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Quovis

Active
Private limited companyfounded 2009active for 16 yearsEugeen De Bocklaan 1, 2900 Schoten, BelgiumKBO/BCE: BE 0819.467.678
Summary

The annual accounts of Quovis for financial year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €9,107 and a net result of -€26,886. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 93 sector peers (NACE 14, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Activity
Manufacture of wearing apparel
NACE 14299
1 site
Size
€106,030total assets 2025
Equity
€9,107
Loss
-€26,886
Turnover not published (abbreviated format)
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Accounts filed 27 days late1 of 6 deeds read
Why 54raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €26,886, the second in a row (financial year 2025)Equity €9,107 (8.6% of total assets)lowers riskSize: total assets €106,030Sector: Manufacture of wearing apparel (NACE 14)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 31% of its sector peers (NACE 14, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 34-30
equity 8.6% of total assets
Liquidity 62-13
short-term debt 17.6% · cash 13.3%
Profitability 0=
return on assets -25.4%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (317 companies, NACE 14, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.7%▲ +0.3 percentage points vs 01-2026highest value 03-2026: 0.5%▼ -0.2 percentage points vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 4.96, compared with 6.97 in 2024; short-term debt: 17.6% and cash: 13.3% of total assets), but 91.4% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 14, micro): better than 31% on solvency, 71% on liquidity, 11% on profitability and 10% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
−lowers risk+raises risk○neutral
raises risk · Loss of €26,886, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €106,030
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €9,107 (8.6% of total assets)
NBB · annual accounts
lowers risk · Sector: Manufacture of wearing apparel (NACE 14)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€26,886
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 93 sector peers (2025).
NBB · sector comparison
Position among 93 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are in a legal situation other than normal, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
4 days early
2023
1 day early
2022
7 days early
2021
34 days early
2020
24 days early
2019
50 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 13 days before the deadline; the sector median (NACE 14) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end09-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. MiscellaneousCapital contribution · Power of…
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€26,886 View
  • Total assets 20256 financial years filed €106,030 View
  • Active since 2009founded 09-10-2009 17 years View

By topic

Financials

Financial year
2025
Total assets
€106,030
Loss
-€26,886
Solvency
8.6%
Total assets▲ 15.9%
Net result
20192025
Go to Financials

Timeline

Events
21
Since
2011
Next accounts
by 31-01-2027
  1. 30-06-2024Weakest financial year
  2. 30-01-2024Annual accounts filed
  3. 24-01-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of wearing apparelNACE 14299
Founded
09-10-2009
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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