ZA AND A GROUP
ActiveFrom the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
ZA AND A GROUP has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109,255 and a net result of €32,028. Equity has been growing by about 36% per year since 2018. Its solvency ranks better than 59% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Official details
KBO- Status
- Active since 20-09-2017 Normal situation
- Activity
- Other non-specialised retail sale NACE 47120and 6 others
- Establishment units
- 2.325.857.684 5000 Namur, since 10-01-2022
- 2.340.359.085 5000 Namur, since 23-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Board and ownership
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.5%
- Gross margin
- €157,547
- ▲ 18.4%
- Turnover
- ≈ €1.2m
- estimated
- Profit
- €32,028
- Equity
- €109,255
- ▲ 41.5%
- Total assets
- €242,326
- ▲ 16.5%
- Staff
- ≈ 2.6 FTE
- estimated
Score breakdownraises risk2 of the last 3 accounts lateSize: total assets €242,326Sector: Retail trade (NACE 47)Liquidity: current ratio 1.78, cash €11,187Show the evidence
Checked score
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 60% of them on solvency, 28% on liquidity, 80% on profitability and 84% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 81 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Comparable companies
These companies have the same main activity as ZA AND A GROUP: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €210,000 and €285,000, founded between 2016 and 2018.
| Company | Total assets | Gross margin |
|---|---|---|
| ZA AND A GROUP Namur | €242,326 | €157,547 |
| MEDIFABRIK Assesse | €284,772 | €158,767 |
| Cocoricoop Ciney | €212,356 | €202,765 |
| PrutseMieke Mechelen | €247,911 | €135,212 |
| STARLET INTERNATIONAL Brussel | €280,408 | €144,993 |
| LUCIE IN THE R Sint-Lambrechts-Woluwe | €264,297 | €174,260 |
| TAOBE Houffalize | €209,678 | €135,706 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 06-07-2026
- Annual accounts 2024filed on 06-11-2025
- Annual accounts 2023filed on 12-09-2024
- Annual accounts 2022filed on 30-11-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about ZA AND A GROUP
- What is the company number of ZA AND A GROUP?
- The company number of ZA AND A GROUP is 0681.588.415. The VAT number is the same number with BE in front: BE 0681.588.415.
- Where is ZA AND A GROUP based?
- The registered office is at Rue Godefroid 43, 5000 Namur.Company details
- What does ZA AND A GROUP do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of ZA AND A GROUP?
- The legal form of ZA AND A GROUP is Private limited company (pre-2019) (BVBA).
- When was ZA AND A GROUP founded?
- ZA AND A GROUP was founded on 20-09-2017.
- Is ZA AND A GROUP still active?
- Yes, ZA AND A GROUP is an active enterprise in the KBO register.
- What is the turnover of ZA AND A GROUP?
- The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €157,547 and 37 comparable companies (NACE 471). It probably lies between €950,000 and €1.8m. In financial year 2023 turnover was €1.1m.Financials
- Is ZA AND A GROUP profitable?
- In financial year 2025, ZA AND A GROUP made a profit of €32,028.
- Where can I find the annual accounts of ZA AND A GROUP?
- ZA AND A GROUP filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of ZA AND A GROUP due?
- ZA AND A GROUP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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