Témathic Consulting
ActiveSummary
Témathic Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €120,655 and a net result of €71,054. Equity is growing by ~46.8% per year across the filed fiscal years. Its solvency ranks better than 49% of 7114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+15
Solvency79▼-21
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 3.01 against 21.74 in 2024; short-term debt: 33.2% and cash: 54.9% of total assets), and 46.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.5%
Return on assets
31.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
120 d early
2024
29 d early
2023
22 d late
2022
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 26 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€120,655=
2024 · €120,655
Total assets
€225,323▲ 48.5%
2024 · €151,730
Net result
€71,054▲ 15.8%
2024 · €61,361
Working capital
€150,484▲ 4.0%
2024 · €144,751
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€21,626-€97,960▲ 353%€115,778▲ 18.2%€115,710▼ 0.1%
Net result€8,426within the sector's middle half-€47,868above the sector's middle half▲ 468%€61,361above the sector's middle half▲ 28.2%€71,054above the sector's middle half▲ 15.8%
Equity€11,426below the sector's middle half-€59,294within the sector's middle half▲ 419%€120,655within the sector's middle half▲ 103%€120,655within the sector's middle half=
Total assets€62,755within the sector's middle half-€100,283within the sector's middle half▲ 59.8%€151,730within the sector's middle half▲ 51.3%€225,323within the sector's middle half▲ 48.5%
Debt€31,252-€17,482▼ 44.1%€6,979▼ 60.1%€74,838▲ 972%
Working capital€22,576within the sector's middle half-€79,336within the sector's middle half▲ 251%€144,751above the sector's middle half▲ 82.5%€150,484above the sector's middle half▲ 4.0%
Solvency18.2%below the sector's middle half-59.1%within the sector's middle half▲ 40.9pp79.5%above the sector's middle half▲ 20.4pp53.5%within the sector's middle half▼ 26.0pp
Current ratio2.27within the sector's middle half-7.83above the sector's middle half▲ 5.5621.74above the sector's middle half▲ 13.923.01within the sector's middle half▼ 18.73
Return on assets (ROA)13.4%within the sector's middle half-47.7%above the sector's middle half▲ 34.3pp40.4%above the sector's middle half▼ 7.3pp31.5%above the sector's middle half▼ 8.9pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €225,323
Equity
€120,655 =
Provisions
€29,829 ▲ 23.8%
Debt
€74,838 ▲ 972%
Debt's share of the balance-sheet total rises from 4.6% to 33.2%. Debt is higher.
Key figures and ratios
Debt to equity
0.62▲
2024 · 0.06
ROE
58.9%▲
2024 · 50.9%
Debt ≤ 1 year
€74,838▲
2024 · €6,979
Income taxes
€21,813▼
2024 · €26,528
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.8%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,701 | €13,026 | €9,325 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | €20,077 | €3,431 | €588 | €5,734 | ▲ 875% |
| Other operating charges640/8 | - | €191 | €151 | €551 | ▲ 265% |
| Gross operating margin9900 | €45,403 | €114,608 | €125,842 | €121,994 | ▼ 3.1% |
| Operating profit (loss)9901 | €21,626 | €97,960 | €115,778 | €115,710 | ▼ 0.1% |
| Financial income75/76B | - | €1,233 | €2,175 | €2,681 | ▲ 23.3% |
| Recurring financial income75 | - | €1,233 | €2,175 | €2,681 | ▲ 23.3% |
| Financial charges65/66B | €3,945 | €29,032 | €30,064 | €25,523 | ▼ 15.1% |
| Recurring financial charges65 | €3,945 | €29,032 | €30,064 | €25,523 | ▼ 15.1% |
| Profit (loss) for the period before taxes9903 | €17,680 | €70,161 | €87,890 | €92,867 | ▲ 5.7% |
| Income taxes67/77 | €9,254 | €22,293 | €26,528 | €21,813 | ▼ 17.8% |
| Profit (loss) for the period9904 | €8,426 | €47,868 | €61,361 | €71,054 | ▲ 15.8% |
| Profit (loss) for the period to be appropriated9905 | €8,426 | €47,868 | €61,361 | €71,054 | ▲ 15.8% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €62,755 | €100,283 | €151,730 | €225,323 | ▲ 48.5% |
| Fixed assets21/28 | €22,350 | €9,325 | - | - | - |
| Tangible fixed assets22/27 | €22,350 | €9,325 | - | - | - |
| Plant, machinery and equipment23 | €941 | €347 | - | - | - |
| Furniture and vehicles24 | €21,409 | €8,978 | - | - | - |
| Current assets29/58 | €40,404 | €90,958 | €151,730 | €225,323 | ▲ 48.5% |
| Amounts receivable within one year40/41 | €23,055 | €30,932 | €45,128 | €100,253 | ▲ 122% |
| Trade receivables40 | €17,240 | €2,895 | €2,734 | €36,823 | ▲ 1,247% |
| Other amounts receivable41 | €5,815 | €28,037 | €42,395 | €63,430 | ▲ 49.6% |
| Cash at bank and in hand54/58 | €15,622 | €56,503 | €104,486 | €123,613 | ▲ 18.3% |
| Deferred charges and accrued income490/1 | €1,728 | €3,524 | €2,115 | €1,457 | ▼ 31.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €62,755 | €100,283 | €151,730 | €225,323 | ▲ 48.5% |
| Equity10/15 | €11,426 | €59,294 | €120,655 | €120,655 | = |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €8,426 | €56,294 | €117,655 | €117,655 | = |
| Distributable reserves133 | €8,426 | €56,294 | €117,655 | €117,655 | = |
| Provisions and deferred taxes16 | €20,077 | €23,508 | €24,095 | €29,829 | ▲ 23.8% |
| Provisions for liabilities and charges160/5 | €20,077 | €23,508 | €24,095 | €29,829 | ▲ 23.8% |
| Other liabilities and charges164/5 | €20,077 | €23,508 | €24,095 | €29,829 | ▲ 23.8% |
| Amounts payable17/49 | €31,252 | €17,482 | €6,979 | €74,838 | ▲ 972% |
| Amounts payable after more than one year17 | €13,423 | €5,859 | - | - | - |
| Financial debts170/4 | €13,423 | €5,859 | - | - | - |
| Amounts payable within one year42/48 | €17,829 | €11,623 | €6,979 | €74,838 | ▲ 972% |
| Current portion of amounts payable after more than one year42 | €7,294 | €7,564 | €5,859 | - | - |
| Financial debts43 | €28 | €1,810 | €105 | €174 | ▲ 64.9% |
| Credit institutions430/8 | €28 | €1,810 | €105 | €174 | ▲ 64.9% |
| Trade debts44 | €999 | €1,453 | €1,015 | €742 | ▼ 26.9% |
| Suppliers440/4 | €999 | €1,453 | €1,015 | €742 | ▼ 26.9% |
| Taxes, remuneration and social security45 | €9,507 | €795 | - | €13,526 | - |
| Taxes450/3 | €9,507 | €795 | - | €13,526 | - |
| Other amounts payable47/48 | - | - | - | €60,396 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,426 | €47,868 | €61,361 | €71,054 | ▲ 15.8% |
| + Depreciation and write-downs630 | €3,701 | €13,026 | €9,325 | - | - |
| Operating cash flow (approximation) | €12,127 | €60,894 | €70,686 | €71,054 | ▲ 0.5% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - |
| Change in cash | - | €40,881 | €47,983 | €19,127 | ▼ 60.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 30-06-2026
- Registered-office move, Chaussée de la libération 38, 1390 Grez-Doiceau
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €71,054 ▲15.8%
Net result €71,054, the highest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 21.74
Current ratio from 7.83 to 21.74; short-term debt falls from €11,623 to €6,979.
31-12
Financial
Equity above €100,000Eq €120,655 ▲103%
3 profitable years in a row build equity to €120,655.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Liquidity triplescurrent ratio 7.83
Current ratio from 2.27 to 7.83; short-term debt falls from €17,829 to €11,623.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chée de la Libération 381390 Grez-DoiceauGround area
723 m²
Building footprint
111 m²
Volume, LiDAR
708 m³
Parcel 25013C0063/00N003, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Wavre 46, 1470 Genappe
since 20222.334.892.839
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25013C0063/00N003 | Wallonia | 723 m² | 1 · 111 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500BCEDAADBAASJ48
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Of 13,417 companies in sector 73300 we hold annual accounts for 6,907. 5,550 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded12-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
82990Other business support services
90393Specialised image, lighting and sound technical services
93299Other amusement and recreation activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0789638693
Also
9925:BE0789638693
Registered
24-11-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.