TEAMDIGITAL
ActiveSummary
TEAMDIGITAL has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €25,757 and a net result of €6,658. Equity is shrinking by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 34% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability84▼-12
Solvency71▼-29
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.8 against 4.77 in 2023; short-term debt: 50.9% and cash: 11.7% of total assets), but 53.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
46.1%
Return on assets
11.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
27 d late
2023
37 d late
2022
53 d late
2021
75 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€25,757▼ 47.9%
2023 · €49,403
Total assets
€55,855▼ 14.3%
2023 · €65,148
Net result
€6,658▼ 53.8%
2023 · €14,416
Working capital
€22,655▼ 51.9%
2023 · €47,107
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2021202220232024
Operating result€50,146--€3,893€20,257€14,288▼ 29.5%
Net result€34,320within the sector's middle half--€2,332below the sector's middle half€14,416within the sector's middle half€6,658within the sector's middle half▼ 53.8%
Equity€37,320within the sector's middle half-€34,987within the sector's middle half▼ 6.2%€49,403within the sector's middle half▲ 41.2%€25,757below the sector's middle half▼ 47.9%
Total assets€54,857below the sector's middle half-€49,772below the sector's middle half▼ 9.3%€65,148below the sector's middle half▲ 30.9%€55,855below the sector's middle half▼ 14.3%
Debt€17,538-€14,785▼ 15.7%€15,744▲ 6.5%€30,098▲ 91.2%
Working capital€36,026within the sector's middle half-€33,714within the sector's middle half▼ 6.4%€47,107within the sector's middle half▲ 39.7%€22,655within the sector's middle half▼ 51.9%
Solvency68.0%within the sector's middle half-70.3%within the sector's middle half▲ 2.3pp75.8%within the sector's middle half▲ 5.5pp46.1%within the sector's middle half▼ 29.7pp
Current ratio3.05within the sector's middle half-3.28within the sector's middle half▲ 0.234.77within the sector's middle half▲ 1.491.80within the sector's middle half▼ 2.97
Return on assets (ROA)62.6%above the sector's middle half--4.7%below the sector's middle half▼ 67.2pp22.1%within the sector's middle half▲ 26.8pp11.9%within the sector's middle half▼ 10.2pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €55,855
Fixed assets
€4,779 ▼ 13.8%
Current assets
€51,076 ▼ 14.3%
Equity and liabilities €55,855
Equity
€25,757 ▼ 47.9%
Debt
€30,098 ▲ 91.2%
Debt's share of the balance-sheet total rises from 24.2% to 53.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€15,793▼
2023 · €21,568
Cash flow
€8,163▼
2023 · €15,727
Debt to equity
1.17▲
2023 · 0.32
ROE
25.8%▼
2023 · 29.2%
Interest coverage
11.36▼
2023 · 22.32
Debt ≤ 1 year
€28,421▲
2023 · €12,500
Debt > 1 year
€1,677▼
2023 · €3,244
Income taxes
€6,240▲
2023 · €4,882
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €631 | €824 | €1,311 | €1,505 | ▲ 14.8% |
| Other operating charges640/8 | €1,143 | €164 | €695 | €2,123 | ▲ 206% |
| Gross operating margin9900 | €51,920 | -€2,905 | €22,262 | €17,916 | ▼ 19.5% |
| Operating profit (loss)9901 | €50,146 | -€3,893 | €20,257 | €14,288 | ▼ 29.5% |
| Financial income75/76B | €14 | €8 | €7 | €0 | ▼ 100% |
| Recurring financial income75 | €14 | €8 | €7 | €0 | ▼ 100% |
| Financial charges65/66B | €479 | €1,220 | €966 | €1,391 | ▲ 43.9% |
| Recurring financial charges65 | €479 | €1,220 | €966 | €1,391 | ▲ 43.9% |
| Profit (loss) for the period before taxes9903 | €49,682 | -€5,105 | €19,298 | €12,898 | ▼ 33.2% |
| Income taxes67/77 | €15,362 | -€2,772 | €4,882 | €6,240 | ▲ 27.8% |
| Profit (loss) for the period9904 | €34,320 | -€2,332 | €14,416 | €6,658 | ▼ 53.8% |
| Profit (loss) for the period to be appropriated9905 | €34,320 | -€2,332 | €14,416 | €6,658 | ▼ 53.8% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €54,857 | €49,772 | €65,148 | €55,855 | ▼ 14.3% |
| Fixed assets21/28 | €1,294 | €1,273 | €5,540 | €4,779 | ▼ 13.8% |
| Tangible fixed assets22/27 | €1,294 | €1,273 | €5,540 | €4,779 | ▼ 13.8% |
| Furniture and vehicles24 | €1,294 | €1,273 | €5,540 | €4,779 | ▼ 13.8% |
| Current assets29/58 | €53,564 | €48,500 | €59,607 | €51,076 | ▼ 14.3% |
| Amounts receivable within one year40/41 | €42,772 | €45,889 | €50,859 | €44,422 | ▼ 12.7% |
| Trade receivables40 | €5,011 | €1,913 | €2,882 | €15,639 | ▲ 443% |
| Other amounts receivable41 | €37,761 | €43,976 | €47,977 | €28,783 | ▼ 40.0% |
| Cash at bank and in hand54/58 | €10,196 | €2,610 | €8,237 | €6,508 | ▼ 21.0% |
| Deferred charges and accrued income490/1 | €595 | €0 | €510 | €146 | ▼ 71.5% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €54,857 | €49,772 | €65,148 | €55,855 | ▼ 14.3% |
| Equity10/15 | €37,320 | €34,987 | €49,403 | €25,757 | ▼ 47.9% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €34,320 | €31,987 | €46,403 | €22,757 | ▼ 51.0% |
| Distributable reserves133 | €34,320 | €31,987 | €46,403 | €22,757 | ▼ 51.0% |
| Profit (loss) carried forward14 | - | - | - | €0 | - |
| Amounts payable17/49 | €17,538 | €14,785 | €15,744 | €30,098 | ▲ 91.2% |
| Amounts payable after more than one year17 | - | - | €3,244 | €1,677 | ▼ 48.3% |
| Financial debts170/4 | - | - | €3,244 | €1,677 | ▼ 48.3% |
| Amounts payable within one year42/48 | €17,538 | €14,785 | €12,500 | €28,421 | ▲ 127% |
| Current portion of amounts payable after more than one year42 | - | - | €4,688 | €2,200 | ▼ 53.1% |
| Trade debts44 | €494 | €1,831 | €590 | €15,037 | ▲ 2,448% |
| Suppliers440/4 | €494 | €1,831 | €590 | €15,037 | ▲ 2,448% |
| Taxes, remuneration and social security45 | €17,044 | €12,954 | €7,222 | €11,185 | ▲ 54.9% |
| Taxes450/3 | €17,044 | €12,954 | €7,222 | €11,185 | ▲ 54.9% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €34,320 | -€2,332 | €14,416 | €6,658 | ▼ 53.8% |
| + Depreciation and write-downs630 | €631 | €824 | €1,311 | €1,505 | ▲ 14.8% |
| Operating cash flow (approximation) | €34,951 | -€1,508 | €15,727 | €8,163 | ▼ 48.1% |
| Investment in fixed assets (approximation) | - | -€803 | -€5,579 | -€743 | ▲ 86.7% |
| Change in cash | - | -€7,586 | €5,627 | -€1,729 | ▼ 131% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
06-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 37 days late
2023
31-12
Financial
Back to profitnet €14,416
Net result €14,416 after one loss-making year.
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 53 days late
2022
31-12
Financial
Weakest financial yearnet -€2,332
Net result drops to -€2,332, the lowest in the series; recovery starts the following year.
14-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 75 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2020
Ground area
1.2 ha
Building footprint
3,085 m²
Volume, LiDAR
20,125 m³
Parcel 23094D0045/00V002, Flanders · tallest building 12.5 m, ±2 floors. Linked by address, not a title deed.
117
companies at this address
See who is registered here
1 establishment unit
TEAMDIGITAL
since 20202.310.482.788
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0045/00V002 | Flanders | 1.2 ha | 1 · 3,085 m² | 12.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 6,170 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63910Web portal activities
74120Graphic design and visual communication
E-invoicing
Reachable via Peppol
Peppol ID
0208:0759548701
Also
9925:BE0759548701
Registered
30-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.