Finarato

Active

Private limited companyfounded 20215 yrs activeHasseltsesteenweg 508, 3700 Tongeren-Borgloon, BelgiumKBO/BCE: BE 0764.496.689

Summary

Finarato has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,936 and a net result of €8,551. Equity is shrinking by ~65.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 16% of 17601 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch Report Compare

FinaratoActiveChecked score 66/100

Risk analysis Report Compare

What they do

Computer programming

NACE 62100NACE 62010

1 site

How big

€58,886total assets 2025

Equity: €6,936
Profit: €8,551

Turnover not published (abridged schema)

Financially healthy?

66 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.5%

Who decides

Accounts filed 30 d late0 of 2 deeds read

Why 66- Limited track record- Weak solvency vs sector+ Lower-failure-rate sectorFiled after the deadlineShow the evidence

Checked score

Score 2025

66 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability87▲+87

Solvency37▲+5

Growth58▲+26

Track record94

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Computer programming, consultancy and related activities (NACE 62)

about 64% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 17601 sector peers (2025).

NBB · sector comparison

Position among 17601 sector peers

Solvency

better than 16%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

30 d late

2024

27 d late

2023

27 d late

2022

28 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

01-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Back to profitnet €8,551
27-08-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 15% on equitysector median €70,835 · 17,607 companies €6,936 View
Total assets 20254 fiscal years filed €58,886 View
Active since 2021founded 01-03-2021 5 years View