Equity
€92,230 ▲ 8.1%
DARYAD has made a profit without a break since 2015.
DARYAD
Lifetime
13 annual accounts with figures on one time axispeak €57,306 (2020)
€33,499▲ 34.6%
lowest -€16,309 (2014)
€6,913▲ 587%
peak €102,048 (2022)
€92,230▲ 8.1%
€46,226▲ 22.7%
Board1 name since 2023
1 directorSINEHBAGHIZADEH Amin
Documentsfilings and deeds
22-09-202653 days late
2025micro format
Gross margin from €24,889 to €33,499Result from €1,007 to €6,913Debts from €37,664 to €46,226Cash from €47,295 to €72,300
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 71% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.4%▲ +0.1 percentage points vs 04-2025
06-2025: 0.4%● unchanged vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025highest value
08-2025: 0.3%▼ -0.1 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.1%▼ -0.2 percentage points vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%▲ +0.1 percentage points vs 08-2026
10-2026: 0.2%▼ -0.2 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Last filed accounts filed 53 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 2.74, cash €72,300
Equity €92,230 (66.6% of total assets)
Founded in 2012
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 78% of them on solvency, 88% on liquidity, 61% on profitability and 58% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as DARYAD has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of DARYAD itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for DARYAD. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.74 (2.92 in 2024), above the usual 1.5. Short-term debt is 33.4% and cash 52.2% of total assets. 33.4% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
53 days late
2024
17 days early
2023
7 days early
2022
7 days early
2021
5 days early
2020
8 days early
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0500641546
Registered office moved to Muizen
New registered office: Leuvensesteenweg 318/2, 2812 Muizen · Appointment: SINEHBAGHIZADEH Amin (statutory director) · General meeting of 28-12-2023 · Gazette deed
New establishment in Mechelen
LUKOIL, Leuvensesteenweg 240
Incorporation
published on 20-11-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DARYAD Mechelen | - | - | 66.6% | - |
| TALWAR Malle | €418,615 | 4.4% | 35.0% | - |
| Kakkar Duffel | - | - | 51.4% | - |
| KASABOV FOODS Antwerp | - | - | 49.7% | - |
| VINAMEX Woluwe-Saint-Lambert | - | - | -138.1% | - |
| G&J SANDHU Aalst | - | - | 76.9% | - |
| FRONTIERE FRANCO-BELGE Libramont-Chevigny | €616,926 | 2.4% | 24.0% | - |
These companies have the same main activity as DARYAD: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €119,000 and €153,000, founded between 2011 and 2013.
Official details
Source: KBO- Status
- Active since 05-11-2012Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 2 others
- Establishment units
- 2.213.990.7522812 Mechelen, since 05-11-2012
- 2.264.610.9932812 Mechelen, since 30-04-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 16-12-2025
Insights on DARYAD
DARYAD files the micro format. That format states no turnover. The gross margin rose from -€736 in 2013 to €33,499 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DARYAD
- What is the company number of DARYAD?
- The company number of DARYAD is 0500.641.546. The VAT number is the same number with BE in front: BE 0500.641.546.
- Where is DARYAD based?
- The registered office is at Leuvensesteenweg 318, 2812 Mechelen.Company details
- What does DARYAD do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of DARYAD?
- DARYAD is a private limited company (BV).
- When was DARYAD founded?
- DARYAD was founded on 05-11-2012.
- Is DARYAD still active?
- Yes, DARYAD is an active enterprise in the KBO register.
- How many employees does DARYAD have?
- DARYAD had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of DARYAD?
- The turnover in financial year 2025 is ≈ €390,000. This figure is estimated from the gross margin of €33,499 and 168 comparable companies (NACE 47110). It probably lies between €260,000 and €600,000. In financial year 2020 turnover was €960,630.
- Is DARYAD profitable?
- In financial year 2025, DARYAD made a profit of €6,913.
- Where can I find the annual accounts of DARYAD?
- DARYAD filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DARYAD due?
- DARYAD must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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