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TALWAR

Active Private limited companyfounded 2012active for 14 yearsAntwerpsesteenweg 320, 2390 MalleKBO/BCE: BE 0848.005.078

Lifetime

12 annual accounts with figures on one time axis
peak €47,737 (2021)
€38,439▲ 83.3%
lowest -€33,116 (2015)
€14,149▲ 14×
peak €53,488 (2025)
€53,488▲ 36.0%
€99,233▼ 1.9%
Board2 names since 2015
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €20,967 to €38,439Result from €1,028 to €14,149Equity from €39,340 to €53,488Cash from €279 to €671

Key points

from the 2025 annual accounts

Equity

€53,488 ▲ 36.0%

TALWAR has made a profit without a break since 2017.

Filings

12 annual accounts since 2013
AprilJune31 JulyOctober201520202025

Three of the last ten came late. The 2018 accounts came latest: 209 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 34,721 companies had the same profile as TALWAR has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,721 companies, not a prediction for TALWAR. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Amendment of the articles · Legal-form change · Resignations & appointments Legal-form conversion: from private limited company to private limited company (pre-2019) · General meeting of 30-12-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0848005078
Resignation: (manager) General meeting of 13-08-2015 · Gazette deed
Incorporation published on 16-08-2012 · Gazette deed
All 19 events

Comparable companies

same main activity, similar in size and age
Company
TALWAR Malle €418,615 4.4% 35.0% -
DARYAD Mechelen - - 66.6% -
Kakkar Duffel - - 51.4% -
SHABAD ALIMENTATION GENERALE Awans - - 61.8% -
YARAZAKH La Louvière €292,734 1.0% 72.0% -
A.H.B Sint-Truiden €627,493 -1.3% 6.3% -
JS NATIONAL Saint-Nicolas - - 57.7% -
-10%0%10%20%€500,000€5m€50m€500m€5bnTALWAREBIT margin

Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as TALWAR: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €119,000 and €182,000, founded between 2012 and 2013.

Official details

Source: KBO
Status
Active since 13-08-2012Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
Joint committee
201Independent retail · annual accounts 2025
Financial year end
31 December
Peppol
Reachable since 08-07-2025
Company details

Annual accounts 2025

€152,722▲ 8.7%
Filing
Filed on 31-08-2026
Financials

Insights on TALWAR

TALWAR files the micro format. That format states no turnover. The gross margin rose from €8,827 in 2013 to €38,439 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TALWAR

What is the company number of TALWAR?
The company number of TALWAR is 0848.005.078. The VAT number is the same number with BE in front: BE 0848.005.078.
Where is TALWAR based?
The registered office is at Antwerpsesteenweg 320, 2390 Malle.Company details
What does TALWAR do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of TALWAR?
TALWAR is a private limited company (BV).
When was TALWAR founded?
TALWAR was founded on 13-08-2012.
Is TALWAR still active?
Yes, TALWAR is an active enterprise in the KBO register.
How many employees does TALWAR have?
TALWAR had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TALWAR fall under?
In its 2025 annual accounts, TALWAR states joint committee 201 (Independent retail).
What is the turnover of TALWAR?
The turnover of TALWAR was €418,615 in financial year 2025, according to the filed annual accounts.
Is TALWAR profitable?
In financial year 2025, TALWAR made a profit of €14,149.
Where can I find the annual accounts of TALWAR?
TALWAR filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TALWAR due?
TALWAR must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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