Skip to content

TEAMDIGITAL

Active
Private limited company·Ontwerpen van computerprogramma’s· 5 yrs active
Excelsiorlaan 10 ·1930 Zaventem, Belgium
KBO/BCE: BE 0759.548.701
Watch Print / PDF
Age5 yrs
Connections44
Real estate1 parcel · 1.2 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of TEAMDIGITAL is 0.5% (low). The 2024 annual accounts show equity of €26k and a net result of €7k. Equity is shrinking by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 7336 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-08-2025, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 27-08-2025 27 d late 2025-00413606
31-12-2023 31-07-2024 06-09-2024 37 d late 2024-00453595
31-12-2022 31-07-2023 22-09-2023 53 d late 2023-00451437
31-12-2021 31-07-2022 14-10-2022 75 d late 2022-20460657

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€7k-53.8%
Working capital€23k-51.9%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 27-08-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40k€60kOperating result 2021: €50k€50kNet result 2021: €34k€34kOperating result 2022: €-4k€-4kNet result 2022: €-2k€-2kOperating result 2023: €20k€20kNet result 2023: €14k€14kOperating result 2024: €14k€14kNet result 2024: €7k€7k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining Equity: declining trend of ~8.6%/year over 4 fiscal years, indicative, assuming unchanged policy.
€10k€20k€30k€40k€50k2025: €25k (€23k - €28k)2026: €22k (€18k - €27k)2027: €19k (€13k - €25k)2021: €37k2022: €35k2023: €49k2024: €26k2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 46.1% 65.0%
better than 31% of 7336 sector peers
Net result €7k €32k
better than 24% of 7333 sector peers
Equity €26k €58k
better than 27% of 7338 sector peers
Gross operating margin €18k €52k
better than 22% of 7327 sector peers
Total assets €56k €103k
better than 24% of 7339 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P31
2021: P70 · n=17332022: P72 · n=37942023: P75 · n=58012024: P31 · n=73362021 2024
Weakening position over 2021-2024 · n=1733-7336
Net result P24
2021: P68 · n=17282022: P13 · n=37922023: P34 · n=57972024: P24 · n=73332021 2024
Weakening position over 2021-2024 · n=1728-7333
Equity P27
2021: P52 · n=17332022: P47 · n=37962023: P51 · n=58042024: P27 · n=73382021 2024
Weakening position over 2021-2024 · n=1733-7338
Gross operating margin P22
2021: P64 · n=17262022: P8 · n=37862023: P29 · n=57932024: P22 · n=73272021 2024
Weakening position over 2021-2024 · n=1726-7327
Describes the position versus peers, not a forecast.
EBITDA
€16k
-26.8% 21-24
Net profit
€7k
-53.8% 21-24
Cash flow
€8k
-48.1% 21-24
Total assets
€56k
-14.3% 21-24
Equity
€26k
-47.9% 21-24
Working capital
€23k
-51.9% 21-24
Income taxes
€6k
+27.8% 21-24
Dividends
€30k
- 21-24
Debt
€30k
+91.2% 21-24
Debt ≤ 1y
€28k
+127.4% 21-24
Debt > 1y
€2k
-48.3% 21-24
Current ratio
1.80
-62.3% 21-24
Quick ratio
1.80
-62.3% 21-24
Solvency
46.1%
-39.2% 21-24
Debt / equity
1.17
+266.7% 21-24
ROE
25.8%
-11.4% 21-24
ROA
11.9%
-46.1% 21-24
Interest coverage
11.36
-49.1% 21-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€16k
Net profit€7k
Cash flow€8k
Staff costs-
Income taxes€6k
Dividends€30k
Total assets€56k
Equity€26k
Debt€30k
of which ≤ 1y€28k
of which > 1y€2k
Working capital€23k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.80
Quick ratio1.80
Working capital ratio40.6%
Solvency46.1%
Debt / equity1.17
Long-term debt ratio0.07
Interest coverage11.36
Gross margin-
Net margin-
ROA11.9%
ROE25.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€56k
Fixed assets 21/28€5k
Tangible fixed assets 22/27€5k
Current assets 29/58€51k
Amounts receivable within one year 40/41€44k
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€56k
Equity 10/15€26k
Contributions / capital 10/11€3k
Reserves 13€23k
Accumulated profits (losses) 14€0
Amounts payable 17/49€30k
Amounts payable after one year 17€2k
Amounts payable within one year 42/48€28k
Trade debts payable within one year 44€15k
Income statement
Gross operating margin 9900€18k
Operating result 9901€14k
Financial income 75€0
Financial charges 65€1k
Result before taxes 9903€13k
Income taxes 67/77€6k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
83 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Connections & network

44 connected companies
+44 companies via a shared address +44via a sharedaddressTEAMDIGITAL TEAMDIGITAL0759.548.701
Shared address / shareholderBundled connections
Network connections
APSB
Shared address
→
Assameera
Shared address
→
BeHault Tech
Shared address
→
BMI SERVICES
Shared address
→
BQ-INTERIORS
Shared address
→
BUSINESS 4 US
Shared address
→
COMPACT BIO ENERGY
Shared address
→
CORPULS BELGIUM
Shared address
→
CR Projects
Shared address
→
→
D.M.T.
Shared address
→
DE KLUSCENTRALE
Shared address
→
DE PRINS SERVICES
Shared address
→
Gibit Solutions
Shared address
→
GITS
Shared address
→
IKLIMYA
Shared address
→
Immofy
Shared address
→
IMPRO EUROPE
Shared address
→
Inter Quality Service
Shared address
→
IPMS+
Shared address
→
KENOS
Shared address
→
KLN FREIGHT (BELGIUM)
Shared address
→
M&H BIO
Shared address
→
M.N
Shared address
→
Maanani Afbouw
Shared address
→
→
→
MODUS : GRAFIKA
Shared address
→
Multigreen Group
Shared address
→
NO-LAG SERVICES
Shared address
→
Real Balance For Life
Shared address
→
SAFAR BEL
Shared address
→
SBS SOLUTIONS
Shared address
→
SEALVIER CONSULTING
Shared address
→
SPANDAK
Shared address
→
STAR CAR
Shared address
→
Tempro
Shared address
→
TRESCAL
Shared address
→
VAARSCHOOL
Shared address
→
→
VE.ST.O
Shared address
→
VERLIBO
Shared address
→
Vleminckx
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Excelsiorlaan 101930 Zaventem

Establishment units

1 location
TEAMDIGITAL
Excelsiorlaan 10, 1930 ZaventemOntwerpen en programmeren van computerprogramma's
since 20202.310.482.788
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1.2 ha
Buildings1
Building footprint3,085 m²
Volume (LiDAR)20,125 m³
Tallest building12.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23094D0045/00V002 Flanders 1.2 ha 1 · 3,085 m² 12.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

4 acts
Address history · 2
15-04-2026
Seat change: to: Excelsiorlaan 10, 1930 Zaventem, from: Nijverheidsstraat 70, 2160 Wommelgem, effective_date: 2026-02-01
03-10-2025
v3.2
All acts · 4 updated 3 months ago
2026
15-04-2026 Act object · Seat change · Power of attorney Open-capture extraction
  • Filing: 2026-04-01 · TEAMDIGITAL
  • Publication: 2026-04-15 · TEAMDIGITAL
  • Act object: Wijziging zetel · TEAMDIGITAL
  • Seat change: to: Excelsiorlaan 10, 1930 Zaventem, from: Nijverheidsstraat 70, 2160 Wommelgem, effective_date: 2026-02-01 · TEAMDIGITAL
  • Power of attorney: scope: uitvoering en verwerking en publicatie van de beslissingen, duration: onbepaalde tijd · BV ACCOUNTANTSKANTOOR VINOELST
  • Power of attorney: scope: publicatie van de beslissingen · Mathias Delafaille
  • Power of attorney: scope: neerlegging van alle formaliteiten, akten, stukken, notulen, beslissingen, duration: onbepaalde tijd · Xerius Contact VZW
  • Power of attorney: scope: neerlegging van alle formaliteiten, akten, stukken, notulen, beslissingen, duration: onbepaalde tijd · Kelly Verpoorten
  • Power of attorney: scope: neerlegging van alle formaliteiten, akten, stukken, notulen, beslissingen, duration: onbepaalde tijd · Sara Heemskerk
  • Power of attorney: scope: neerlegging van alle formaliteiten, akten, stukken, notulen, beslissingen, duration: onbepaalde tijd · Sandy Van de Leur
  • Power of attorney: scope: neerlegging van alle formaliteiten, akten, stukken, notulen, beslissingen, duration: onbepaalde tijd · Kristel Van Gysel
  • Power of attorney: scope: neerlegging van alle formaliteiten, akten, stukken, notulen, beslissingen, duration: onbepaalde tijd · Héloïse Debrandt
  • Power of attorney: scope: neerlegging van alle formaliteiten, akten, stukken, notulen, beslissingen, duration: onbepaalde tijd · Viktorija Coric
Summary: Act object · Seat change · Power of attorney
2025
03-10-2025 Registered office moved from Antwerpen to Wommelgem Registered-office change
  • Manebruggestraat 263, 2100 Antwerpen → Nijverheidsstraat 70, 2160 Wommelgem
Summary: v3.2
2021
08-01-2021 Articles of association amended Statutes amendment
Summary: v3.2
2020
10-12-2020 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health83Profitability100Solvency86Growth32Stability94
79 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 83
Profitability 100
Solvency 86
Growth 32
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,789 of the 16,726 companies in this sector. 2,265 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Webportalen63120Activiteiten van webportalen63910Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120
Primary activity highlighted.
Names & trade names
Legal nameNL TEAMDIGITAL
Registered office
Excelsiorlaan 10
1930 Zaventem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.