JS NATIONAL
ActiveJS NATIONAL has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €5k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 70% of 18040 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▲+5
Solvency83▼-13
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.33 against 3.24 in 2024; short-term debt: 41.1% and cash: 4.5% of total assets), and 42.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
57.7%
Return on assets
3.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
21 d late
2024
12 d late
2023
72 d late
2022
61 d late
2021
107 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€79k▲ 6.3%
2024 · €74k
2021: €47k
2022: €59k
2023: €73k
2024: €74k
2021 → 2025
Total assets
€136k▲ 30.4%
2024 · €104k
2021: €117k
2022: €122k
2023: €124k
2024: €104k
2021 → 2025
Net result
€5k▲ 517%
2024 · €749
2021: €26k
2022: €12k
2023: €14k
2024: €749
2021 → 2025
Working capital
€74k▲ 9.0%
2024 · €68k
2021: €34k
2022: €66k
2023: €67k
2024: €68k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€59k▲ 26.2%€73k▲ 24.3%€74k▲ 1.0%€79k▲ 6.3%
Operating result€38k-€19k▼ 51.9%€25k▲ 32.4%€10k▼ 59.1%€9k▼ 6.3%
Net result€26k-€12k▼ 52.5%€14k▲ 17.1%€749▼ 94.8%€5k▲ 517%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€6k▲ 2.0%
Current assets
€130k▲ 32.1%
Equity and liabilities €136k
Equity
€79k▲ 6.3%
Debt
€58k▲ 89.2%
The debt ratio rises from 29.2% to 42.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €12k
Cash flow
€6k▲
2024 · €2k
Solvency
57.7%▼
2024 · 70.8%
Current ratio
2.33▼
2024 · 3.24
Quick ratio
0.74▲
2024 · 0.72
Debt / equity
0.73▲
2024 · 0.41
ROE
5.9%▲
2024 · 1.0%
ROA
3.4%▲
2024 · 0.7%
Interest coverage
2.98▲
2024 · 2.81
Debt
€58k▲
2024 · €30k
Debt ≤ 1 year
€56k▲
2024 · €30k
Income taxes
€1k▼
2024 · €5k
Staff costs
€35k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€136k▲
Fixed assets21/28€6k€6k▲
Tangible fixed assets22/27€3k€3k▲
Plant, machinery and equipment23€2k€3k▲
Furniture and vehicles24€525-
Financial fixed assets28€3k€3k=
Current assets29/58€99k€130k▲
Stocks and contracts in progress3€77k€89k▲
Stocks30/36€77k€89k▲
Amounts receivable within one year40/41€12k€35k▲
Trade receivables40€12k€19k▲
Other amounts receivable41€0€16k▲
Cash at bank and in hand54/58€9k€6k▼
Deferred charges and accrued income490/1€712€4▼
Equity and liabilities
Total equity and liabilities10/49€104k€136k▲
Equity10/15€74k€79k▲
Contributions10/11€11k€11k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€274€274=
Profit (loss) carried forward14€62k€66k▲
Amounts payable17/49€30k€58k▲
Amounts payable within one year42/48€30k€56k▲
Trade debts44€15k€37k▲
Suppliers440/4€15k€37k▲
Taxes, remuneration and social security45€15k€19k▲
Taxes450/3€8k€6k▼
Remuneration and social security454/9€7k€13k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€20k€35k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€2k€670▼
Gross operating margin9900€33k€46k▲
Operating profit (loss)9901€10k€9k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€6k€6k▼
Income taxes67/77€5k€1k▼
Profit (loss) for the period9904€749€5k▲
Profit (loss) for the period to be appropriated9905€749€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€66k▲
Profit (loss) brought forward from the previous period14P€61k€62k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
12-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 12 days late
2024
31-12
Financial
Weakest financial yearnet €749 ▼94.8%
Net result drops to €749, the lowest in the series; recovery starts the following year.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 107 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Nicolas · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pansy 2024420 Saint-NicolasGround area
240 m²
Building footprint
53 m²
Volume, LiDAR
217 m³
Parcel 62073B1167/00R003, Wallonia · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Shop Express
since 20162.257.172.875
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62073B1167/00R003indicative | Wallonia | 240 m² | 1 · 53 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSaint-Nicolas (Lg.)2.257.172.875
Similar companies · same sector, comparable size
ZEM GROUPE
BE 0651.790.708
Sint-Jans-Molenbeek · Eq €79k
QUEEN ROSE
BE 0748.608.584
Herstal · Eq €79k
Le panier des Roches
BE 0800.206.349
Florenville · Eq €79k
Delsea
BE 1006.659.268
Oostende · Eq €79k
DE BIO-KRUIDENIER
BE 0456.118.546
Ieper · Eq €79k
Of 10,530 companies in sector 47110 we hold annual accounts for 5,858. 4,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-03-2013
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.