292” (deed in Dutch)
- Board rule, 1
- Director appointment, LANNOY Renaud Jean Raoul (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen,verplichtingen en activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
- Power of attorney, Thi Thuy Mai HONG (ondergetekende notaris als gemachtigde)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
9 activities
- De uitbating van een decoratie-,kunst- en schilderatelier/winkel in de breedste zin van het woord en zonder beperking van aanverwante activiteiten.
- De uitbating van een algemene bouwonderneming,ruwbouw en voltooiing van industriële en particuliere gebouwen,met inbegrip van,bij wijze van voorbeeld en niet uitsluitend,alle metselwerk,cementering,stukadoorswerk,isolatie,elektriciteit,loodgieterij,tegels,schilderen,plaatsen van verwarming,reinigen en reinigen van gevels,plaatsen van gyproc scheidingswanden,etc.
- Gebouwreiniging in de breedste zin van het woord,te weten binnen- en buitenreiniging,glazenwassen,schoorsteenvegen,desinfectie,etc.
- Alle handelingen of werkzaamheden die direct of indirect te maken hebben met grondwerk,wegen,riolering en aansluitingen,aanleg van kabels,drainage en sloop,tuinieren en diverse buitenvoorzieningen.
- Alle vastgoedtransacties voor eigen rekening,te weten de aankoop,verkoop,verhuur,promotie,verstedelijking en beheer van alle gebouwen,appartementen,gronden,huizen,enz.;deze lijst is enunciatief en niet beperkend.
- Alle HORECA-activiteiten,en namelijk de uitbating van alle snackbars,brouwerijen,eetsalons,hotels,restaurants,herbergen,cafés,discotheken,buffetten,publiekvestiaires,verhuur van zalen,organisatiezalen,van banket en traiteurs.
- Alle advies-,secretariaats- en beheerdiensten in de ruimste zin van het woord,en zakelijke ondersteuning in het algemeen zonder dat het bovenstaande beperkend is;
- De import,export,aankoop,verkoop,groothandel of detailhandel,marketing,onderhoud,reparatie,verhuur van alle goederen,producten,handelswaar,welk materiaal dan ook.
- De koop,verkoop en verhuur van alle motorvoertuigen en de uitbating van garage met werkplaats voor herstelling,onderhoud en takelen van alle motorvoertuigen.
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1016.267.812
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23062B0376/02D005 | Flanders | 1,934 m² | 1 · 198 m² | 6.6 m · 1 |