ALFA-CONSTRUCT
ActiveThe file of ALFA-CONSTRUCT contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 0.9% (low). The 2024 annual accounts show equity of €79k and a net result of €13k. Equity is growing by ~39.8% per year across the filed fiscal years. Its solvency ranks better than 40% of 9980 sector peers (fiscal year 2024).
Checked score
Score 2024
70
/ 100
Healthy▼ -23 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▼-16
Solvency62▼-33
Growth78=
Stability85
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.48 against 2.01 in 2023), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
32.5%
Return on assets
5.5%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
81 d late
2023
79 d late
2022
70 d late
2021
100 d late
2020
73 d late
2019
66 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€79k▲ 20.1%
2023 · €66k
2018: €13k
2019: €10k
2020: €15k
2021: €33k
2022: €41k
2023: €66k
2018 → 2024
Total assets
€242k▲ 85.7%
2023 · €130k
2018: €85k
2019: €95k
2020: €117k
2021: €109k
2022: €142k
2023: €130k
2018 → 2024
Net result
€13k▼ 63.9%
2023 · €37k
2018: €1k
2019: €-3k
2020: €4k
2021: €19k
2022: €8k
2023: €37k
2018 → 2024
Working capital
€79k▲ 20.1%
2023 · €66k
2018: €6k
2019: €5k
2020: €11k
2021: €31k
2022: €41k
2023: €66k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€15k-€33k▲ 128%€41k▲ 23.9%€66k▲ 59.7%€79k▲ 20.1%
Operating result€4k-€21k▲ 409%€10k▼ 52.4%€46k▲ 354%€20k▼ 56.7%
Net result€4k-€19k▲ 347%€8k▼ 57.4%€37k▲ 360%€13k▼ 63.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 57% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €242k
Equity
€79k▲ 20.1%
Debt
€163k▲ 152%
The debt ratio rises from 49.7% to 67.5%: debt grows faster than equity.
Key figures and ratios
Solvency
32.5%▼
2023 · 50.3%
Current ratio
1.48▼
2023 · 2.01
Quick ratio
1.48▼
2023 · 2.01
Debt / equity
2.07▲
2023 · 0.99
ROE
16.8%▼
2023 · 55.7%
ROA
5.5%▼
2023 · 28.0%
Debt
€163k▲
2023 · €65k
Debt ≤ 1 year
€163k▲
2023 · €65k
Income taxes
€7k▼
2023 · €10k
Staff costs
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€130k€242k▲
Current assets29/58€130k€242k▲
Amounts receivable after more than one year29€100k€140k▲
Other amounts receivable291€100k€140k▲
Amounts receivable within one year40/41€28k€632▼
Other amounts receivable41€28k€632▼
Cash at bank and in hand54/58€2k€101k▲
Equity and liabilities
Total equity and liabilities10/49€130k€242k▲
Equity10/15€66k€79k▲
Contributions10/11€9k€9k=
Capital10€9k€9k=
Issued capital100€19k€19k=
Uncalled capital101€9k€9k=
Reserves13€56k€70k▲
Non-distributable reserves130/1€25k€38k▲
Legal reserve130€670€670=
Reserves not available under the articles1311€25k€38k▲
Distributable reserves133€31k€31k=
Amounts payable17/49€65k€163k▲
Amounts payable within one year42/48€65k€163k▲
Trade debts44€3k€99k▲
Suppliers440/4€3k€99k▲
Taxes, remuneration and social security45€21k€27k▲
Taxes450/3€21k€27k▲
Other amounts payable47/48€40k€36k▼
Income statement
Code20232024
Non-recurring operating income76A€5k-
Remuneration, social security and pensions62-€7k
Other operating charges640/8€616€947▲
Non-recurring operating charges66A€11k-
Gross operating margin9900€58k€28k▼
Operating profit (loss)9901€46k€20k▼
Financial income75/76B€119-
Recurring financial income75€119-
Financial charges65/66B€47€46▼
Recurring financial charges65€47€46▼
Profit (loss) for the period before taxes9903€46k€20k▼
Income taxes67/77€10k€7k▼
Profit (loss) for the period9904€37k€13k▼
Profit (loss) for the period to be appropriated9905€37k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€13k▼
Transfer to equity691/2€25k€13k▼
To other reserves6921€25k€13k▼
Profit to be distributed694/7€12k-
Directors or managers695€12k-
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 81 days late
02-07
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · ALFA-CONSTRUCT BVBA EUROPALAAN 17, 2610 WILRIJK (ANTWERPEN) · event 26-06-2025
21-05
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Antwerpen · ALFA-CONSTRUCT BVBA EUROPALAAN 17, 2610 WILRIJK (ANTWERPEN) · event 15-05-2025
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 79 days late
2023
31-12
Financial
Highest result since 2018net €37k ▲360%
Operating result €46k, net result €37k, both a record.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 100 days late
2021
12-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 73 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
31-12
Financial
Weakest financial yearnet €-3k ▼299%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 68 days late
2018
18-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 79 days late
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 71 days late
2016
25-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europalaan 172610 AntwerpenGround area
193 m²
Building footprint
80 m²
Volume, LiDAR
647 m³
Parcel 11463D0451/00H005, Flanders · tallest building 9.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALFA-CONSTRUCT
since 20122.242.866.068
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11463D0451/00H005 | Flanders | 193 m² | 1 · 80 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | STEFAAN DE BOECK KONINKLIJKELAAN 60,
2600 BERCHEM (ANTWERPEN) |
15-05-2025 → present |
Similar companies · same sector, comparable size
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MTC TECH
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SORDO CONSTRUCTIE
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Of 29,551 companies in sector 41001 we hold annual accounts for 15,874. 13,068 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2012
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.