JMB CAR
ActiveSummary
The computed 12-month bankruptcy probability of JMB CAR is 2.2% (moderate). The 2025 annual accounts show equity of €13k and a net result of €26k. Its solvency ranks better than 25% of 18400 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability64
Solvency30
Growth-
Track record67
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.96; short-term debt: 95.2% and cash: 35.7% of total assets), and 95.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.8%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€2.02M
EBIT margin
1.8%
Net result
€26k
Working capital
€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €269k
Fixed assets
€23k
Current assets
€245k
Equity and liabilities €269k
Equity
€13k
Debt
€256k
Debt finances 95.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€47k
Cash flow
€37k
Current ratio
0.96
Quick ratio
0.43
Debt to equity
19.88
ROE
201.1%
ROA
9.6%
Interest coverage
39.25
Debt ≤ 1 year
€256k
Income taxes
€9k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€269k
Fixed assets21/28€23k
Tangible fixed assets22/27€23k
Land and buildings22€3k
Plant, machinery and equipment23€2k
Furniture and vehicles24€18k
Current assets29/58€245k
Stocks and contracts in progress3€136k
Stocks30/36€136k
Amounts receivable within one year40/41€10k
Trade receivables40€3k
Other amounts receivable41€6k
Cash at bank and in hand54/58€96k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€269k
Equity10/15€13k
Contributions10/11€2k
Profit (loss) carried forward14€11k
Amounts payable17/49€256k
Amounts payable within one year42/48€256k
Trade debts44€18k
Suppliers440/4€18k
Advances received on contracts in progress46€11k
Taxes, remuneration and social security45€9k
Taxes450/3€9k
Other amounts payable47/48€217k
Income statement
Code2025
Turnover70€2.02M
Goods, raw materials, services and sundry goods60/61€1.96M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k
Other operating charges640/8€4k
Gross operating margin9900€51k
Operating profit (loss)9901€36k
Financial income75/76B€251
Recurring financial income75€251
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€9k
Profit (loss) for the period9904€26k
Profit (loss) for the period to be appropriated9905€26k
Appropriation of the result
Profit (loss) to be appropriated9906€26k
Profit to be distributed694/7€15k
Return on contributions (dividend)694€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Turnover70 | €2.02M |
| Goods, raw materials, services and sundry goods60/61 | €1.96M |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €11k |
| Other operating charges640/8 | €4k |
| Gross operating margin9900 | €51k |
| Operating profit (loss)9901 | €36k |
| Financial income75/76B | €251 |
| Recurring financial income75 | €251 |
| Financial charges65/66B | €1k |
| Recurring financial charges65 | €1k |
| Profit (loss) for the period before taxes9903 | €35k |
| Income taxes67/77 | €9k |
| Profit (loss) for the period9904 | €26k |
| Profit (loss) for the period to be appropriated9905 | €26k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €269k | |
| Fixed assets21/28 | €23k | |
| Tangible fixed assets22/27 | €23k | |
| Land and buildings22 | €3k | |
| Plant, machinery and equipment23 | €2k | |
| Furniture and vehicles24 | €18k | |
| Current assets29/58 | €245k | |
| Stocks and contracts in progress3 | €136k | |
| Stocks30/36 | €136k | |
| Amounts receivable within one year40/41 | €10k | |
| Trade receivables40 | €3k | |
| Other amounts receivable41 | €6k | |
| Cash at bank and in hand54/58 | €96k | |
| Deferred charges and accrued income490/1 | €4k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €269k | |
| Equity10/15 | €13k | |
| Contributions10/11 | €2k | |
| Profit (loss) carried forward14 | €11k | |
| Amounts payable17/49 | €256k | |
| Amounts payable within one year42/48 | €256k | |
| Trade debts44 | €18k | |
| Suppliers440/4 | €18k | |
| Advances received on contracts in progress46 | €11k | |
| Taxes, remuneration and social security45 | €9k | |
| Taxes450/3 | €9k | |
| Other amounts payable47/48 | €217k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €26k |
| + Depreciation and write-downs630 | €11k |
| Operating cash flow (approximation) | €37k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Paliseul · 1 establishment unit since 2024
Ground area
2,063 m²
Building footprint
159 m²
Parcel 84050A0637/00N003, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Charrettes 34, 6850 Paliseul
since 20242.365.443.978
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84050A0637/00N003 | Wallonia | 2,062 m² | 1 · 159 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A.T. SERVICES CARS
BE 0876.503.480
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THERMOCONFORTSOLUTION
BE 1016.267.812
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KEB CARS
BE 0719.669.229
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AUTOWASH
BE 0834.206.037
Sint-Jans-Molenbeek · Eq €12,949
BM AUTOMOTIVE
BE 0767.689.969
Hasselt · Eq €12,962
Of 10,667 companies in sector 47811 we hold annual accounts for 5,220. 2,299 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Scores and ratios are computed by Checked and are not a credit decision.