Skip to content

TFC CONCEPT

Active
Private limited companyfounded 20251 yr activeL.A. Schockaertstraat 107, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1020.069.717
Summary

TFC CONCEPT has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9,737 and a net result of €27,237. Its solvency ranks better than 28% of 7564 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2025
Axes
Profitability100
Solvency48
Growth-
Track record67
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.29; short-term debt: 77.3% and cash: 0.4% of total assets), and 77.3% of the assets are financed with debt.
Credit check for your own amount and term

Open the credit simulator : see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
22.7%
Return on assets
63.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TFC CONCEPT was incorporated on 17 February 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€9,737
Total assets
€42,927
Net result
€27,237
Working capital
€9,737

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €42,927
Equity €9,737
Debt €33,191
Debt finances 77.3% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
1.29
Debt to equity
3.41
ROE
279.7%
ROA
63.4%
Debt ≤ 1 year
€33,191
Income taxes
€2,579

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€42,927
Current assets29/58€42,927
Amounts receivable within one year40/41€42,656
Trade receivables40€38,640
Other amounts receivable41€4,016
Cash at bank and in hand54/58€156
Deferred charges and accrued income490/1€116
Equity and liabilities
Total equity and liabilities10/49€42,927
Equity10/15€9,737
Contributions10/11€1,500
Profit (loss) carried forward14€8,237
Amounts payable17/49€33,191
Amounts payable within one year42/48€33,191
Trade debts44€447
Suppliers440/4€447
Taxes, remuneration and social security45€6,134
Taxes450/3€2,879
Remuneration and social security454/9€3,255
Other amounts payable47/48€26,610
Income statement Code2025
Other operating charges640/8€189
Gross operating margin9900€30,054
Operating profit (loss)9901€29,865
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€29,815
Income taxes67/77€2,579
Profit (loss) for the period9904€27,237
Profit (loss) for the period to be appropriated9905€27,237
Appropriation of the result
Profit (loss) to be appropriated9906€27,237
Profit to be distributed694/7€19,000
Return on contributions (dividend)694€1,000
Directors or managers695€18,000

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€189
Gross operating margin9900€30,054
Operating profit (loss)9901€29,865
Financial charges65/66B€50
Recurring financial charges65€50
Profit (loss) for the period before taxes9903€29,815
Income taxes67/77€2,579
Profit (loss) for the period9904€27,237
Profit (loss) for the period to be appropriated9905€27,237
Line2025
Assets
Total assets20/58€42,927
Current assets29/58€42,927
Amounts receivable within one year40/41€42,656
Trade receivables40€38,640
Other amounts receivable41€4,016
Cash at bank and in hand54/58€156
Deferred charges and accrued income490/1€116
Equity and liabilities
Total equity and liabilities10/49€42,927
Equity10/15€9,737
Contributions10/11€1,500
Profit (loss) carried forward14€8,237
Amounts payable17/49€33,191
Amounts payable within one year42/48€33,191
Trade debts44€447
Suppliers440/4€447
Taxes, remuneration and social security45€6,134
Taxes450/3€2,879
Remuneration and social security454/9€3,255
Other amounts payable47/48€26,610
Line2025
Profit (loss) for the period9904€27,237
Operating cash flow (approximation)€27,237

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
7,249 m²
Building footprint
609 m²
Volume, LiDAR
4,641 m³
Parcel 23077C0323/00N000, Flanders · tallest building 12.3 m, ±3 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
TFC CONCEPT
L.A. Schockaertstraat 107, 1600 Sint-Pieters-LeeuwGeneral construction of residential buildings
since 20252.370.905.969
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23077C0323/00N000 Flanders 7,249 m² 1 · 609 m² 12.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,787 companies in sector 41001 we hold annual accounts for 16,042. 9,202 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded17-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43990Other specialised construction activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1020069717
Registered 19-11-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.