KURT & PARTNERS
ActiveSummary
KURT & PARTNERS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €13k. Equity is growing by ~33% per year across the filed fiscal years. Its solvency ranks better than 31% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency55▼-26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.91 in 2024; short-term debt: 55.1% and cash: 34.5% of total assets), and 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.5%
Return on assets
16%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
14 d early
2023
31 d late
2022
15 d late
2021
32 d early
2020
12 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 13.2%
2024 · €28k
2020: €8k
2021: €7k
2022: €11k
2023: €15k
2024: €28k
2020 → 2025
Total assets
€81k▲ 58.9%
2024 · €51k
2020: €20k
2021: €14k
2022: €23k
2023: €36k
2024: €51k
2020 → 2025
Net result
€13k▼ 4.5%
2024 · €13k
2020: €1k
2021: €118
2022: €4k
2023: €5k
2024: €13k
2020 → 2025
Working capital
€15k▼ 27.4%
2024 · €20k
2020: €5k
2021: €5k
2022: €9k
2023: €6k
2024: €20k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€11k▲ 63.0%€15k▲ 34.5%€28k▲ 90.9%€25k▼ 13.2%
Operating result€2k-€12k▲ 624%€11k▼ 8.8%€29k▲ 175%€21k▼ 29.3%
Net result€118-€4k▲ 3,506%€5k▲ 22.3%€13k▲ 159%€13k▼ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€21k ▲ 173%
Current assets
€59k ▲ 38.1%
Equity and liabilities €81k
Equity
€25k ▼ 13.2%
Debt
€56k ▲ 150%
Debt's share of the balance-sheet total rises from 44.2% to 69.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €32k
Cash flow
€16k▼
2024 · €16k
Current ratio
1.34▼
2024 · 1.91
Debt to equity
2.28▲
2024 · 0.79
ROE
52.4%▲
2024 · 47.6%
ROA
16.0%▼
2024 · 26.6%
Interest coverage
18.43▼
2024 · 27.18
Debt ≤ 1 year
€44k▲
2024 · €22k
Debt > 1 year
€12k
Income taxes
€6k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€51k€81k▲
Fixed assets21/28€8k€21k▲
Tangible fixed assets22/27€8k€21k▲
Furniture and vehicles24€8k€6k▼
Other tangible fixed assets26-€15k
Current assets29/58€43k€59k▲
Amounts receivable after more than one year29€28k-
Trade receivables290€28k-
Amounts receivable within one year40/41€10k€31k▲
Trade receivables40€10k€31k▲
Cash at bank and in hand54/58€4k€28k▲
Deferred charges and accrued income490/1€949-
Equity and liabilities
Total equity and liabilities10/49€51k€81k▲
Equity10/15€28k€25k▼
Contributions10/11€6k€19k▲
Profit (loss) carried forward14€22k€6k▼
Amounts payable17/49€22k€56k▲
Amounts payable after more than one year17-€12k
Financial debts170/4-€12k
Amounts payable within one year42/48€22k€44k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€4k€21k▲
Suppliers440/4€4k€21k▲
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€18k€14k▼
Other amounts payable47/48€452€491▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€1k€6k▲
Gross operating margin9900€33k€30k▼
Operating profit (loss)9901€29k€21k▼
Financial income75/76B€560-
Recurring financial income75€560-
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€28k€19k▼
Income taxes67/77€15k€6k▼
Profit (loss) for the period9904€13k€13k▼
Profit (loss) for the period to be appropriated9905€13k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€35k▲
Profit (loss) brought forward from the previous period14P€9k€22k▲
Profit to be distributed694/7-€29k
Return on contributions (dividend)694-€29k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2020net €13k ▲159%
Operating result €29k, net result €13k, both a record.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
15-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €118 ▼91.8%
Net result drops to €118, the lowest in the series; recovery starts the following year.
18-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ganzenweidestraat 1251130 BrusselGround area
228 m²
Building footprint
88 m²
Volume, LiDAR
871 m³
Parcel 21821A0603/00B000, Brussels · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
KURT & PARTNERS
since 20182.281.811.865
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21821A0603/00B000 | Brussels | 228 m² | 1 · 88 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LOGIC CONSULTANCE
BE 0459.441.983
Mons · Eq €24,528
EMAXIS
BE 0684.838.410
Schilde · Eq €24,525
Gresentis
BE 0681.429.948
Sint-Gillis (bij-Brussel) · Eq €24,525
SOPACA
BE 1012.054.745
Sint-Pieters-Woluwe · Eq €24,536
TALK ABOUT JOBS
BE 0778.778.356
Roeselare · Eq €24,523
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 32,715 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2018
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.