TDO Advices
ActiveTDO Advices has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177k and a net result of €47k. Equity is growing by ~36.6% per year across the filed fiscal years. Its solvency ranks better than 29% of 7027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▲+4
Solvency51▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.16 against 0.17 in 2024; short-term debt: 57.4% and cash: 2.3% of total assets), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.8%
Return on assets
6.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
18 d late
2024
6 d late
2023
27 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€177k▲ 35.6%
2024 · €131k
2022: €53k
2023: €95k
2024: €131k
2022 → 2025
Total assets
€686k▼ 1.1%
2024 · €694k
2022: €742k
2023: €790k
2024: €694k
2022 → 2025
Net result
€47k▲ 30.6%
2024 · €36k
2022: €51k
2023: €42k
2024: €36k
2022 → 2025
Working capital
€-333k▲ 3.2%
2024 · €-343k
2022: €-353k
2023: €-344k
2024: €-343k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€53k-€95k▲ 79.9%€131k▲ 37.5%€177k▲ 35.6%
Operating result€65k-€65k▲ 1.4%€61k▼ 6.1%€77k▲ 25.2%
Net result€51k-€42k▼ 17.8%€36k▼ 15.5%€47k▲ 30.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €686k
Fixed assets
€625k=
Current assets
€61k▼ 11.5%
Equity and liabilities €686k
Equity
€177k▲ 35.6%
Debt
€509k▼ 9.7%
The debt ratio falls from 81.2% to 74.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
25.8%▲
2024 · 18.8%
Current ratio
0.16▼
2024 · 0.17
Quick ratio
0.16▼
2024 · 0.17
Debt / equity
2.87▼
2024 · 4.32
ROE
26.3%▼
2024 · 27.3%
ROA
6.8%▲
2024 · 5.1%
Debt
€509k▼
2024 · €563k
Debt ≤ 1 year
€394k▼
2024 · €412k
Debt > 1 year
€115k▼
2024 · €151k
Income taxes
€20k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€694k€686k▼
Fixed assets21/28€625k€625k=
Financial fixed assets28€625k€625k=
Current assets29/58€69k€61k▼
Amounts receivable within one year40/41€15k€43k▲
Trade receivables40€15k€43k▲
Cash at bank and in hand54/58€52k€16k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€694k€686k▼
Equity10/15€131k€177k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€129k€176k▲
Amounts payable17/49€563k€509k▼
Amounts payable after more than one year17€151k€115k▼
Financial debts170/4€151k€115k▼
Amounts payable within one year42/48€412k€394k▼
Current portion of amounts payable after more than one year42€35k€39k▲
Trade debts44€33k€2k▼
Suppliers440/4€33k€2k▼
Taxes, remuneration and social security45€34k€47k▲
Taxes450/3€34k€47k▲
Other amounts payable47/48€310k€306k▼
Income statement
Code20242025
Other operating charges640/8€842€2k▲
Gross operating margin9900€62k€78k▲
Operating profit (loss)9901€61k€77k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€11k€11k▲
Recurring financial charges65€11k€11k▲
Profit (loss) for the period before taxes9903€51k€66k▲
Income taxes67/77€15k€20k▲
Profit (loss) for the period9904€36k€47k▲
Profit (loss) for the period to be appropriated9905€36k€47k▲
Appropriation of the result
Profit (loss) to be appropriated9906€129k€176k▲
Profit (loss) brought forward from the previous period14P€93k€129k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Equity above €150kEq €177k ▲35.6%
4 profitable years in a row build equity to €177k.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-12
Financial
Weakest financial yearnet €36k ▼15.5%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €131k ▲37.5%
3 profitable years in a row build equity to €131k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Château · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Nivelles 1651440 Braine-le-ChâteauGround area
428 m²
Building footprint
75 m²
Volume, LiDAR
619 m³
Parcel 25015B0216/00S000, Wallonia · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de Nivelles 165, 1440 Braine-le-Château
since 20222.334.060.916
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25015B0216/00S000 | Wallonia | 428 m² | 1 · 75 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,369 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2022
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.