TeamJH1
ActiveTeamJH1 has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €9k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 1632 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+8
Solvency87▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.31 against 12.3 in 2024; short-term debt: 21.8% and cash: 5.5% of total assets), and 37.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62.3%
Return on assets
9.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 d early
2024
2 d early
2023
on the day
2022
3 d early
2021
2 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€59k▼ 48.3%
2024 · €113k
2019: €21k
2020: €53k
2021: €84k
2022: €98k
2023: €109k
2024: €113k
2019 → 2025
Total assets
€94k▼ 23.6%
2024 · €123k
2019: €34k
2020: €89k
2021: €137k
2022: €134k
2023: €122k
2024: €123k
2019 → 2025
Net result
€9k▲ 100%
2024 · €5k
2019: €18k
2020: €32k
2021: €31k
2022: €14k
2023: €11k
2024: €5k
2019 → 2025
Working capital
€47k▼ 55.8%
2024 · €107k
2019: €20k
2020: €51k
2021: €72k
2022: €86k
2023: €98k
2024: €107k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€98k▲ 16.2%€109k▲ 11.2%€113k▲ 4.2%€59k▼ 48.3%
Operating result€43k-€20k▼ 52.8%€17k▼ 18.9%€8k▼ 49.4%€14k▲ 71.5%
Net result€31k-€14k▼ 56.1%€11k▼ 19.8%€5k▼ 58.0%€9k▲ 100%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 72% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€26k▲ 296%
Current assets
€68k▼ 41.8%
Equity and liabilities €94k
Equity
€59k▼ 48.3%
Debt
€35k▲ 260%
The debt ratio rises from 8.0% to 37.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €13k
Cash flow
€14k▲
2024 · €9k
Solvency
62.3%▼
2024 · 92.0%
Current ratio
3.31▼
2024 · 12.30
Quick ratio
3.31▼
2024 · 12.30
Debt / equity
0.61▲
2024 · 0.09
ROE
15.7%▲
2024 · 4.1%
ROA
9.8%▲
2024 · 3.7%
Interest coverage
29.51▼
2024 · 35.64
Debt
€35k▲
2024 · €10k
Debt ≤ 1 year
€20k▲
2024 · €9k
Debt > 1 year
€14k
Income taxes
€5k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€123k€94k▼
Fixed assets21/28€7k€26k▲
Tangible fixed assets22/27€7k€26k▲
Furniture and vehicles24€7k€26k▲
Current assets29/58€117k€68k▼
Amounts receivable within one year40/41€64k€62k▼
Trade receivables40€64k€42k▼
Other amounts receivable41€526€20k▲
Cash at bank and in hand54/58€52k€5k▼
Deferred charges and accrued income490/1€524€552▲
Equity and liabilities
Total equity and liabilities10/49€123k€94k▼
Equity10/15€113k€59k▼
Contributions10/11€3k€3k=
Reserves13€110k€56k▼
Distributable reserves133€110k€56k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€10k€35k▲
Amounts payable after more than one year17-€14k
Financial debts170/4-€14k
Amounts payable within one year42/48€9k€20k▲
Current portion of amounts payable after more than one year42€0€4k▲
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€4k€12k▲
Taxes450/3€4k€12k▲
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€384€657▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€722€2k▲
Gross operating margin9900€14k€21k▲
Operating profit (loss)9901€8k€14k▲
Financial income75/76B-€325
Recurring financial income75-€325
Financial charges65/66B€366€650▲
Recurring financial charges65€366€650▲
Profit (loss) for the period before taxes9903€8k€14k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€5k€9k▲
Profit (loss) for the period to be appropriated9905€5k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€9k▲
Transfer from equity791/2-€64k
Transfer to equity691/2€5k€9k▲
To other reserves6921€5k€9k▲
Profit to be distributed694/7-€64k
Return on contributions (dividend)694-€64k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
State Gazette act
Registered officeGeneral meeting · Registered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move · Power of attorney3 facts ▸
- General meeting, 3/03/2026
- Registered-office move, Rue du Garceau 2, 7912 Saint-Sauveur
- Power of attorney, BV umain Gent
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €5k ▼58%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 8.31
Current ratio from 3.54 to 8.31; short-term debt falls from €34k to €13k.
31-12
Financial
Equity above €100kEq €109k ▲11.2%
5 profitable years in a row build equity to €109k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2019net €32k ▲82.5%
Operating result €46k, net result €32k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Garceau(SS) 27912 Frasnes-lez-AnvaingGround area
1,008 m²
Building footprint
170 m²
Volume, LiDAR
1,070 m³
Parcel 51053A0100/00S000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TeamJH1
since 20192.290.913.039
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51053A0100/00S000 | Wallonia | 1,008 m² | 1 · 170 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,900. 5,555 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
85593Socio-cultural adult education
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.