TECHNO DECO
ActiveTECHNO DECO has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €35k and a net result of €-456. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 9981 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▲+19
Solvency37=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.7 in 2023; short-term debt: 21% and cash: 1% of total assets), but 87.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.5%
Return on assets
-0.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9981 sector peers (2024).
NBB · sector comparisonPosition among 9981 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
91 d late
2022
60 d late
2021
105 d late
2020
121 d late
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€35k▼ 1.3%
2023 · €35k
2018: €26k
2019: €24k
2020: €33k
2021: €17k
2022: €37k
2023: €35k
2018 → 2024
Total assets
€280k▼ 5.4%
2023 · €296k
2018: €130k
2019: €123k
2020: €87k
2021: €328k
2022: €318k
2023: €296k
2018 → 2024
Net result
€-456▲ 74.1%
2023 · €-2k
2018: €3k
2019: €-2k
2020: €9k
2021: €-15k
2022: €20k
2023: €-2k
2018 → 2024
Working capital
€42k▼ 18.6%
2023 · €52k
2018: €-50k
2019: €-25k
2020: €4k
2021: €-121k
2022: €92k
2023: €52k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€33k-€17k▼ 47.3%€37k▲ 116%€35k▼ 4.7%€35k▼ 1.3%
Operating result€14k-€-12k€26k€8k▼ 67.5%€5k▼ 35.5%
Net result€9k-€-15k€20k€-2k€-456▲ 74.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €280k
Fixed assets
€179k▲ 5.1%
Current assets
€101k▼ 19.7%
Equity and liabilities €280k
Equity
€35k▼ 1.3%
Debt
€245k▼ 6.0%
The debt ratio falls from 88.0% to 87.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€30k▼
2023 · €37k
Cash flow
€24k▼
2023 · €27k
Solvency
12.5%▲
2023 · 12.0%
Current ratio
1.72▲
2023 · 1.70
Quick ratio
1.51▼
2023 · 1.54
Debt / equity
7.00▼
2023 · 7.36
ROE
-1.3%▲
2023 · -5.0%
ROA
-0.2%▲
2023 · -0.6%
Interest coverage
7.07▲
2023 · 3.86
Debt
€245k▼
2023 · €260k
Debt ≤ 1 year
€59k▼
2023 · €74k
Debt > 1 year
€186k▼
2023 · €187k
Income taxes
€2k▲
2023 · €992
Staff costs
€214▼
2023 · €560
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€296k€280k▼
Fixed assets21/28€170k€179k▲
Tangible fixed assets22/27€170k€178k▲
Land and buildings22€139k€159k▲
Plant, machinery and equipment23€27k€17k▼
Furniture and vehicles24€4k€2k▼
Financial fixed assets28€203€817▲
Current assets29/58€126k€101k▼
Stocks and contracts in progress3€13k€13k=
Stocks30/36€13k€13k=
Amounts receivable within one year40/41€100k€72k▼
Trade receivables40€36k€68k▲
Other amounts receivable41€64k€3k▼
Cash at bank and in hand54/58€3k€3k▼
Deferred charges and accrued income490/1€10k€14k▲
Equity and liabilities
Total equity and liabilities10/49€296k€280k▼
Equity10/15€35k€35k▼
Contributions10/11€6k€6k=
Reserves13€10k€10k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€9k€9k=
Profit (loss) carried forward14€19k€18k▼
Amounts payable17/49€260k€245k▼
Amounts payable after more than one year17€187k€186k▼
Financial debts170/4€187k€186k▼
Amounts payable within one year42/48€74k€59k▼
Current portion of amounts payable after more than one year42€4k€17k▲
Trade debts44€60k€35k▼
Suppliers440/4€60k€35k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€120-
Other amounts payable47/48€8k€4k▼
Income statement
Code20232024
Remuneration, social security and pensions62€560€214▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€25k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€40k€33k▼
Operating profit (loss)9901€8k€5k▼
Financial income75/76B€358€97▼
Recurring financial income75€358€97▼
Financial charges65/66B€10k€4k▼
Recurring financial charges65€10k€4k▼
Profit (loss) for the period before taxes9903€-773€1k▲
Income taxes67/77€992€2k▲
Profit (loss) for the period9904€-2k€-456▲
Profit (loss) for the period to be appropriated9905€-2k€-456▲
Appropriation of the result
Profit (loss) to be appropriated9906€19k€18k▼
Profit (loss) brought forward from the previous period14P€21k€19k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 2.11
Current ratio from 0.60 to 2.11; short-term debt falls from €305k to €83k.
13-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 105 days late
2021
31-12
Financial
Weakest financial yearnet €-15k ▼271%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
29-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 121 days late
2020
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 49 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
2016
21-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tubize · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Henri La Fontaine 41480 TubizeGround area
3,474 m²
Building footprint
112 m²
Volume, LiDAR
503 m³
2 parcels, Wallonia · tallest building 5.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TECHNO DECO
since 20132.219.228.455
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25097C0594/00B000 | Wallonia | 2,453 m² | - | - |
| 25054D0049/00T000 | Wallonia | 1,021 m² | 1 · 112 m² | 5.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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REGINALD
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,050. 12,665 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2013
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.