CRUYDT
ActiveCRUYDT has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €368k and a net result of €6k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 33% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-31
Solvency53▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 1.23 in 2024; short-term debt: 67.8% and cash: 5% of total assets), and 72.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
0.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
22 d late
2023
61 d late
2022
63 d late
2021
74 d late
2020
89 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€368k▲ 1.5%
2024 · €363k
2018: €71k
2019: €71k
2020: €158k
2021: €216k
2022: €242k
2023: €266k
2024: €363k
2018 → 2025
Total assets
€1.32M▼ 6.4%
2024 · €1.41M
2018: €466k
2019: €607k
2020: €733k
2021: €893k
2022: €1.05M
2023: €1.25M
2024: €1.41M
2018 → 2025
Net result
€6k▼ 94.3%
2024 · €97k
2018: €-20k
2019: €-348
2020: €87k
2021: €108k
2022: €26k
2023: €24k
2024: €97k
2018 → 2025
Working capital
€234k▲ 3.8%
2024 · €226k
2018: €-45k
2019: €-36k
2020: €20k
2021: €31k
2022: €68k
2023: €133k
2024: €226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€216k-€242k▲ 12.1%€266k▲ 9.8%€363k▲ 36.6%€368k▲ 1.5%
Operating result€141k-€18k▼ 87.1%€56k▲ 208%€190k▲ 238%€35k▼ 81.6%
Net result€108k-€26k▼ 75.7%€24k▼ 9.4%€97k▲ 311%€6k▼ 94.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€190k▼ 11.1%
Current assets
€1.13M▼ 5.6%
Equity and liabilities €1.32M
Equity
€368k▲ 1.5%
Debt
€951k▼ 9.2%
The debt ratio falls from 74.3% to 72.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€100k▼
2024 · €259k
Cash flow
€71k▼
2024 · €166k
Solvency
27.9%▲
2024 · 25.7%
Current ratio
1.26▲
2024 · 1.23
Quick ratio
0.28▲
2024 · 0.25
Debt / equity
2.58▼
2024 · 2.89
ROE
1.5%▼
2024 · 26.8%
ROA
0.4%▼
2024 · 6.9%
Interest coverage
2.80▼
2024 · 5.54
Debt
€951k▼
2024 · €1.05M
Debt ≤ 1 year
€895k▼
2024 · €970k
Debt > 1 year
€56k▼
2024 · €77k
Income taxes
€4k▼
2024 · €52k
Staff costs
€265k▲
2024 · €215k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.32M▼
Fixed assets21/28€214k€190k▼
Tangible fixed assets22/27€214k€190k▼
Land and buildings22€61k€77k▲
Plant, machinery and equipment23€39k€26k▼
Furniture and vehicles24€115k€88k▼
Current assets29/58€1.20M€1.13M▼
Stocks and contracts in progress3€951k€877k▼
Stocks30/36€951k€877k▼
Amounts receivable within one year40/41€222k€184k▼
Trade receivables40€222k€146k▼
Other amounts receivable41€263€38k▲
Cash at bank and in hand54/58€21k€66k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.32M▼
Equity10/15€363k€368k▲
Contributions10/11€20k€20k=
Reserves13€343k€348k▲
Tax-exempt reserves132€24k€24k=
Distributable reserves133€319k€324k▲
Amounts payable17/49€1.05M€951k▼
Amounts payable after more than one year17€77k€56k▼
Financial debts170/4€77k€56k▼
Amounts payable within one year42/48€970k€895k▼
Current portion of amounts payable after more than one year42€24k€28k▲
Financial debts43€250k€280k▲
Credit institutions430/8€250k€280k▲
Trade debts44€220k€92k▼
Suppliers440/4€220k€92k▼
Taxes, remuneration and social security45€135k€158k▲
Taxes450/3€104k€110k▲
Remuneration and social security454/9€31k€48k▲
Other amounts payable47/48€340k€337k▼
Income statement
Code20242025
Remuneration, social security and pensions62€215k€265k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€65k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€8k€6k▼
Gross operating margin9900€482k€372k▼
Operating profit (loss)9901€190k€35k▼
Financial income75/76B€6k€10k▲
Recurring financial income75€6k€10k▲
Financial charges65/66B€47k€36k▼
Recurring financial charges65€47k€36k▼
Profit (loss) for the period before taxes9903€149k€9k▼
Income taxes67/77€52k€4k▼
Profit (loss) for the period9904€97k€6k▼
Profit (loss) for the period to be appropriated9905€97k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€106k€6k▼
Profit (loss) brought forward from the previous period14P€8k-
Transfer to equity691/2€106k€6k▼
To other reserves6921€106k€6k▼
Social balance
Average headcount (FTE)90873.03.8▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
State Gazette act
General meeting · Director appointmentGeneral meeting · Director appointment2 facts ▸
State Gazette act
General meeting · Director appointment
General meeting · Director appointment2 facts ▸
- General meeting, 2026-08-31
- Director appointment, Maxim CRUYDT (bestuurder)
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 22 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 63 days late
2022
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 74 days late
2021
31-12
Financial
Highest result since 2018net €108k ▲23.6%
Net result €108k, the highest in the series.
31-12
Financial
Equity above €200kEq €216k ▲36.5%
2 profitable years in a row build equity to €216k.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
31-12
Financial
Back to profitnet €87k
Net result €87k after 2 loss-making years.
31-12
Financial
Equity above €150kEq €158k ▲122%
Equity rises from €71k to €158k.
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Maxim CRUYDT
CurrentDirector · since 31-08-2026
31-08-2026
Appointed as Director
Location & real-estate footprint
Registered office, Zonnebeke · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moorsledestraat 348980 ZonnebekeGround area
3,274 m²
Building footprint
780 m²
Volume, LiDAR
2,941 m³
Parcel 33037B0269/00C002, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TUINMACHINES CRUYDT
since 19952.069.901.509
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33037B0269/00C002 | Flanders | 3,274 m² | 1 · 780 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 187 EUR awarded · 155 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 187 EUR | 155 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
KRYPTON INFORMATION SYSTEMS
BE 0446.085.083
Brugge · Eq €369k
GREENSIDE
BE 0555.719.730
Chaumont-Gistoux · Eq €369k
LOCK CONTROL
BE 0681.642.160
Londerzeel · Eq €369k
CCLV
BE 0759.927.791
Berlare · Eq €367k
Jackstack International
BE 0450.616.072
Knokke-Heist · Eq €371k
Of 2,507 companies in sector 46649 we hold annual accounts for 1,760. 1,385 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-1994
Fiscal year end31-12
Activities, NACEBEL
46649Wholesale of other machinery and equipment
47521Retail sale of hardware, building materials, paint and glass (general range)
51880
52461
33120Repair and maintenance of machinery
46610Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.