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De Clercq Property

Active
Private limited companyfounded 2011active for 15 yearsPaepestraat 11, 9850 Deinze, BelgiumKBO/BCE: BE 0835.041.722
Summary

The computed 12-month bankruptcy probability of De Clercq Property is 2.3% (moderate). The 2025 annual accounts show equity of €827,484 and a net result of €285,815. Equity is growing by about 65% per year across the filed financial years. The company has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals.

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De Clercq PropertyActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
“Managementactiviteiten in het algemeen waaronder onder meer het tussenkomen in het dagelijks bestuur en…” (deed in Dutch)
From the articles, 11 activitiesNo NACE code in the KBO yet
Size
€8.5mtotal assets 2025
Equity
€827,484
Profit
€285,815
Turnover not published (abbreviated or micro format)Net result +402%: other schema
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Structure
Holdings
2
Accounts filed 32 days late2 of 5 deeds read
Why 53raises riskLiquidity: current ratio 1.68, cash €15,0351 change of registered office in 24 monthsLatest accounts 32 days late; 2 of the last 3 latelowers riskSize: total assets €8.5mShow the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (no NACE code, small)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 35+2
equity 9.7% of total assets
Liquidity 50+5
short-term debt 10.3% · cash 0.2%
Profitability 33-6
return on assets 3.4%
Bankruptcy probability, 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 1.0%▲ +0.2 percentage points vs 05-2025 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 0.5%▼ -0.7 percentage points vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 1.5%▲ +1.0 percentage point vs 01-2026 03-2026: 1.5%● unchanged vs 02-2026 04-2026: 1.5%● unchanged vs 03-2026 05-2026: 1.8%▲ +0.3 percentage points vs 04-2026 06-2026: 2.4%▲ +0.6 percentage points vs 05-2026 07-2026: 2.7%▲ +0.3 percentage points vs 06-2026 08-2026: 3.5%▲ +0.8 percentage points vs 07-2026 09-2026: 4.5%▲ +1.0 percentage point vs 08-2026highest value 10-2026: 2.3%▼ -2.2 percentage points vs 09-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.68, compared with 1.68 in 2024, above the usual 1.5; short-term debt: 10.3% and cash: 0.2% of total assets), but 90.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, small): better than 21% on solvency, 44% on liquidity, 25% on profitability and 96% on growth.

The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €8.5m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.68, cash €15,035
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Latest accounts 32 days late; 2 of the last 3 late
NBB · filings
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
32 days late
2024
17 days early
2023
75 days late
2022
29 days late
2021
43 days late
2020
1 day early
2019
26 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 27 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven months
Where today falls in the filing period
17-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Registered office · RestructuringResignation: Victor De Clercq (director)…
  3. Highest result from 2018 to 2025net €285,815 ▲402%

Key points

  • Positive: Result rose in 2025different schema filed ▲ 402% View
  • Merger with Geldhof Investmerger on 09-01-2026 2026 View
  • Positive: 7 profitable years in a rowprofit 2025: €285,815 7 years View
  • A director leftlatest change 09-01-2026 · 0 in office 1 left View

By topic

Financials

Financial year
2025
Total assets
€8.5m
Profit
€285,815
Solvency
9.7%
Total assets▲ 121%
Net result
20182025
Go to Financials

Timeline

Events
22
Since
2013
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €500,000
  2. 22-07-2025Restructuring
  3. 14-07-2025Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Founded
30-03-2011
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
6
Purpose
“Managementactiviteiten in het algemeen waaronder onder meer het tussenkomen in het…” (deed in Dutch)
Go to Articles of association

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