TEC-TA
ActiveSummary
TEC-TA has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €17k. Equity is growing by ~21.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-6
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 5.84 against 6.35 in 2024; short-term debt: 12.2% and cash: 41.7% of total assets), and 14.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
12.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
22 d early
2024
29 d early
2023
20 d early
2022
18 d early
2021
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▲ 16.5%
2024 · €102k
2021: €44klowest in 5 years
2022: €85k▲ +92.0% vs 2021
2023: €82k▼ -3.2% vs 2022
2024: €102k▲ +23.9% vs 2023
2025: €118k▲ +16.5% vs 2024highest in 5 years
2021 → 2025
Total assets
€139k▲ 21.7%
2024 · €114k
2021: €97klowest in 5 years
2022: €132k▲ +35.6% vs 2021
2023: €106k▼ -19.5% vs 2022
2024: €114k▲ +7.5% vs 2023
2025: €139k▲ +21.7% vs 2024highest in 5 years
2021 → 2025
Net result
€17k▼ 14.3%
2024 · €20k
2021: €13k
2022: €41k▲ +207% vs 2021highest in 5 years
2023: €10k▼ -75.9% vs 2022lowest in 5 years
2024: €20k▲ +101% vs 2023
2025: €17k▼ -14.3% vs 2024
2021 → 2025
Working capital
€82k▲ 28.4%
2024 · €64k
2021: €20klowest in 5 years
2022: €50k▲ +154% vs 2021
2023: €38k▼ -23.8% vs 2022
2024: €64k▲ +68.8% vs 2023
2025: €82k▲ +28.4% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€85k▲ 92.0%€82k▼ 3.2%€102k▲ 23.9%€118k▲ 16.5%
2021: €44klowest in 5 years
2022: €85k▲ +92.0% vs 2021
2023: €82k▼ -3.2% vs 2022
2024: €102k▲ +23.9% vs 2023
2025: €118k▲ +16.5% vs 2024highest in 5 years
Operating result€20k-€56k▲ 183%€17k▼ 69.3%€29k▲ 70.4%€27k▼ 7.6%
2021: €20k
2022: €56k▲ +183% vs 2021highest in 5 years
2023: €17k▼ -69.3% vs 2022lowest in 5 years
2024: €29k▲ +70.4% vs 2023
2025: €27k▼ -7.6% vs 2024
Net result€13k-€41k▲ 207%€10k▼ 75.9%€20k▲ 101%€17k▼ 14.3%
2021: €13k
2022: €41k▲ +207% vs 2021highest in 5 years
2023: €10k▼ -75.9% vs 2022lowest in 5 years
2024: €20k▲ +101% vs 2023
2025: €17k▼ -14.3% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€40k ▲ 4.2%
Current assets
€99k ▲ 30.6%
Equity and liabilities €139k
Equity
€118k ▲ 16.5%
Debt
€21k ▲ 63.0%
Debt's share of the balance-sheet total rises from 11.1% to 14.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▼
2024 · €36k
Cash flow
€25k▼
2024 · €26k
Current ratio
5.84▼
2024 · 6.35
Debt to equity
0.17▲
2024 · 0.12
ROE
14.2%▼
2024 · 19.3%
ROA
12.1%▼
2024 · 17.2%
Interest coverage
12.20▲
2024 · 9.03
Debt ≤ 1 year
€17k▲
2024 · €12k
Debt > 1 year
€3k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€114k€139k▲
Fixed assets21/28€38k€40k▲
Tangible fixed assets22/27€38k€40k▲
Land and buildings22€17k€13k▼
Plant, machinery and equipment23€421€929▲
Furniture and vehicles24-€5k
Other tangible fixed assets26€21k€21k▼
Current assets29/58€76k€99k▲
Amounts receivable within one year40/41€24k€39k▲
Trade receivables40€2k€10k▲
Other amounts receivable41€23k€28k▲
Cash at bank and in hand54/58€39k€58k▲
Deferred charges and accrued income490/1€12k€2k▼
Equity and liabilities
Total equity and liabilities10/49€114k€139k▲
Equity10/15€102k€118k▲
Contributions10/11€500€500=
Reserves13-€17k
Distributable reserves133-€17k
Profit (loss) carried forward14€101k€101k=
Amounts payable17/49€13k€21k▲
Amounts payable after more than one year17-€3k
Financial debts170/4-€3k
Amounts payable within one year42/48€12k€17k▲
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€377€874▲
Suppliers440/4€377€874▲
Taxes, remuneration and social security45€9k€14k▲
Taxes450/3€7k€12k▲
Remuneration and social security454/9€2k€2k▲
Accrued charges and deferred income492/3€719€188▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€38k€36k▼
Operating profit (loss)9901€29k€27k▼
Financial income75/76B€954€1k▲
Recurring financial income75€954€1k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€26k€25k▼
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€20k€17k▼
Profit (loss) for the period to be appropriated9905€20k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€118k▲
Profit (loss) brought forward from the previous period14P€81k€101k▲
Transfer from equity791/2€0-
Transfer to equity691/2-€17k
To other reserves6921-€17k
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €7k | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €6k | €7k | €7k | €8k | ▲ 15.2% |
| Other operating charges640/8 | €2k | €1k | €566 | €2k | €1k | ▼ 37.9% |
| Gross operating margin9900 | €27k | €64k | €24k | €38k | €36k | ▼ 5.0% |
| Operating profit (loss)9901 | €20k | €56k | €17k | €29k | €27k | ▼ 7.6% |
| Financial income75/76B | €405 | €715 | €701 | €954 | €1k | ▲ 23.1% |
| Recurring financial income75 | €405 | €715 | €701 | €954 | €1k | ▲ 23.1% |
| Financial charges65/66B | €781 | €1k | €3k | €4k | €3k | ▼ 28.4% |
| Recurring financial charges65 | €781 | €1k | €3k | €4k | €3k | ▼ 28.4% |
| Profit (loss) for the period before taxes9903 | €19k | €55k | €14k | €26k | €25k | ▼ 3.3% |
| Income taxes67/77 | €6k | €14k | €5k | €7k | €8k | ▲ 29.9% |
| Profit (loss) for the period9904 | €13k | €41k | €10k | €20k | €17k | ▼ 14.3% |
| Profit (loss) for the period to be appropriated9905 | €13k | €41k | €10k | €20k | €17k | ▼ 14.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €97k | €132k | €106k | €114k | €139k | ▲ 21.7% |
| Fixed assets21/28 | €38k | €41k | €45k | €38k | €40k | ▲ 4.2% |
| Tangible fixed assets22/27 | €38k | €41k | €45k | €38k | €40k | ▲ 4.2% |
| Land and buildings22 | €26k | €23k | €21k | €17k | €13k | ▼ 23.6% |
| Plant, machinery and equipment23 | €393 | €183 | €643 | €421 | €929 | ▲ 121% |
| Furniture and vehicles24 | €5k | €3k | €0 | - | €5k | - |
| Other tangible fixed assets26 | €7k | €15k | €23k | €21k | €21k | ▼ 0.6% |
| Current assets29/58 | €59k | €91k | €61k | €76k | €99k | ▲ 30.6% |
| Amounts receivable within one year40/41 | €36k | €43k | €40k | €24k | €39k | ▲ 58.1% |
| Trade receivables40 | €28k | €29k | €23k | €2k | €10k | ▲ 520% |
| Other amounts receivable41 | €8k | €14k | €17k | €23k | €28k | ▲ 24.6% |
| Cash at bank and in hand54/58 | €21k | €46k | €19k | €39k | €58k | ▲ 47.2% |
| Deferred charges and accrued income490/1 | €2k | €1k | €2k | €12k | €2k | ▼ 79.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €97k | €132k | €106k | €114k | €139k | ▲ 21.7% |
| Equity10/15 | €44k | €85k | €82k | €102k | €118k | ▲ 16.5% |
| Contributions10/11 | €500 | €500 | €500 | €500 | €500 | = |
| Reserves13 | - | - | - | - | €17k | - |
| Distributable reserves133 | - | - | - | - | €17k | - |
| Profit (loss) carried forward14 | €44k | €84k | €81k | €101k | €101k | = |
| Amounts payable17/49 | €53k | €47k | €24k | €13k | €21k | ▲ 63.0% |
| Amounts payable after more than one year17 | €14k | €6k | €0 | - | €3k | - |
| Financial debts170/4 | €14k | €6k | €0 | - | €3k | - |
| Amounts payable within one year42/48 | €39k | €41k | €23k | €12k | €17k | ▲ 42.2% |
| Current portion of amounts payable after more than one year42 | €8k | €9k | €13k | €2k | €2k | ▲ 10.3% |
| Trade debts44 | €9k | €11k | €163 | €377 | €874 | ▲ 132% |
| Suppliers440/4 | €9k | €11k | €163 | €377 | €874 | ▲ 132% |
| Taxes, remuneration and social security45 | €22k | €22k | €10k | €9k | €14k | ▲ 46.0% |
| Taxes450/3 | €18k | €22k | €8k | €7k | €12k | ▲ 58.4% |
| Remuneration and social security454/9 | €4k | - | €2k | €2k | €2k | ▲ 0.6% |
| Accrued charges and deferred income492/3 | - | €380 | €1k | €719 | €188 | ▼ 73.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €41k | €10k | €20k | €17k | ▼ 14.3% |
| + Depreciation and write-downs630 | €5k | €6k | €7k | €7k | €8k | ▲ 15.2% |
| Operating cash flow (approximation) | €18k | €47k | €16k | €26k | €25k | ▼ 6.7% |
| Investment in fixed assets (approximation) | - | €-9k | €-11k | €0 | €-9k | - |
| Change in cash | - | €25k | €-28k | €21k | €19k | ▼ 10.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 6.35
Current ratio from 2.63 to 6.35; short-term debt falls from €23k to €12k.
31-12
Financial
Equity above €100kEq €102k ▲23.9%
4 profitable years in a row build equity to €102k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €10k ▼75.9%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2021net €41k ▲207%
Operating result €56k, net result €41k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 1 establishment unit since 2016
Ground area
594 m²
Building footprint
77 m²
Volume, LiDAR
426 m³
Parcel 11662E0590/00A036, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
EVELYN KERSTENS
since 20162.265.055.611
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11662E0590/00A036 | Flanders | 593 m² | 1 · 77 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Sander De Bruyne
BE 0767.837.746
Zedelgem · Eq €118,348
MFlow Tech.
BE 1005.096.281
Malle · Eq €118,392
BigAttitude
BE 1008.500.486
Antwerpen · Eq €118,500
Bolleke Deluxe
BE 0849.329.822
Brussel · Eq €118,189
Huismeester
BE 0750.833.448
Anzegem · Eq €118,176
Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 7,167 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.