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The Clover

Active Risk: not assessed Private limited companyfounded 2022active for 4 yearsBosuilweg 24, 2275 LilleKBO/BCE: BE 0793.466.433

Lifetime

3 annual accounts with figures on one time axis
peak €47,608 (2024)
€47,037▼ 1.2%
peak €35,251 (2024)
€30,574▼ 13.3%
peak €98,001 (2025)
€98,001▲ 45.3%
€93,507▼ 3.5%
Board2 names since 2022
2 directors and 1 other
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Equity from €67,427 to €98,001Investments €30,064Cash from €43,513 to €29,076

Key points

from the 2025 annual accounts

Equity

€98,001 ▲ 45.3%

The Clover has made a profit in every financial year since 2023.

Turnover

≈ €190,000 estimated

The micro format states no turnover.

Investments

€30,064 10.5 × depreciation
20242025

Green is investment, beige is depreciation. Machinery stands 183.2% higher than in 2024.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Board and ownership

Director, since 10-11-2022
Director, since 26-03-2024
  • founderdeed of 16-11-2022
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0793466433
Appointment: (director) “Het wassen,snijden,knippen,verven,oduleren van haar en het uitvoeren van alle behandelingen van haarverzorging…” (deed in Dutch) · General meeting of 15-03-2024 · Gazette deed
Incorporation Founding capital of €2,500 · Founder: · Appointment: (director) · published on 16-11-2022 · Gazette deed
First establishment Bosuilweg 24, Lille
All 8 events

Comparable companies

same main activity, similar in size and age
Company
The Clover Lille €191,507 €47,037 51.2% -
SR ASSUR Ramillies €219,471 €44,684 19.8% -
Danny Raes Waasmunster €166,058 €43,266 90.6% -
Morelia Antwerp €148,343 €49,843 68.6% -
Tina De Wilde Antwerp €172,552 €52,744 14.3% -
DDD - Hermes Management Schilde €137,005 €38,456 98.5% -
KOEN LEYMAN Anzegem €182,909 €59,127 45.6% -

These companies have the same main activity as The Clover: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €137,000 and €219,000, founded between 2021 and 2023.

Official details

Source: KBO
Status
Active since 10-11-2022Normal situation
Activity
Insurance agents and brokersNACE 66220and 3 others
Establishment unit
2.338.677.1262275 Lille, since 10-11-2022
Financial year end
31 December
Peppol
Reachable since 22-04-2025
Company details

Annual accounts 2025

€191,507▲ 16.5%
Filing
Filed on 27-07-2026, 4 days before the end of the filing period
Financials

Insights on The Clover

The Clover files the micro format. That format states no turnover. The gross margin rose from €41,684 in 2023 to €47,037 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about The Clover

What is the company number of The Clover?
The company number of The Clover is 0793.466.433. The VAT number is the same number with BE in front: BE 0793.466.433.
Where is The Clover based?
The registered office is at Bosuilweg 24, 2275 Lille.Company details
What does The Clover do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of The Clover?
The Clover is a private limited company (BV).
When was The Clover founded?
The Clover was founded on 10-11-2022.
Is The Clover still active?
Yes, The Clover is an active enterprise in the KBO register.
What is the turnover of The Clover?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €47,037 and 2,935 comparable companies of the same size. It probably lies between €110,000 and €340,000. It is a rough estimate.Financials
Is The Clover profitable?
In financial year 2025, The Clover made a profit of €30,574.
Where can I find the annual accounts of The Clover?
The Clover filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of The Clover due?
The Clover must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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