Skip to content

TEMI

Active
Private limited companyfounded 198244 years activeDrie Bomenstraat 75, 1180 Ukkel, BelgiumKBO/BCE: BE 0422.337.604
Summary

TEMI has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €85,198 and a net result of -€16,368. Equity is growing by ~11.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 8,968 sector peers (NACE 73, fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Advertising agencies
NACE 73110
1 site
Size
€85,198total assets 2024
Equity
€85,198
Loss
-€16,368
Turnover not published (abridged schema)
Financial health
67 Healthy Checked score 2024
Bankruptcy probability, 12 months
0.8%
Structure
Accounts 68 days overdue0 of 1 deed read
Why 67- Figures for FY 2024 (filed 05-06-2025)- Loss of €16,368 (FY 2024)+ Founded in 1982+ Equity €85,198 (100.0% of total assets)Show the evidence

Checked score

Score 2024
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 33% of its sector peers (NACE 73, micro)
Financial strength · tick = 2023
Weak
Solvency 100=
equity 100.0% of total assets
Liquidity 27-50
cash 10.9%
Profitability 0-75
return on assets -19.2%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,214 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.2 percentage points vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.2 percentage points vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.8%▲ +0.3 percentage points vs 09-2026highest value
Credit up to €5,000 at 30 days acceptable
cash: 10.9% of total assets, and 0% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 87% on solvency, 14% on liquidity, 6% on profitability and 26% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 05-06-2025)
NBB · annual accounts
lowers risk · Founded in 1982
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Equity €85,198 (100.0% of total assets)
NBB · annual accounts
raises risk · Loss of €16,368 (FY 2024)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-06-2025, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
58 days early
2023
14 days late
2022
40 days early
2021
4 days late
2020
12 days late
2019
47 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Weakest financial yearnet -€16,368
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Among the weakest 10% on net resultsector median €13,751 · 8,968 companies -€16,368 View
  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Active since 1982founded 14-01-1982 44 years View

By topic

Financials

Fiscal year
2024
Total assets
€85,198
Loss
-€16,368
Solvency
100.0%
Total assets▼ 19.0%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2016
  1. 31-12-2023Equity above €100,000
  2. 21-06-2023Annual accounts filed
  3. 31-12-2022Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Advertising agenciesNACE 73110
Founded
14-01-1982
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.