Texina
ActiveSummary
Texina has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,024 and a net result of -€10,921. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 166 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-33
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 11.12 against 20.47 in 2024; short-term debt: 8.8% and cash: 8.3% of total assets), and 8.8% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Manufacture of wearing apparel (NACE 14)
about 12% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.2%
Return on assets
-16.1%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,921
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
30 d early
2022
2 d late
2021
5 d late
2020
13 d late
2019
21 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€62,024▼ 15.9%
2024 · €73,778
Total assets
€67,973▼ 12.3%
2024 · €77,472
Net result
-€10,921▼ 690%
2024 · -€1,382
Working capital
€60,210▼ 16.3%
2024 · €71,921
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 14, Manufacture of wearing apparel, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€4,996-€4,002▲ 19.9%-€3,526▲ 11.9%-€3,639▼ 3.2%-€9,591▼ 164%
Net result-€1,254within the sector's middle half-€1,986within the sector's middle half▼ 58.4%-€1,341within the sector's middle half▲ 32.5%-€1,382within the sector's middle half▼ 3.1%-€10,921below the sector's middle half▼ 690%
Equity€80,086within the sector's middle half▼ 2.5%€77,300within the sector's middle half▼ 3.5%€75,160within the sector's middle half▼ 2.8%€73,778within the sector's middle half▼ 1.8%€62,024within the sector's middle half▼ 15.9%
Total assets€83,054within the sector's middle half▼ 3.6%€81,777within the sector's middle half▼ 1.5%€78,891within the sector's middle half▼ 3.5%€77,472within the sector's middle half▼ 1.8%€67,973within the sector's middle half▼ 12.3%
Debt€2,968▼ 26.5%€4,477▲ 50.8%€3,731▼ 16.7%€3,694▼ 1.0%€5,949▲ 61.0%
Working capital€78,845within the sector's middle half▼ 0.9%€75,691within the sector's middle half▼ 4.0%€73,927within the sector's middle half▼ 2.3%€71,921within the sector's middle half▼ 2.7%€60,210within the sector's middle half▼ 16.3%
Solvency96.4%above the sector's middle half▲ 1.1pp94.5%above the sector's middle half▼ 1.9pp95.3%above the sector's middle half▲ 0.7pp95.2%above the sector's middle half=91.2%above the sector's middle half▼ 4.0pp
Current ratio34.17above the sector's middle half▲ 11.6318.80above the sector's middle half▼ 15.3724.70above the sector's middle half▲ 5.9020.47above the sector's middle half▼ 4.2311.12above the sector's middle half▼ 9.35
Return on assets (ROA)-1.5%within the sector's middle half▼ 1.7pp-2.4%within the sector's middle half▼ 0.9pp-1.7%within the sector's middle half▲ 0.7pp-1.8%within the sector's middle half▼ 0.1pp-16.1%below the sector's middle half▼ 14.3pp
above
within
below
the middle half (P25 to P75) of NACE 14, Manufacture of wearing apparel, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €9,591 in 2025 against €3,639 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67,973
Fixed assets
€1,814 ▼ 2.3%
Current assets
€66,159 ▼ 12.5%
Equity and liabilities €67,973
Equity
€62,024 ▼ 15.9%
Debt
€5,949 ▲ 61.0%
Debt's share of the balance-sheet total rises from 4.8% to 8.8%. Equity is lower and debt is higher.
Key figures and ratios
Quick ratio
10.68▼
2024 · 19.75
Debt to equity
0.10▲
2024 · 0.05
ROE
-17.6%▼
2024 · -1.9%
Debt ≤ 1 year
€5,949▲
2024 · €3,694
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,836 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a loss of 10% of the balance sheet or more
1.5%
went bankrupt
13%
stopped otherwise
84%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,836 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €132 | - | - | - | - | - |
| Other operating charges640/8 | €571 | €572 | €612 | €455 | €683 | ▲ 50.2% |
| Gross operating margin9900 | -€4,293 | -€3,430 | -€2,914 | -€3,184 | -€8,907 | ▼ 180% |
| Operating profit (loss)9901 | -€4,996 | -€4,002 | -€3,526 | -€3,639 | -€9,591 | ▼ 164% |
| Financial income75/76B | €3,869 | €2,108 | €2,433 | €2,411 | €2,011 | ▼ 16.6% |
| Recurring financial income75 | €3,869 | €2,108 | €2,433 | €2,411 | €2,011 | ▼ 16.6% |
| Financial charges65/66B | €127 | €93 | €248 | €190 | €3,341 | ▲ 1,660% |
| Recurring financial charges65 | €127 | €93 | €248 | €190 | €3,341 | ▲ 1,660% |
| Profit (loss) for the period before taxes9903 | -€1,254 | -€1,986 | -€1,341 | -€1,418 | -€10,921 | ▼ 670% |
| Income taxes67/77 | - | - | - | -€36 | - | - |
| Profit (loss) for the period9904 | -€1,254 | -€1,986 | -€1,341 | -€1,382 | -€10,921 | ▼ 690% |
| Profit (loss) for the period to be appropriated9905 | -€1,254 | -€1,986 | -€1,341 | -€1,382 | -€10,921 | ▼ 690% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €83,054 | €81,777 | €78,891 | €77,472 | €67,973 | ▼ 12.3% |
| Fixed assets21/28 | €1,832 | €1,834 | €1,844 | €1,857 | €1,814 | ▼ 2.3% |
| Financial fixed assets28 | €1,832 | €1,834 | €1,844 | €1,857 | €1,814 | ▼ 2.3% |
| Current assets29/58 | €81,222 | €79,943 | €77,047 | €75,615 | €66,159 | ▼ 12.5% |
| Amounts receivable after more than one year29 | €11,000 | €11,000 | €10,000 | €6,000 | - | - |
| Trade receivables290 | €11,000 | €11,000 | €10,000 | €6,000 | - | - |
| Stocks and contracts in progress3 | €2,641 | €2,630 | €2,650 | €2,655 | €2,610 | ▼ 1.7% |
| Stocks30/36 | €2,641 | €2,630 | €2,650 | €2,655 | €2,610 | ▼ 1.7% |
| Amounts receivable within one year40/41 | €6,568 | €3,103 | €2,378 | €2,383 | €2,869 | ▲ 20.4% |
| Trade receivables40 | €5,808 | €2,174 | €1,762 | €1,762 | €2,266 | ▲ 28.6% |
| Other amounts receivable41 | €760 | €929 | €616 | €620 | €603 | ▼ 2.8% |
| Current investments50/53 | €56,717 | €57,035 | €57,017 | €56,982 | €55,029 | ▼ 3.4% |
| Cash at bank and in hand54/58 | €4,297 | €6,040 | €4,650 | €7,237 | €5,651 | ▼ 21.9% |
| Deferred charges and accrued income490/1 | - | €135 | €352 | €359 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €83,054 | €81,777 | €78,891 | €77,472 | €67,973 | ▼ 12.3% |
| Equity10/15 | €80,086 | €77,300 | €75,160 | €73,778 | €62,024 | ▼ 15.9% |
| Contributions10/11 | €13,634 | €13,634 | €13,634 | €13,634 | €13,634 | = |
| Reserves13 | €66,338 | €63,538 | €60,938 | €59,938 | €48,105 | ▼ 19.7% |
| Non-distributable reserves130/1 | €1,363 | €1,363 | €1,363 | €1,363 | €1,363 | = |
| Reserves not available under the articles1311 | €1,363 | €1,363 | €1,363 | €1,363 | €1,363 | = |
| Tax-exempt reserves132 | €5,165 | €5,165 | €5,165 | €5,165 | €5,165 | = |
| Distributable reserves133 | €59,810 | €57,010 | €54,410 | €53,410 | €41,577 | ▼ 22.2% |
| Profit (loss) carried forward14 | €114 | €128 | €587 | €206 | €285 | ▲ 38.5% |
| Amounts payable17/49 | €2,968 | €4,477 | €3,731 | €3,694 | €5,949 | ▲ 61.0% |
| Amounts payable within one year42/48 | €2,377 | €4,252 | €3,119 | €3,694 | €5,949 | ▲ 61.0% |
| Trade debts44 | €438 | €1,713 | €632 | €1,800 | €148 | ▼ 91.8% |
| Suppliers440/4 | €438 | €1,713 | €632 | €1,800 | €148 | ▼ 91.8% |
| Advances received on contracts in progress46 | - | €492 | - | - | - | - |
| Taxes, remuneration and social security45 | €1,135 | €1,232 | €1,075 | €1,049 | €261 | ▼ 75.1% |
| Taxes450/3 | €1,135 | €1,232 | €1,075 | €1,049 | €261 | ▼ 75.1% |
| Other amounts payable47/48 | €804 | €815 | €1,413 | €845 | €5,539 | ▲ 555% |
| Accrued charges and deferred income492/3 | €591 | €225 | €612 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,254 | -€1,986 | -€1,341 | -€1,382 | -€10,921 | ▼ 690% |
| + Depreciation and write-downs630 | €132 | - | - | - | - | - |
| Operating cash flow (approximation) | -€1,121 | -€1,986 | -€1,341 | -€1,382 | -€10,921 | ▼ 690% |
| Investment in fixed assets (approximation) | - | -€2 | -€10 | -€13 | €43 | ▲ 438% |
| Change in cash | - | €1,744 | -€1,391 | €2,588 | -€1,586 | ▼ 161% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€10,921
Net result drops to -€10,921, the lowest in the series.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
05-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 5 days late
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
31-12
Financial
Back to profitnet €201
Net result €201 after 2 loss-making years.
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 54.36
Current ratio from 15.81 to 54.36; short-term debt falls from €5,454 to €1,494.
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Dentergem · 1 establishment unit since 1958
Ground area
2,368 m²
Building footprint
616 m²
Volume, LiDAR
3,943 m³
2 parcels, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Palingstraat 4, 8780 Oostrozebeke
since 19582.002.845.013
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37016B0615/00K002 | Flanders | 1,495 m² | 1 · 399 m² | 11.8 m · 3 fl. |
| 37010E0741/00F000 | Flanders | 873 m² | 1 · 217 m² | 4.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900N0SKJUXTY6AY10
Similar companies · same sector, comparable size
Cé-INVEST
BE 0422.445.787
Oosterzele · Eq €62,131
PROSAFE
BE 0803.739.921
Beernem · Eq €61,598
VMDK
BE 0413.601.367
Erpe-Mere · Eq €58,686
TP Production
BE 0472.931.220
Wavre · Eq €66,964
Passensum
BE 0736.315.320
Kontich · Eq €57,026
Of 540 companies in sector 14299 we hold annual accounts for 105. 73 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
14299Manufacture of wearing apparel
13960Manufacture of textiles
15120Manufacture of leather and related products
E-invoicing
Reachable via Peppol
Peppol ID
0208:0402758450
Also
9925:BE0402758450
Registered
13-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.