Summary
SR ASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €43,507 and a net result of €1,555. Equity is growing by ~45.7% per year across the filed fiscal years. Its solvency ranks better than 26% of 2469 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€43,507▲ 3.7%
2024 · €41,952
Net result
€1,555▼ 95.8%
2024 · €36,808
Total assets
€219,471▲ 295%
2024 · €55,615
Solvency
19.8%▼ 55.6pp
2024 · 75.4%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€5,105-€51,887▲ 916%€5,900▼ 88.6%
Net result€3,143within the sector's middle half-€36,808within the sector's middle half▲ 1,071%€1,555below the sector's middle half▼ 95.8%
Equity€5,143below the sector's middle half-€41,952within the sector's middle half▲ 716%€43,507within the sector's middle half▲ 3.7%
Total assets€13,089below the sector's middle half-€55,615below the sector's middle half▲ 325%€219,471within the sector's middle half▲ 295%
Debt€7,946-€13,664▲ 72.0%€175,964▲ 1,188%
Working capital€4,290within the sector's middle half-€36,582within the sector's middle half▲ 753%€11,342within the sector's middle half▼ 69.0%
Solvency39.3%within the sector's middle half-75.4%within the sector's middle half▲ 36.1pp19.8%within the sector's middle half▼ 55.6pp
Current ratio1.71within the sector's middle half-3.68within the sector's middle half▲ 1.971.23within the sector's middle half▼ 2.44
Return on assets (ROA)24.0%above the sector's middle half-66.2%above the sector's middle half▲ 42.2pp0.7%below the sector's middle half▼ 65.5pp
Staff (FTE)11=
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 89% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €219,471
Fixed assets
€159,806 ▲ 2,876%
Current assets
€59,665 ▲ 18.7%
Equity and liabilities €219,471
Equity
€43,507 ▲ 3.7%
Debt
€175,964 ▲ 1,188%
Debt's share of the balance-sheet total rises from 24.6% to 80.2%. Equity and debt are higher.
Key figures and ratios
ROE
3.6%▼
2024 · 87.7%
Debt ≤ 1 year
€48,323▲
2024 · €13,664
Debt > 1 year
€127,642
Income taxes
€2,900▼
2024 · €15,001
Staff costs
€33,490▲
2024 · €19,381
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €7,720 | €19,381 | €33,490 | ▲ 72.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €275 | €1,422 | €4,277 | ▲ 201% |
| Other operating charges640/8 | €384 | €387 | €1,017 | ▲ 163% |
| Gross operating margin9900 | €13,485 | €73,077 | €44,684 | ▼ 38.9% |
| Operating profit (loss)9901 | €5,105 | €51,887 | €5,900 | ▼ 88.6% |
| Financial income75/76B | - | €0 | - | - |
| Recurring financial income75 | - | €0 | - | - |
| Financial charges65/66B | €42 | €78 | €1,444 | ▲ 1,763% |
| Recurring financial charges65 | €42 | €78 | €1,444 | ▲ 1,763% |
| Profit (loss) for the period before taxes9903 | €5,063 | €51,810 | €4,455 | ▼ 91.4% |
| Income taxes67/77 | €1,920 | €15,001 | €2,900 | ▼ 80.7% |
| Profit (loss) for the period9904 | €3,143 | €36,808 | €1,555 | ▼ 95.8% |
| Profit (loss) for the period to be appropriated9905 | €3,143 | €36,808 | €1,555 | ▼ 95.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €13,089 | €55,615 | €219,471 | ▲ 295% |
| Fixed assets21/28 | €2,726 | €5,370 | €159,806 | ▲ 2,876% |
| Tangible fixed assets22/27 | €2,726 | €5,370 | €159,806 | ▲ 2,876% |
| Plant, machinery and equipment23 | - | - | €152,945 | - |
| Furniture and vehicles24 | €2,726 | €5,370 | €6,861 | ▲ 27.8% |
| Current assets29/58 | €10,363 | €50,246 | €59,665 | ▲ 18.7% |
| Cash at bank and in hand54/58 | €3,180 | €527 | €3 | ▼ 99.3% |
| Deferred charges and accrued income490/1 | €7,183 | €49,718 | €59,662 | ▲ 20.0% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €13,089 | €55,615 | €219,471 | ▲ 295% |
| Equity10/15 | €5,143 | €41,952 | €43,507 | ▲ 3.7% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €3,143 | €39,952 | €41,507 | ▲ 3.9% |
| Amounts payable17/49 | €7,946 | €13,664 | €175,964 | ▲ 1,188% |
| Amounts payable after more than one year17 | - | - | €127,642 | - |
| Financial debts170/4 | - | - | €127,642 | - |
| Amounts payable within one year42/48 | €6,073 | €13,664 | €48,323 | ▲ 254% |
| Current portion of amounts payable after more than one year42 | - | - | €6,639 | - |
| Trade debts44 | €1,894 | €7,415 | €316 | ▼ 95.7% |
| Suppliers440/4 | €1,894 | €7,415 | €316 | ▼ 95.7% |
| Taxes, remuneration and social security45 | €4,179 | €2,478 | €11,137 | ▲ 349% |
| Taxes450/3 | €1,920 | - | €5,633 | - |
| Remuneration and social security454/9 | €2,259 | €2,478 | €5,504 | ▲ 122% |
| Other amounts payable47/48 | - | €3,771 | €30,232 | ▲ 702% |
| Accrued charges and deferred income492/3 | €1,872 | - | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,143 | €36,808 | €1,555 | ▼ 95.8% |
| + Depreciation and write-downs630 | €275 | €1,422 | €4,277 | ▲ 201% |
| Operating cash flow (approximation) | €3,419 | €38,230 | €5,832 | ▼ 84.7% |
| Investment in fixed assets (approximation) | - | -€4,066 | -€158,713 | ▼ 3,804% |
| Change in cash | - | -€2,653 | -€524 | ▲ 80.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
07-05
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 30-03-2026
- Registered-office move, Rue Eudore Detry, 15B - 1367 Ramilies (Geest-Gérompont)
2025
31-12
Financial
Weakest financial yearnet €1,555 ▼95.8%
Net result drops to €1,555, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €36,808 ▲1,071%
Operating result €51,887, net result €36,808, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.68
Current ratio from 1.71 to 3.68.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ramillies · 1 establishment unit since 2023
Ground area
1,901 m²
Building footprint
130 m²
Volume, LiDAR
798 m³
Parcel 25030A0327/00K000, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SR ASSUR
since 20232.344.957.380
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25030A0327/00K000 | Wallonia | 1,901 m² | 1 · 130 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,674 companies in sector 66220 we hold annual accounts for 3,222. 2,184 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
66220Insurance agents and brokers
E-invoicing
Reachable via Peppol
Peppol ID
0208:0801694607
Registered
28-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.