Tendresse
ActiveTendresse has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-8k) and a net result of €-26k. Equity is shrinking by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
26
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency0▼-100
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.46 against 7.51 in 2023; short-term debt: 133.6% and cash: 9.3% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-33.6%
Return on assets
-115.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
33 d early
2022
38 d early
2021
25 d late
2020
31 d late
2019
52 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-8k
2023 · €18k
2018: €11k
2019: €10k
2020: €10k
2021: €10k
2022: €10k
2023: €18k
2018 → 2024
Total assets
€23k▲ 6.0%
2023 · €21k
2018: €11k
2019: €10k
2020: €11k
2021: €10k
2022: €12k
2023: €21k
2018 → 2024
Net result
€-26k
2023 · €8k
2018: €-881
2019: €-478
2020: €-271
2021: €-421
2022: €254
2023: €8k
2018 → 2024
Working capital
€-16k
2023 · €18k
2020: €10k
2022: €10k
2023: €18k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€10k-€10k▼ 4.2%€10k▲ 2.6%€18k▲ 84.8%€-8k
Operating result€-193-€-347▼ 79.5%€258€9k▲ 3,378%€-26k
Net result€-271-€-421▼ 55.4%€254€8k▲ 3,231%€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €26k after €9k in 2023, the lowest result in the available series.
Balance-sheet composition
Assets €23k
Fixed assets
€9k
Current assets
€14k
Key figures and ratios
EBITDA
€-25k
Cash flow
€-26k
Solvency
-33.6%▼
2023 · 86.7%
Current ratio
0.46▼
2023 · 7.51
Quick ratio
0.33▼
2023 · 7.12
Debt / equity
-3.97▼
2023 · 0.15
ROA
-115.4%▼
2023 · 39.8%
Interest coverage
-148.65
Debt
€30k▲
2023 · €3k
Debt ≤ 1 year
€30k▲
2023 · €3k
Income taxes
€139▼
2023 · €798
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€21k€23k▲
Fixed assets21/28-€9k
Tangible fixed assets22/27-€9k
Plant, machinery and equipment23-€9k
Current assets29/58€21k€14k▼
Stocks and contracts in progress3€1k€4k▲
Stocks30/36€1k€4k▲
Amounts receivable within one year40/41€10k€8k▼
Trade receivables40€3k-
Other amounts receivable41€8k€8k▼
Cash at bank and in hand54/58€9k€2k▼
Deferred charges and accrued income490/1€329€366▲
Equity and liabilities
Total equity and liabilities10/49€21k€23k▲
Equity10/15€18k€-8k▼
Contributions10/11€1€1=
Reserves13€18k€18k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14-€-26k
Amounts payable17/49€3k€30k▲
Amounts payable within one year42/48€3k€30k▲
Current portion of amounts payable after more than one year42-€20k
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Advances received on contracts in progress46€160-
Taxes, remuneration and social security45€1k€7k▲
Taxes450/3€1k€1k▲
Remuneration and social security454/9-€6k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€332
Other operating charges640/8€147€394▲
Gross operating margin9900€9k€-25k▼
Operating profit (loss)9901€9k€-26k▼
Financial income75/76B€393€66▼
Recurring financial income75€393€66▼
Financial charges65/66B€107€171▲
Recurring financial charges65€107€171▲
Profit (loss) for the period before taxes9903€9k€-26k▼
Income taxes67/77€798€139▼
Profit (loss) for the period9904€8k€-26k▼
Profit (loss) for the period to be appropriated9905€8k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-26k▼
Profit (loss) brought forward from the previous period14P€-167-
Transfer to equity691/2€8k-
To other reserves6921€8k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-26k ▼408%
Net result drops to €-26k, the lowest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €8k ▲3231%
Operating result €9k, net result €8k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €254
Net result €254 after 4 loss-making years.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geiteling 73580 BeringenGround area
257 m²
Building footprint
133 m²
Volume, LiDAR
987 m³
Parcel 71004A0183/00K002, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Houben Sarah
since 20102.190.396.986
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71004A0183/00K002 | Flanders | 257 m² | 1 · 133 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,486 EUR awarded · 1,585 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 350 EUR | 350 EUR |
| 2024 | 1 | 713 EUR | 713 EUR |
| 2023 | 1 | 339 EUR | 438 EUR |
| 2022 | 1 | 84 EUR | 84 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-07-2010
Fiscal year end31-12
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.