TALK ABOUT JOBS
ActiveSummary
TALK ABOUT JOBS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €15k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 29% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▼-3
Solvency53▼-47
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.35 against 4.37 in 2024; short-term debt: 70.6% and cash: 66.8% of total assets), and 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.4%
Return on assets
17.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
15 d early
2024
148 d early
2023
26 d early
2022
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 75.4%
2024 · €100k
2022: €47k
2023: €75k
2024: €100k
2022 → 2025
Total assets
€86k▼ 32.9%
2024 · €129k
2022: €77k
2023: €110k
2024: €129k
2022 → 2025
Net result
€15k▼ 39.5%
2024 · €24k
2022: €42k
2023: €29k
2024: €24k
2022 → 2025
Working capital
€21k▼ 78.0%
2024 · €97k
2022: €47k
2023: €76k
2024: €97k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€47k-€75k▲ 61.9%€100k▲ 32.5%€25k▼ 75.4%
Operating result€55k-€38k▼ 29.9%€35k▼ 8.3%€25k▼ 29.0%
Net result€42k-€29k▼ 30.7%€24k▼ 15.0%€15k▼ 39.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 29% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €86k
Fixed assets
€4k ▲ 71.3%
Current assets
€82k ▼ 34.8%
Equity and liabilities €86k
Equity
€25k ▼ 75.4%
Debt
€62k ▲ 114%
Debt's share of the balance-sheet total rises from 22.5% to 71.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€26k▼
2024 · €35k
Cash flow
€16k▼
2024 · €25k
Current ratio
1.35▼
2024 · 4.37
Debt to equity
2.52▲
2024 · 0.29
ROE
60.3%▲
2024 · 24.5%
ROA
17.1%▼
2024 · 19.0%
Interest coverage
7.23▼
2024 · 11.55
Debt ≤ 1 year
€61k▲
2024 · €29k
Income taxes
€7k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€129k€86k▼
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€2k▼
Other tangible fixed assets26-€2k
Current assets29/58€126k€82k▼
Amounts receivable within one year40/41€17k€23k▲
Trade receivables40€17k€23k▲
Cash at bank and in hand54/58€108k€58k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€129k€86k▼
Equity10/15€100k€25k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€95k€20k▼
Amounts payable17/49€29k€62k▲
Amounts payable within one year42/48€29k€61k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€26k€17k▼
Taxes450/3€26k€17k▼
Other amounts payable47/48€366€37k▲
Accrued charges and deferred income492/3€0€902▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€335€789▲
Other operating charges640/8€126€128▲
Gross operating margin9900€37k€26k▼
Operating profit (loss)9901€35k€25k▼
Financial income75/76B€0€68▲
Recurring financial income75€0€68▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€32k€21k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€24k€15k▼
Profit (loss) for the period to be appropriated9905€24k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€50k▼
Profit (loss) brought forward from the previous period14P€70k€35k▼
Profit to be distributed694/7-€30k
Return on contributions (dividend)694-€30k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €15k ▼39.5%
Net result drops to €15k, the lowest in the series.
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 58800 RoeselareGround area
955 m²
Building footprint
193 m²
Volume, LiDAR
1,034 m³
Parcel 36302B1222/00G000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TALK ABOUT JOBS
since 20212.326.762.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36302B1222/00G000 | Flanders | 955 m² | 1 · 193 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,030 EUR awarded · 5,030 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 143 EUR | 143 EUR |
| 2024 | 1 | 2,039 EUR | 2,039 EUR |
| 2023 | 1 | 1,619 EUR | 1,619 EUR |
| 2022 | 1 | 1,229 EUR | 1,229 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Belamco
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Sint-Gillis (bij-Brussel) · Eq €24,525
EMAXIS
BE 0684.838.410
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LOGIC CONSULTANCE
BE 0459.441.983
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KURT & PARTNERS
BE 0712.974.348
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,713 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68110Buying and selling of own real estate
70100Activities of head offices
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.