ALTRA MENTE
ActiveALTRA MENTE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €22k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▼-8
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 13.85 against 6.53 in 2024; short-term debt: 6.5% and cash: 2.6% of total assets), and 6.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.5%
Return on assets
18.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
3 d early
2024
27 d late
2023
54 d late
2022
24 d late
2021
31 d early
2020
31 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 24.2%
2024 · €93k
2018: €31k
2019: €45k
2020: €48k
2021: €51k
2022: €48k
2023: €66k
2024: €93k
2018 → 2025
Total assets
€123k▲ 15.6%
2024 · €107k
2018: €43k
2019: €64k
2020: €65k
2021: €61k
2022: €70k
2023: €84k
2024: €107k
2018 → 2025
Net result
€22k▼ 34.5%
2024 · €34k
2018: €25k
2019: €14k
2020: €10k
2021: €3k
2022: €3k
2023: €24k
2024: €34k
2018 → 2025
Working capital
€103k▲ 34.8%
2024 · €77k
2018: €28k
2019: €34k
2020: €40k
2021: €47k
2022: €34k
2023: €58k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€51k-€48k▼ 5.0%€66k▲ 37.3%€93k▲ 39.6%€115k▲ 24.2%
Operating result€5k-€6k▲ 20.2%€32k▲ 426%€48k▲ 50.4%€34k▼ 29.6%
Net result€3k-€3k▲ 24.3%€24k▲ 593%€34k▲ 42.5%€22k▼ 34.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€12k▼ 25.7%
Current assets
€111k▲ 23.0%
Equity and liabilities €123k
Equity
€115k▲ 24.2%
Debt
€8k▼ 42.0%
The debt ratio falls from 13.0% to 6.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €52k
Cash flow
€28k▼
2024 · €38k
Solvency
93.5%▲
2024 · 87.0%
Current ratio
13.85▲
2024 · 6.53
Quick ratio
13.71▲
2024 · 6.38
Debt / equity
0.07▼
2024 · 0.15
ROE
19.5%▼
2024 · 37.0%
ROA
18.2%▼
2024 · 32.2%
Interest coverage
391.90▼
2024 · 502.50
Debt
€8k▼
2024 · €14k
Debt ≤ 1 year
€8k▼
2024 · €14k
Income taxes
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€123k▲
Fixed assets21/28€16k€12k▼
Tangible fixed assets22/27€16k€11k▼
Furniture and vehicles24€16k€11k▼
Financial fixed assets28€641€600▼
Current assets29/58€90k€111k▲
Stocks and contracts in progress3€2k€1k▼
Contracts in progress37€2k€1k▼
Amounts receivable within one year40/41€14k€6k▼
Trade receivables40€11k€0▼
Other amounts receivable41€3k€6k▲
Current investments50/53€40k€100k▲
Cash at bank and in hand54/58€34k€3k▼
Deferred charges and accrued income490/1€454€1k▲
Equity and liabilities
Total equity and liabilities10/49€107k€123k▲
Equity10/15€93k€115k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Share premium1100/10€6k-
Reserves13€2k€24k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€22k
Profit (loss) carried forward14€85k€85k=
Amounts payable17/49€14k€8k▼
Amounts payable within one year42/48€14k€8k▼
Trade debts44€612€723▲
Suppliers440/4€612€723▲
Taxes, remuneration and social security45€7k€7k▼
Taxes450/3€7k€7k▼
Other amounts payable47/48€6k€515▼
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€1k€636▼
Gross operating margin9900€53k€40k▼
Operating profit (loss)9901€48k€34k▼
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€103€99▼
Recurring financial charges65€103€99▼
Profit (loss) for the period before taxes9903€48k€35k▼
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€34k€22k▼
Profit (loss) for the period to be appropriated9905€34k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€107k▲
Profit (loss) brought forward from the previous period14P€58k€85k▲
Transfer to equity691/2-€22k
To other reserves6921-€22k
Profit to be distributed694/7€8k€0▼
Return on contributions (dividend)694€8k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 13.85
Current ratio from 6.53 to 13.85; short-term debt falls from €14k to €8k.
31-12
Financial
Equity above €100kEq €115k ▲24.2%
8 profitable years in a row build equity to €115k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2018net €34k ▲42.5%
Operating result €48k, net result €34k, both a record.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €3k ▼70.8%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jurbise · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Franc Boudin(H) 427050 JurbiseGround area
1,449 m²
Building footprint
249 m²
Volume, LiDAR
1,447 m³
2 parcels, Wallonia · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALTRA MENTE
since 20172.264.335.534
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53040C0259/00B000 | Wallonia | 1,339 m² | 1 · 92 m² | 7.0 m · 2 fl. |
| 52352B0166/00T002 | Wallonia | 110 m² | 1 · 157 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,503 companies in sector 82990 we hold annual accounts for 9,404. 7,165 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-05-2017
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:francois.simon3@hotmail.be
Phone:0477/967073