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TEGELBEDRIJF PROVIJN

Active
Private limited companyfounded 1995active for 31 yearsTer Mote 20, 9850 Deinze, BelgiumKBO/BCE: BE 0454.550.710
Summary

TEGELBEDRIJF PROVIJN has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,790 and a net result of €60,589. Equity has been growing by about 4.6% per year since 2018. Its solvency ranks better than 24% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 13-02-1995 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 1 other
Establishment units
2.071.011.762 9800 Deinze, since 27-03-1995
2.071.011.663 9850 Deinze, since 03-01-2001
Financial year end
30 December
Peppol
Reachable

Board and ownership

Board
  • De Clercq PropertyDirector · since 31-01-2025 · permanent representative Victor DE CLERCQ
Shareholders

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts to 30-12-2025
Gross margin
€360,589
▼ 37.2%
Turnover
≈ €1.9m
estimated
Profit
€60,589
▲ 19.7%
Equity
€172,790
▼ 62.6%
Total assets
€1.3m
▲ 29.6%
Employees on 30-12-2025
3
▼ 62.5%
  • 2025 accounts filed 22 days after the deadline
Equity -63%: merger
Score breakdownraises risk1 change of registered office in 24 monthsEquity €172,790 (13.0% of total assets)lowers riskSize: total assets €1.3mFigures for financial year 2025 (filed on 22-08-2026)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 28% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 38-32
equity 13.0% of total assets
Liquidity 37-20
short-term debt 32.4% · cash 0.9%
Profitability 54-17
return on assets 4.6%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%▲ +0.2 percentage points vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.5%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.4 percentage points vs 07-2026highest value 09-2026: 0.8%▼ -0.1 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.92 (3.19 in 2024), above the usual 1.5. Short-term debt is 32.4% and cash 0.9% of total assets. However, 87% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 29% of them on solvency, 35% on liquidity, 39% on profitability and 9% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €1.3m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Equity €172,790 (13.0% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-08-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12777 sector peers (2025).
NBB · sector comparison
Position among 12777 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 21-08-2026, 22 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
22 days late
2024
181 days early
2023
32 days early
2022
20 days early
2021
18 days early
2020
30 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 41 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today. The company usually files around 10 July (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today30-12-2026 year end30-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Fewer staff in 2025from 8 FTE to 4.2 FTE ▼ 47.5% View
  • Merger with PROHANmerger on 26-05-2025 2025 View
  • Positive: 7 profitable years in a rowprofit 2025: €60,589 7 years View

Recent changes

  1. · Gazette deed Merger: Tegelbedrijf Provijn takes over Prohan BV
  2. · Gazette deed Registered office moved within DeinzeNew seat: Ter mote 20, 9850 Deinze · Previous seat: Ketelstraat 6, 9800 Deinze · Resignations: Hans Provijn, PROHAN BV and Micke
  3. · Gazette deed Merger proposal: TEGELBEDRIJF PROVIJN takes over PROHANPermanent representative: Van Hulle Mia
All 17 events

Comparable companies

These companies have the same main activity as TEGELBEDRIJF PROVIJN: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €1.1m and €1.4m, founded between 1992 and 1996.

CompanyTotal assetsGross margin
TEGELBEDRIJF PROVIJN Deinze€1.3m€0.4m
GENERAL SERVICES BEVEREN Beveren-Kruibeke-Zwijndrecht€1.3m€0.3m
NEW PUBLIRIK Lokeren€1.4m€0.4m
LUCRIA Zele€1.1m€0.4m
MARCO Herselt€1.3m€0.4m
CRUYDT Zonnebeke€1.3m€0.4m
MEGA - MAT Heusden-Zolder€1.4m€0.3m
Full comparison

Key facts about TEGELBEDRIJF PROVIJN

What is the company number of TEGELBEDRIJF PROVIJN?
The company number of TEGELBEDRIJF PROVIJN is 0454.550.710. The VAT number is the same number with BE in front: BE 0454.550.710.
Where is TEGELBEDRIJF PROVIJN based?
The registered office is at Ter Mote 20, 9850 Deinze.Company details
What does TEGELBEDRIJF PROVIJN do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of TEGELBEDRIJF PROVIJN?
The legal form of TEGELBEDRIJF PROVIJN is Private limited company (BV).
When was TEGELBEDRIJF PROVIJN founded?
TEGELBEDRIJF PROVIJN was founded on 13-02-1995.
Is TEGELBEDRIJF PROVIJN still active?
Yes, TEGELBEDRIJF PROVIJN is an active enterprise in the KBO register.
How many employees does TEGELBEDRIJF PROVIJN have?
TEGELBEDRIJF PROVIJN had an average of 4.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TEGELBEDRIJF PROVIJN?
The turnover in financial year 2025 is ≈ €1.9m. This figure is estimated from the gross margin of €360,589 and 34 comparable companies (NACE 475). It probably lies between €1.3m and €2.9m.
Is TEGELBEDRIJF PROVIJN profitable?
In financial year 2025, TEGELBEDRIJF PROVIJN made a profit of €60,589.
Where can I find the annual accounts of TEGELBEDRIJF PROVIJN?
TEGELBEDRIJF PROVIJN filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TEGELBEDRIJF PROVIJN due?
TEGELBEDRIJF PROVIJN must file the annual accounts for financial year 2026 by 30-07-2027.Timeline

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