Belamco

Active

Private limited companyfounded 2013active for 13 yearsMoorselbaan 391, 9300 Aalst, BelgiumKBO/BCE: BE 0534.989.147

Summary

Belamco has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,522 and a net result of €3,166, of which €2,027 non-recurring income. Equity is growing by about 4.9% per year across the filed financial years. Its solvency ranks better than 15% of 3,375 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

BelamcoActiveChecked score 83/100

Risk analysis Report Compare

Activity

Computer programming

NACE 62100Business and other management consultancy NACE 70200

2nd fastest staff growth in East Flanders, Computer programming and consultancy sector1 site

Size

€987,674total assets 2025

Staff: 36.2 FTE
Equity: €24,522
Profit: €3,166

Turnover not published (abbreviated format)

Financial health

83 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

Raïsa Franco HerbitDirector

2025 accounts 7 days early2 of 7 deeds summarised

Why 83raises riskEquity €24,522 (2.5% of total assets)Size: 36.2 FTE, total assets €987,674lowers riskLiquidity: current ratio 0.97, cash €205,781Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025

83 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 28% of its sector peers (NACE 62, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 27=

equity 2.5% of total assets

Liquidity 26+4

short-term debt 97.5% · cash 20.8%

Profitability 30+30

return on assets 0.3%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (1,164 companies, NACE 62, small)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.8 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.0%● unchanged vs 11-2025 01-2026: 1.0%● unchanged vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026 03-2026: 1.0%● unchanged vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 0.9%▼ -0.1 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.3%▼ -0.7 percentage points vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.97, compared with 0.98 in 2024, below 1; short-term debt: 97.5% and cash: 20.8% of total assets), and 97.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small): better than 11% on solvency, 20% on liquidity, 20% on profitability and 61% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Equity €24,522 (2.5% of total assets)

NBB · annual accounts

Liquidity: current ratio 0.97, cash €205,781

NBB · annual accounts

Size: 36.2 FTE, total assets €987,674

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Computer programming, consultancy and related activities (NACE 62)

KBO

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 3375 sector peers (2025).

NBB · sector comparison

Position among 3375 sector peers

Solvency

better than 15%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

7 days early

2024

2 days early

2024

2 days early

2023

4 days early

2022

20 days early

2021

31 days early

2020

30 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 14 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

12-10-2026 Appointment: Raïsa Franco Herbit (director)Gazette deed
24-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Back to profitnet €3,166

Key points

Positive: Back in profit in 2025after -€333,548 in 2024 €3,166 View
Caution: Among the weakest 15% on solvencysector median 46.4% · 3,375 companies 2.5% View
Positive: Filed on time since financial year 2019accounts within the deadline every year 8 years View
New directorlatest change 02-10-2026 · 1 in office 1 joined View
Known shareholdersaccounts at 31-12-2025 100% View

By topic

Financials

Financial year: 2025
Total assets: €987,674
Profit: €3,166
Solvency: 2.5%

Total assets▲ 0.4%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member
Known shareholders: 100%

Raïsa Franco HerbitDirector

Go to Board & ownership

Timeline

Events: 15
Since: 2017
Next accounts: by 31-07-2027

29-07-2025Annual accounts filed
31-12-2024Weakest financial year
23-12-2024Amendment of the articles

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Computer programmingNACE 62100
Founded: 06-06-2013
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 1

Annual meeting: Second Monday of June at 20:00

Go to Articles of association

Key facts about Belamco

What is the company number of Belamco?: 0534.989.147. In Belgium the VAT number is the company number with BE in front: BE 0534.989.147.
Where is Belamco based?: The registered office is at Moorselbaan 391, 9300 Aalst.Company details
What does Belamco do?: According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Belamco?: Private limited company (BV).
When was Belamco founded?: On 06-06-2013.
Is Belamco still active?: Yes, Belamco is an active enterprise in the KBO register.
How many employees does Belamco have?: On average 36.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Belamco?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Belamco profitable?: In financial year 2025, Belamco made a profit of €3,166.
Where can I find the annual accounts of Belamco?: Belamco filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Belamco due?: By 31-07-2027, for financial year 2026.Timeline