AT Consulant
ActiveAT Consulant has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €88k and a net result of €32k. Equity is growing by ~31% per year across the filed fiscal years. Its solvency ranks better than 61% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability97▼-2
Solvency88▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.03 against 3.01 in 2023; short-term debt: 32.6% and cash: 0.4% of total assets), and 37.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
31 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€88k▲ 15.1%
2023 · €76k
2018: €31k
2019: €24k
2020: €34k
2021: €38k
2022: €60k
2023: €76k
2018 → 2024
Total assets
€140k▲ 14.1%
2023 · €123k
2018: €41k
2019: €38k
2020: €49k
2021: €75k
2022: €116k
2023: €123k
2018 → 2024
Net result
€32k▲ 6.4%
2023 · €30k
2018: €6k
2019: €-16
2020: €15k
2021: €14k
2022: €26k
2023: €30k
2018 → 2024
Working capital
€93k▲ 21.0%
2023 · €77k
2018: €28k
2019: €24k
2020: €34k
2021: €41k
2022: €68k
2023: €77k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€34k-€38k▲ 11.4%€60k▲ 56.3%€76k▲ 27.8%€88k▲ 15.1%
Operating result€21k-€19k▼ 7.7%€34k▲ 78.8%€42k▲ 24.8%€45k▲ 7.0%
Net result€15k-€14k▼ 8.3%€26k▲ 83.7%€30k▲ 16.0%€32k▲ 6.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 7% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €140k
Fixed assets
€2k▼ 80.2%
Current assets
€139k▲ 20.6%
Equity and liabilities €140k
Equity
€88k▲ 15.1%
Debt
€52k▲ 12.4%
The debt ratio falls from 37.7% to 37.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2023 · €50k
Cash flow
€38k▲
2023 · €37k
Solvency
62.8%▲
2023 · 62.3%
Current ratio
3.03▲
2023 · 3.01
Quick ratio
3.03▲
2023 · 3.01
Debt / equity
0.59▼
2023 · 0.61
ROE
35.8%▼
2023 · 38.8%
ROA
22.5%▼
2023 · 24.1%
Interest coverage
180.27▼
2023 · 427.77
Debt
€52k▲
2023 · €46k
Debt ≤ 1 year
€46k▲
2023 · €38k
Debt > 1 year
€6k▼
2023 · €8k
Income taxes
€14k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€123k€140k▲
Fixed assets21/28€8k€2k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€8k€2k▼
Current assets29/58€115k€139k▲
Amounts receivable within one year40/41€111k€137k▲
Trade receivables40€4k€2k▼
Other amounts receivable41€108k€135k▲
Current investments50/53€9€9=
Cash at bank and in hand54/58€2k€493▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€123k€140k▲
Equity10/15€76k€88k▲
Contributions10/11€19k€19k=
Reserves13€5k€5k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€52k€64k▲
Amounts payable17/49€46k€52k▲
Amounts payable after more than one year17€8k€6k▼
Financial debts170/4€8k€6k▼
Amounts payable within one year42/48€38k€46k▲
Trade debts44€12k€185▼
Suppliers440/4€12k€185▼
Taxes, remuneration and social security45€26k€45k▲
Taxes450/3€26k€45k▲
Other amounts payable47/48-€391
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€839€1k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€51k€54k▲
Operating profit (loss)9901€42k€45k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€117€287▲
Recurring financial charges65€117€287▲
Non-recurring financial charges66B€117-
Profit (loss) for the period before taxes9903€42k€45k▲
Income taxes67/77€13k€14k▲
Profit (loss) for the period9904€30k€32k▲
Profit (loss) for the period to be appropriated9905€30k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€65k€84k▲
Profit (loss) brought forward from the previous period14P€36k€52k▲
Profit to be distributed694/7€13k€20k▲
Return on contributions (dividend)694€13k€20k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €32k ▲6.4%
Operating result €45k, net result €32k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-16 ▼100%
Net result drops to €-16, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 60 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fresialaan 122390 MalleGround area
816 m²
Building footprint
119 m²
Volume, LiDAR
699 m³
Parcel 11032A0405/00B000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AT Consulant
since 20152.243.268.619
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11032A0405/00B000 | Flanders | 816 m² | 1 · 119 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JB CONSULTING
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,401. 7,180 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-07-2015
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.