TOP-AY
ActiveTOP-AY has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 4577 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-38
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 16.68 against 19.47 in 2024; short-term debt: 6% and cash: 94.8% of total assets), and 6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94%
Return on assets
-45.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
1 d early
2021
on the day
2019
1 d early
2018
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-7k
2024 · €45
2019: €91
2021: €12k
2022: €51
2023: €675
2024: €45
2019 → 2025
Working capital
€15k▼ 32.5%
2024 · €23k
2019: €8k
2021: €22k
2022: €22k
2023: €23k
2024: €23k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€22k▲ 0.2%€23k▲ 3.0%€23k▲ 0.2%€16k▼ 32.4%
Operating result€13k-€1k▼ 90.9%€909▼ 21.0%€541▼ 40.5%€-7k
Net result€12k-€51▼ 99.6%€675▲ 1,223%€45▼ 93.3%€-7k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €541 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16k
Fixed assets
€50=
Current assets
€16k▼ 31.8%
Equity and liabilities €16k
Equity
€16k▼ 32.4%
Debt
€986▼ 20.4%
The debt ratio rises from 5.1% to 6.0%. Equity and debt are lower.
Key figures and ratios
Solvency
94.0%▼
2024 · 94.9%
Current ratio
16.68▼
2024 · 19.47
Quick ratio
16.68▼
2024 · 19.47
Debt / equity
0.06▲
2024 · 0.05
ROE
-47.9%▼
2024 · 0.2%
ROA
-45.1%▼
2024 · 0.2%
Debt
€986▼
2024 · €1k
Debt ≤ 1 year
€986▼
2024 · €1k
Income taxes
€67▼
2024 · €268
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€16k▼
Fixed assets21/28€50€50=
Financial fixed assets28€50€50=
Current assets29/58€24k€16k▼
Amounts receivable within one year40/41€5k€604▼
Trade receivables40€5k-
Other amounts receivable41-€604
Cash at bank and in hand54/58€19k€16k▼
Deferred charges and accrued income490/1€258€197▼
Equity and liabilities
Total equity and liabilities10/49€24k€16k▼
Equity10/15€23k€16k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€4k€-3k▼
Amounts payable17/49€1k€986▼
Amounts payable within one year42/48€1k€986▼
Trade debts44€406€961▲
Suppliers440/4€406€961▲
Taxes, remuneration and social security45€808-
Taxes450/3€358-
Remuneration and social security454/9€450-
Other amounts payable47/48€25€25=
Income statement
Code20242025
Other operating charges640/8-€435
Gross operating margin9900€541€-7k▼
Operating profit (loss)9901€541€-7k▼
Financial charges65/66B€228€163▼
Recurring financial charges65€228€163▼
Profit (loss) for the period before taxes9903€313€-7k▼
Income taxes67/77€268€67▼
Profit (loss) for the period9904€45€-7k▼
Profit (loss) for the period to be appropriated9905€45€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€-3k▼
Profit (loss) brought forward from the previous period14P€4k€4k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-7k ▼16553%
Net result drops to €-7k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Highest result since 2019net €12k ▲13222%
Operating result €13k, net result €12k, both a record.
30-06
Financial
Liquidity times 13current ratio 30.79
Current ratio from 2.28 to 30.79; short-term debt falls from €6k to €742.
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
17-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
07-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
14-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
31-01
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rogierstraat 1441030 SchaarbeekGround area
191 m²
Building footprint
191 m²
Volume, LiDAR
3,111 m³
Parcel 21909E0028/00S012, Brussels · tallest building 20.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Rogierstraat 144, 1030 Schaarbeek
since 20112.201.459.045
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21909E0028/00S012 | Brussels | 191 m² | 1 · 191 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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LILUNA
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Elyosser Concept
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R.G.
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Of 21,748 companies in sector 96210 we hold annual accounts for 2,831. 2,358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-2011
Fiscal year end30-06
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.