ACTUELLE ET LUI
ActiveACTUELLE ET LUI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €-1k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 92% of 4610 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-78
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 6.41 against 4.6 in 2024; short-term debt: 15.3% and cash: 60.2% of total assets), and 15.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.7%
Return on assets
-9.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
28 d early
2023
1 d early
2022
33 d early
2021
39 d early
2020
30 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 10.2%
2024 · €14k
2018: €9k
2019: €9k
2020: €11k
2021: €15k
2022: €12k
2023: €12k
2024: €14k
2018 → 2025
Total assets
€15k▼ 16.2%
2024 · €18k
2018: €19k
2019: €14k
2020: €13k
2021: €18k
2022: €15k
2023: €14k
2024: €18k
2018 → 2025
Net result
€-1k
2024 · €2k
2018: €2k
2019: €-20
2020: €7k
2021: €4k
2022: €-3k
2023: €342
2024: €2k
2018 → 2025
Working capital
€13k▼ 8.1%
2024 · €14k
2018: €940
2019: €9k
2020: €10k
2021: €13k
2022: €11k
2023: €11k
2024: €14k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€15k-€12k▼ 20.2%€12k▲ 2.9%€14k▲ 19.4%€13k▼ 10.2%
Operating result€5k-€-2k€597€4k▲ 493%€-2k
Net result€4k-€-3k€342€2k▲ 587%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€271▼ 56.4%
Current assets
€15k▼ 14.8%
Equity and liabilities €15k
Equity
€13k▼ 10.2%
Debt
€2k▼ 38.8%
The debt ratio falls from 21.0% to 15.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▼
2024 · €4k
Cash flow
€-1k▼
2024 · €3k
Solvency
84.7%▲
2024 · 79.0%
Current ratio
6.41▲
2024 · 4.60
Quick ratio
6.35▲
2024 · 4.57
Debt / equity
0.18▼
2024 · 0.27
ROE
-11.3%▼
2024 · 16.2%
ROA
-9.6%▼
2024 · 12.8%
Interest coverage
-6.55▼
2024 · 18.32
Debt
€2k▼
2024 · €4k
Debt ≤ 1 year
€2k▼
2024 · €4k
Staff costs
€-231
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18k€15k▼
Fixed assets21/28€621€271▼
Tangible fixed assets22/27€289€58▼
Furniture and vehicles24€289€58▼
Financial fixed assets28€332€213▼
Current assets29/58€18k€15k▼
Stocks and contracts in progress3€107€151▲
Stocks30/36€107€151▲
Amounts receivable within one year40/41€8k€6k▼
Other amounts receivable41€8k€6k▼
Cash at bank and in hand54/58€9k€9k▲
Deferred charges and accrued income490/1€812-
Equity and liabilities
Total equity and liabilities10/49€18k€15k▼
Equity10/15€14k€13k▼
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€234€-1k▼
Amounts payable17/49€4k€2k▼
Amounts payable within one year42/48€4k€2k▼
Trade debts44€2k€755▼
Suppliers440/4€2k€755▼
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€-231
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€231€231=
Other operating charges640/8€526€266▼
Gross operating margin9900€4k€-1k▼
Operating profit (loss)9901€4k€-2k▼
Financial income75/76B€273€397▲
Recurring financial income75€273€397▲
Financial charges65/66B€206€217▲
Recurring financial charges65€206€217▲
Profit (loss) for the period before taxes9903€4k€-1k▼
Income taxes67/77€1k-
Profit (loss) for the period9904€2k€-1k▼
Profit (loss) for the period to be appropriated9905€2k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€234€-1k▼
Profit (loss) brought forward from the previous period14P€-2k€234▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €342
Net result €342 after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €-3k ▼174%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
22-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
22-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Liquidity triplescurrent ratio 3.20
Current ratio from 1.09 to 3.20; short-term debt falls from €10k to €4k.
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Carmes 275000 NamurGround area
155 m²
Building footprint
66 m²
Volume, LiDAR
919 m³
Parcel 92094C0109/00R002, Wallonia · tallest building 15.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ACTUELLE ET LUI
since 20092.177.267.146
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0109/00R002 | Wallonia | 155 m² | 1 · 66 m² | 15.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ACTUELLE KNOKKE
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Of 21,750 companies in sector 96210 we hold annual accounts for 2,832. 2,346 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-03-2009
Fiscal year end30-09
Activities, NACEBEL
96021Hairdressing
96210Hairdressing and barber services
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:081262678