TAOBE
ActiveTAOBE has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €18k. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 18039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+65
Solvency47▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.12 in 2024; short-term debt: 75.2% and cash: 59.5% of total assets), and 77.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.2%
Return on assets
8.5%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
31 d early
2024
56 d early
2023
6 d early
2022
18 d early
2021
39 d early
2020
24 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 62.0%
2024 · €29k
2019: €-8k
2020: €-10k
2021: €16k
2022: €45k
2023: €41k
2024: €29k
2019 → 2025
Total assets
€210k▲ 44.3%
2024 · €145k
2019: €23k
2020: €26k
2021: €39k
2022: €79k
2023: €129k
2024: €145k
2019 → 2025
Net result
€18k
2024 · €-12k
2019: €-6k
2020: €-2k
2021: €26k
2022: €29k
2023: €-17k
2024: €-12k
2019 → 2025
Working capital
€28k▲ 121%
2024 · €13k
2019: €17k
2020: €-13k
2021: €13k
2022: €41k
2023: €25k
2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€45k▲ 181%€41k▼ 10.0%€29k▼ 29.2%€47k▲ 62.0%
Operating result€30k-€41k▲ 36.8%€-14k€-9k▲ 36.0%€23k
Net result€26k-€29k▲ 12.5%€-17k€-12k▲ 30.0%€18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €23k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€24k▼ 10.1%
Current assets
€186k▲ 56.3%
Equity and liabilities €210k
Equity
€47k▲ 62.0%
Debt
€163k▲ 39.9%
The debt ratio falls from 80.2% to 77.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €-3k
Cash flow
€25k▲
2024 · €-5k
Solvency
22.2%▲
2024 · 19.8%
Current ratio
1.18▲
2024 · 1.12
Quick ratio
1.15▲
2024 · 1.06
Debt / equity
3.51▼
2024 · 4.06
ROE
38.3%▲
2024 · -41.2%
ROA
8.5%▲
2024 · -8.1%
Interest coverage
5.41▲
2024 · -0.81
Debt
€163k▲
2024 · €117k
Debt ≤ 1 year
€158k▲
2024 · €106k
Debt > 1 year
€5k▼
2024 · €10k
Income taxes
€1k▲
2024 · €204
Staff costs
€101k▲
2024 · €76k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€210k▲
Fixed assets21/28€26k€24k▼
Intangible fixed assets21€25k€21k▼
Tangible fixed assets22/27€1k€2k▲
Furniture and vehicles24€1k€536▼
Assets under construction and advance payments27-€1k
Financial fixed assets28€545€545=
Current assets29/58€119k€186k▲
Stocks and contracts in progress3€7k€5k▼
Stocks30/36€7k€5k▼
Amounts receivable within one year40/41€32k€35k▲
Trade receivables40€22k€29k▲
Other amounts receivable41€10k€6k▼
Cash at bank and in hand54/58€75k€125k▲
Deferred charges and accrued income490/1€5k€21k▲
Equity and liabilities
Total equity and liabilities10/49€145k€210k▲
Equity10/15€29k€47k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€10k€28k▲
Amounts payable17/49€117k€163k▲
Amounts payable after more than one year17€10k€5k▼
Financial debts170/4€10k€5k▼
Amounts payable within one year42/48€106k€158k▲
Current portion of amounts payable after more than one year42€5k€5k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€13k€8k▼
Suppliers440/4€13k€8k▼
Advances received on contracts in progress46€81k€133k▲
Taxes, remuneration and social security45€5k€10k▲
Remuneration and social security454/9€5k€10k▲
Other amounts payable47/48€1k€936▼
Accrued charges and deferred income492/3-€85
Income statement
Code20242025
Remuneration, social security and pensions62€76k€101k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8€1k€1k▼
Gross operating margin9900€75k€136k▲
Operating profit (loss)9901€-9k€23k▲
Financial income75/76B€730€2k▲
Recurring financial income75€730€2k▲
Financial charges65/66B€3k€6k▲
Recurring financial charges65€3k€6k▲
Profit (loss) for the period before taxes9903€-12k€19k▲
Income taxes67/77€204€1k▲
Profit (loss) for the period9904€-12k€18k▲
Profit (loss) for the period to be appropriated9905€-12k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€28k▲
Profit (loss) brought forward from the previous period14P€22k€10k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €18k
Net result €18k after 2 loss-making years.
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-17k ▼158%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €29k ▲12.5%
Operating result €41k, net result €29k, both a record.
2021
23-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Back to profitnet €26k
Net result €26k after 2 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 1.57
Current ratio from 0.64 to 1.57; short-term debt falls from €36k to €23k.
07-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houffalize · 2 establishment units since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
R. de la Villa-Romaine,Nadrin 276660 HouffalizeGround area
884 m²
Building footprint
411 m²
Volume, LiDAR
3,470 m³
2 parcels, Brussels, Wallonia · tallest building 20.1 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
TAOBE
since 20172.264.407.887
TAOBE
since 20262.384.944.344
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0285/00R002 | Brussels | 443 m² | 1 · 221 m² | 20.1 m · 6 fl. |
| 92096A0271/02K000 | Wallonia | 441 m² | 1 · 189 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,979 companies in sector 47120 we hold annual accounts for 2,186. 1,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-05-2017
Fiscal year end30-06
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
70200Business and other management consultancy
70220Business consulting
74300Other professional, scientific and technical activities
74301Translation services
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:athys@taobe.consulting
Phone:042877492