Equity
-€2,395
Debts exceed assets in financial year 2024.
TAGESTECH
Lifetime
17 annual accounts with figures on one time axis, 28 filings since 1995peak €41,233 (2009)
-€2,209▲ €1,096
lowest -€156,598 (2010)
-€2,896▲ €1,394
peak €123,171 (2009)
-€2,395▼ €2,896
€24,076▲ 14.1%
Documentsfilings and deeds
20-10-202581 days late
2024micro format
Gross margin from -€3,305 to -€2,209Loss of €2,896Equity from €501 to -€2,395
Key points
from the 2024 annual accountsChecked score
51
Fair
Financially stronger than 11% of micro companies in wholesale trade (NACE 46)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.2%
01-2025: 1.1%▼ -0.1 percentage points vs 12-2024lowest value
02-2025: 1.1%● unchanged vs 01-2025lowest value
03-2025: 1.2%▲ +0.1 percentage points vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.2%● unchanged vs 05-2025
07-2025: 1.4%▲ +0.2 percentage points vs 06-2025
08-2025: 1.7%▲ +0.3 percentage points vs 07-2025
09-2025: 1.7%● unchanged vs 08-2025
10-2025: 2.2%▲ +0.5 percentage points vs 09-2025highest value
11-2025: 1.7%▼ -0.5 percentage points vs 10-2025
12-2025: 1.7%● unchanged vs 11-2025
01-2026: 1.6%▼ -0.1 percentage points vs 12-2025
02-2026: 1.6%● unchanged vs 01-2026
03-2026: 1.7%▲ +0.1 percentage points vs 02-2026
04-2026: 1.7%● unchanged vs 03-2026
05-2026: 1.7%● unchanged vs 04-2026
06-2026: 1.7%● unchanged vs 05-2026
07-2026: 1.7%● unchanged vs 06-2026
08-2026: 1.9%▲ +0.2 percentage points vs 07-2026
09-2026: 1.9%● unchanged vs 08-2026
10-2026: 2.0%▲ +0.1 percentage points vs 09-2026
11-2026: 2.0%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 81 days late; 3 of the last 3 accounts late
Negative equity -€2,395
lowers risk
Founded in 1994
Size: turnover €0, total assets €21,681
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 14% of them on solvency, 17% on liquidity, 14% on profitability and 1% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as TAGESTECH has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TAGESTECH itself: 2.0% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for TAGESTECH. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.9 (1.02 in 2023), below 1. Short-term debt is 111% and cash 14.2% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year -€2,395
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 81 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-10-2025, 81 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
81 days late
2023
89 days late
2022
183 days late
2021
9 days late
2020
86 days late
2019
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 90 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (1)
Recent changes
New establishment in Morlanwelz
Unicloud, Rue du Parc 26
First establishment
Rue Ergot (S-B) 43, La Louvière
Incorporation
published on 07-05-1994 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TAGESTECH La Louvière | €21,681 | -€2,209 | -11.0% | - |
| M.M. TECHNIC Eupen | €21,379 | -€3,574 | 51.5% | - |
| MARKETING COMPANY FOR STORAGE Wavre | €17,257 | -€7,656 | -40.6% | - |
| CRM14 Nazareth-De Pinte | €20,893 | -€805 | -29.5% | - |
| ACUMEN Hooglede | €17,986 | -€1,445 | -158.2% | - |
| INTACT MANAGEMENT Ostend | €29,775 | -€284 | 44.0% | - |
| CLEAN BRUSSELS SERVICES Brussels | €30,108 | -€1,346 | 94.5% | - |
These companies have the same main activity as TAGESTECH: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €17,300 and €30,100, founded between 1987 and 1998.
Official details
Source: KBO- Status
- Active since 18-04-1994Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190
- Establishment units
- 2.066.861.7467110 La Louvière, since 14-03-2001
- 2.266.231.6857140 Morlanwelz, since 27-07-2017
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Insights on TAGESTECH
TAGESTECH files the micro format. That format states no turnover. The gross margin fell from €10,532 in 2006 to -€2,209 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TAGESTECH
- What is the company number of TAGESTECH?
- The company number of TAGESTECH is 0452.514.601. The VAT number is the same number with BE in front: BE 0452.514.601.
- Where is TAGESTECH based?
- The registered office is at Rue Ergot (S-B) 43, 7110 La Louvière.Company details
- What does TAGESTECH do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of TAGESTECH?
- TAGESTECH is a public limited company (NV).
- When was TAGESTECH founded?
- TAGESTECH was founded on 18-04-1994.
- Is TAGESTECH still active?
- Yes, TAGESTECH is an active enterprise in the KBO register.
- What is the turnover of TAGESTECH?
- The turnover of TAGESTECH was €0 in financial year 2024, according to the filed annual accounts.Financials
- Is TAGESTECH profitable?
- In financial year 2024, TAGESTECH made a loss of €2,896.
- Where can I find the annual accounts of TAGESTECH?
- TAGESTECH filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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