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VANTY DESIGN

Active
Private limited companyfounded 201511 yrs activeOoststraat 72, 8800 Roeselare, BelgiumKBO/BCE: BE 0628.961.361
Summary

VANTY DESIGN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,640 and a net result of -€8,770. Equity is growing by ~15.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability2▼-98
Solvency85▲+6
Growth35▼-17
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.86 in 2024; short-term debt: 40% and cash: 51.1% of total assets), and 40.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 14
Relative position
BE, all sectors
reference
Manufacture of wearing apparel (NACE 14)
about 12% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.8%
Return on assets
-13.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
22 d late
2023
29 d late
2022
21 d late
2021
22 d late
2020
35 d early
2019
41 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 April 2015, VANTY DESIGN was incorporated.1 Revenue went from EUR 147,641 in 2018 to EUR 53,054 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2020

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Financials · fiscal year 2025, micro schema

Turnover
€53,054▼ 63.4%
2019 · €144,810
EBIT margin
-27.6%▼ 23.1pp
2019 · -4.5%
Net result
-€8,770
2024 · €23,766
Working capital
€28,372▼ 17.5%
2024 · €34,383
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 14, Manufacture of wearing apparel, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result€4,664-€8,995€14,967€28,374▲ 89.6%-€8,239
Net result€4,260within the sector's middle half▲ 1,760%-€9,099below the sector's middle half€14,569above the sector's middle half€23,766above the sector's middle half▲ 63.1%-€8,770within the sector's middle half
EBIT margin
Equity€18,174within the sector's middle half▲ 30.6%€9,075within the sector's middle half▼ 50.1%€23,644within the sector's middle half▲ 161%€47,410within the sector's middle half▲ 101%€38,640within the sector's middle half▼ 18.5%
Total assets€67,097within the sector's middle half▼ 17.2%€77,050within the sector's middle half▲ 14.8%€79,473within the sector's middle half▲ 3.1%€87,504within the sector's middle half▲ 10.1%€64,665within the sector's middle half▼ 26.1%
Debt€48,923▼ 27.1%€67,975▲ 38.9%€55,829▼ 17.9%€40,094▼ 28.2%€26,026▼ 35.1%
Working capital€9,246within the sector's middle half▼ 15.5%-€4,857within the sector's middle half€8,018within the sector's middle half€34,383within the sector's middle half▲ 329%€28,372within the sector's middle half▼ 17.5%
Solvency27.1%within the sector's middle half▲ 9.9pp11.8%within the sector's middle half▼ 15.3pp29.8%within the sector's middle half▲ 18.0pp54.2%within the sector's middle half▲ 24.4pp59.8%within the sector's middle half▲ 5.6pp
Current ratio1.19within the sector's middle half▲ 0.030.92within the sector's middle half▼ 0.271.14within the sector's middle half▲ 0.221.86within the sector's middle half▲ 0.722.10within the sector's middle half▲ 0.24
Return on assets (ROA)6.3%within the sector's middle half▲ 6.1pp-11.8%below the sector's middle half▼ 18.2pp18.3%above the sector's middle half▲ 30.1pp27.2%above the sector's middle half▲ 8.8pp-13.6%within the sector's middle half▼ 40.7pp
Staff (FTE)1.61.6=
above within below the middle half (P25 to P75) of NACE 14, Manufacture of wearing apparel, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000Operating result 2021: €4,664€4,664Net result 2021: €4,260€4,260Operating result 2022: -€8,995-€8,995Net result 2022: -€9,099-€9,099Operating result 2023: €14,967€14,967Net result 2023: €14,569€14,569Operating result 2024: €28,374€28,374Net result 2024: €23,766€23,766Operating result 2025: -€8,239-€8,239Net result 2025: -€8,770-€8,77020212022202320242025-€10,000€0€10,000€20,000€30,000Operating result 2023: €14,967€15,000Net result 2023: €14,569€14,600Operating result 2024: €28,374€28,400Net result 2024: €23,766€23,800Operating result 2025: -€8,239-€8,240Net result 2025: -€8,770-€8,770202320242025
The operating result turns negative in 2025: a loss of €8,239 after €28,374 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64,665
Fixed assets €10,442 ▼ 21.2%
Current assets €54,223 ▼ 27.0%
Equity and liabilities €64,665
Equity €38,640 ▼ 18.5%
Debt €26,026 ▼ 35.1%
Debt's share of the balance-sheet total falls from 45.8% to 40.2%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€5,428▼
2024 · €31,044
Cash flow
-€5,959▼
2024 · €26,437
Quick ratio
1.52▲
2024 · 0.86
Debt to equity
0.67▼
2024 · 0.85
ROE
-22.7%▼
2024 · 50.1%
Interest coverage
-22.72▼
2024 · 284.94
Debt ≤ 1 year
€25,851▼
2024 · €39,868
Staff costs
€6,307▲
2024 · €5,102
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
2.0% went bankrupt
9.8% stopped otherwise
88% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet Code20242025
Assets
Total assets20/58€87,504€64,665▼
Fixed assets21/28€13,254€10,442▼
Tangible fixed assets22/27€13,254€10,442▼
Land and buildings22€11,640€9,493▼
Plant, machinery and equipment23€1,383€820▼
Furniture and vehicles24€231€129▼
Current assets29/58€74,251€54,223▼
Stocks and contracts in progress3€39,860€14,982▼
Stocks30/36€39,860€14,982▼
Amounts receivable within one year40/41€7,385€6,209▼
Trade receivables40€2,324€4,209▲
Other amounts receivable41€5,062€2,000▼
Cash at bank and in hand54/58€26,993€33,019▲
Deferred charges and accrued income490/1€13€13▲
Equity and liabilities
Total equity and liabilities10/49€87,504€64,665▼
Equity10/15€47,410€38,640▼
Contributions10/11€18,600€18,600=
Reserves13€28,810€28,810=
Distributable reserves133€28,810€28,810=
Profit (loss) carried forward14--€8,770
Amounts payable17/49€40,094€26,026▼
Amounts payable within one year42/48€39,868€25,851▼
Trade debts44-€550
Suppliers440/4-€550
Advances received on contracts in progress46-€3,290
Taxes, remuneration and social security45€4,988€6,543▲
Taxes450/3€4,439€6,099▲
Remuneration and social security454/9€548€444▼
Other amounts payable47/48€34,880€15,467▼
Accrued charges and deferred income492/3€226€175▼
Income statement Code20242025
Non-recurring operating income76A€1,099-
Remuneration, social security and pensions62€5,102€6,307▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,670€2,811▲
Other operating charges640/8€471€889▲
Gross operating margin9900€36,617€1,769▼
Operating profit (loss)9901€28,374-€8,239▼
Financial income75/76B€0€208▲
Recurring financial income75€0€208▲
Financial charges65/66B€109€739▲
Recurring financial charges65€109€239▲
Non-recurring financial charges66B-€500
Profit (loss) for the period before taxes9903€28,265-€8,770▼
Income taxes67/77€4,498-
Profit (loss) for the period9904€23,766-€8,770▼
Profit (loss) for the period to be appropriated9905€23,766-€8,770▼
Appropriation of the result
Profit (loss) to be appropriated9906€23,766-€8,770▼
Transfer to equity691/2€23,766-
To other reserves6921€23,766-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A---€1,099--
Remuneration, social security and pensions62-€31,489€27,548€5,102€6,307▲ 23.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,272€3,346€3,428€2,670€2,811▲ 5.3%
Other operating charges640/8€1,809€983€689€471€889▲ 88.7%
Gross operating margin9900€7,745€26,822€46,632€36,617€1,769▼ 95.2%
Operating profit (loss)9901€4,664-€8,995€14,967€28,374-€8,239▼ 129%
Financial income75/76B€7€71€103€0€208▲ 188,627%
Recurring financial income75€7€71€103€0€208▲ 188,627%
Financial charges65/66B€411€175€185€109€739▲ 578%
Recurring financial charges65€411€175€185€109€239▲ 119%
Non-recurring financial charges66B----€500-
Profit (loss) for the period before taxes9903€4,260-€9,099€14,885€28,265-€8,770▼ 131%
Income taxes67/77--€316€4,498--
Profit (loss) for the period9904€4,260-€9,099€14,569€23,766-€8,770▼ 137%
Profit (loss) for the period to be appropriated9905€4,260-€9,099€14,569€23,766-€8,770▼ 137%
Line20212022202320242025Change
Assets
Total assets20/58€67,097€77,050€79,473€87,504€64,665▼ 26.1%
Fixed assets21/28€8,928€19,493€16,065€13,254€10,442▼ 21.2%
Tangible fixed assets22/27€8,928€19,493€16,065€13,254€10,442▼ 21.2%
Land and buildings22€7,133€15,936€13,788€11,640€9,493▼ 18.5%
Plant, machinery and equipment23€1,795€3,123€1,945€1,383€820▼ 40.7%
Furniture and vehicles24-€434€332€231€129▼ 43.9%
Current assets29/58€58,169€57,557€63,408€74,251€54,223▼ 27.0%
Stocks and contracts in progress3€37,000€43,859€40,683€39,860€14,982▼ 62.4%
Stocks30/36€37,000€43,859€40,683€39,860€14,982▼ 62.4%
Amounts receivable within one year40/41€14,957-€7,363€7,385€6,209▼ 15.9%
Trade receivables40€265-€7,363€2,324€4,209▲ 81.1%
Other amounts receivable41€14,692--€5,062€2,000▼ 60.5%
Cash at bank and in hand54/58€5,522€13,480€15,362€26,993€33,019▲ 22.3%
Deferred charges and accrued income490/1€690€218-€13€13▲ 3.5%
Equity and liabilities
Total equity and liabilities10/49€67,097€77,050€79,473€87,504€64,665▼ 26.1%
Equity10/15€18,174€9,075€23,644€47,410€38,640▼ 18.5%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,883€1,883€5,044€28,810€28,810=
Non-distributable reserves130/1€1,860€1,860----
Reserves not available under the articles1311€1,860€1,860----
Distributable reserves133€23€23€5,044€28,810€28,810=
Profit (loss) carried forward14-€2,309-€11,408---€8,770-
Amounts payable17/49€48,923€67,975€55,829€40,094€26,026▼ 35.1%
Amounts payable within one year42/48€48,923€62,414€55,390€39,868€25,851▼ 35.2%
Trade debts44-€206--€550-
Suppliers440/4-€206--€550-
Advances received on contracts in progress46----€3,290-
Taxes, remuneration and social security45€2,225€6,103€1,490€4,988€6,543▲ 31.2%
Taxes450/3€2,225€6,103€1,069€4,439€6,099▲ 37.4%
Remuneration and social security454/9--€422€548€444▼ 19.1%
Other amounts payable47/48€46,698€56,106€53,900€34,880€15,467▼ 55.7%
Accrued charges and deferred income492/3-€5,561€439€226€175▼ 22.6%
Line20212022202320242025Change
Profit (loss) for the period9904€4,260-€9,099€14,569€23,766-€8,770▼ 137%
+ Depreciation and write-downs630€1,272€3,346€3,428€2,670€2,811▲ 5.3%
Operating cash flow (approximation)€5,532-€5,754€17,997€26,437-€5,959▼ 123%
Investment in fixed assets (approximation)--€13,911€0€141€0▼ 100%
Change in cash-€7,958€1,882€11,631€6,026▼ 48.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
22-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial Highest result since 2018net €23,766 ▲63.1%
Operating result €28,374, net result €23,766, both a record.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial Back to profitnet €14,569
Net result €14,569 after one loss-making year.
21-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial Weakest financial yearnet -€9,099
Net result drops to -€9,099, the lowest in the series; recovery starts the following year.
22-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
26-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €229
Net result €229 after one loss-making year.
10-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 41 days late
2019
08-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
99 m²
Building footprint
99 m²
Volume, LiDAR
650 m³
Parcel 36502B0065/00P000, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ooststraat 72, 8800 Roeselare
Manufacture of wearing apparel
since 20182.275.782.524
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36502B0065/00P000 Flanders 99 m² 1 · 99 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 72 EUR awarded · 72 EUR paid
Year Entries awardedpaid
2022 1 72 EUR72 EUR
Schemes
1 entry · 72 EUR · 72 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 540 companies in sector 14299 we hold annual accounts for 105. 71 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
14299Manufacture of wearing apparel
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
46423Wholesale of clothing, excluding workwear and underwear
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
E-invoicing
Reachable via Peppol
Peppol ID 0208:0628961361
Also 9925:BE0628961361
Registered 20-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.