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ACUMEN

Active Private limited company (pre-2019)founded 1998active for 28 yearsBruggestraat 146, 8830 HoogledeKBO/BCE: BE 0464.032.063

Lifetime

18 annual accounts with figures on one time axis, 26 filings since 1999
peak €20,885 (2007)
-€1,445▼ €2,091
lowest -€11,964 (2008)
-€7,519▼ €5,771
peak €11,523 (2007)
-€28,455▼ €7,519
€46,441▲ 18.5%
Board1 name since 2001
1 director
Documentsfilings and deeds
03-07-202664 days late
2025micro format
Gross margin from €646 to -€1,445Loss of €7,519Equity from -€20,937 to -€28,455Debts from €39,193 to €46,441Cash from €6 to €0

Key points

from the 2025 annual accounts

Equity

-€28,455
201920212022202320242025

Debts exceed assets in financial year 2025.

Losses

-€13,864 in seven years
-4072018-3912019-3,1462021-2292022-4242023-1,7482024-7,5192025

Every financial year from 2018 to 2025 closed with a loss. 2025 was the heaviest.

Debts

€46,441 258% of the balance sheet
Financial debts 0%Suppliers 32%Other 68%
2025 accounts filed 64 days after the deadlineTurnover not published (abbreviated or micro format)

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 6,635 companies had the same profile as ACUMEN has now. Each dot stands for 17 companies, two years later.

84.3%
were still trading
10.2%
stopped another way
4.5%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more

Another 1.0% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,635 companies, not a prediction for ACUMEN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 01-04-2001
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0464032063
First establishment Broelkaai 1 C, Kortrijk
Incorporation published on 02-09-1998 · Gazette deed
All 33 events

Comparable companies

same main activity, similar in size and age
Company
ACUMEN Hooglede €17,986 -€1,445 -158.2% -
FIDEL Menen €18,488 -€3,478 28.8% -
DE KEE AGENTUREN Waregem €13,852 -€7,586 95.9% -
M.M. TECHNIC Eupen €21,379 -€3,574 51.5% -
MARKETING COMPANY FOR STORAGE Wavre €17,257 -€7,656 -40.6% -
TAGESTECH La Louvière €21,681 -€2,209 -11.0% -
KENDINA-ENERGYNATION Blankenberge €24,295 -€6,496 -59.0% -

These companies have the same main activity as ACUMEN: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €13,900 and €24,300, founded between 1994 and 2002.

Official details

Source: KBO
Status
Active since 25-08-1998Normal situation
Activity
Agents in non-specialised wholesale tradeNACE 46190
Establishment unit
2.088.903.7108500 Kortrijk, since 21-10-1998
Financial year end
30 September
Peppol
Reachable since 30-08-2025
Company details

Annual accounts to 30-09-2025

€17,986▼ 1.5%
Filing
Filed on 03-07-2026
Financials

Insights on ACUMEN

ACUMEN files the micro format. That format states no turnover. The gross margin fell from €20,885 in 2007 to -€1,445 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ACUMEN

What is the company number of ACUMEN?
The company number of ACUMEN is 0464.032.063. The VAT number is the same number with BE in front: BE 0464.032.063.
Where is ACUMEN based?
The registered office is at Bruggestraat 146, 8830 Hooglede.Company details
What does ACUMEN do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of ACUMEN?
ACUMEN is a private limited company (pre-2019) (BVBA).
When was ACUMEN founded?
ACUMEN was founded on 25-08-1998.
Is ACUMEN still active?
Yes, ACUMEN is an active enterprise in the KBO register.
What is the turnover of ACUMEN?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it. In financial year 2022 turnover was €1,380.Financials
Is ACUMEN profitable?
In financial year 2025, ACUMEN made a loss of €7,519.
Where can I find the annual accounts of ACUMEN?
ACUMEN filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ACUMEN due?
ACUMEN must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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