Tado Tado
ActiveTado Tado has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €718k and a net result of €83k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 83% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+1
Solvency100=
Growth49=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 4.8 against 4.85 in 2024; short-term debt: 10.9% and cash: 18.8% of total assets), and 17.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.3%
Return on assets
9.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
57 d late
2023
100 d late
2022
30 d late
2021
30 d late
2020
17 d late
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€316k▲ 20.1%
2021 · €263k
2018: €287k
2019: €290k
2020: €226k
2021: €263k
2018 → 2022
EBIT margin
54.8%▲ 2.9pp
2021 · 51.9%
2018: 45.4%
2019: 50.5%
2020: 39.9%
2021: 51.9%
2018 → 2022
Net result
€83k▼ 5.1%
2024 · €88k
2018: €96k
2019: €107k
2020: €68k
2021: €104k
2022: €131k
2023: €96k
2024: €88k
2018 → 2025
Working capital
€362k▼ 17.3%
2024 · €437k
2018: €169k
2019: €175k
2020: €210k
2021: €256k
2022: €260k
2023: €346k
2024: €437k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€263k-€316k▲ 20.1%
Equity€527k-€572k▲ 8.5%€668k▲ 16.8%€756k▲ 13.2%€718k▼ 5.0%
Operating result€136k-€173k▲ 26.7%€153k▼ 11.8%€120k▼ 21.1%€102k▼ 15.3%
Net result€104k-€131k▲ 25.3%€96k▼ 26.5%€88k▼ 8.4%€83k▼ 5.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 15% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €872k
Fixed assets
€415k▲ 0.4%
Current assets
€457k▼ 17.1%
Equity and liabilities €872k
Equity
€718k▼ 5.0%
Debt
€154k▼ 26.1%
The debt ratio falls from 21.6% to 17.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€141k▼
2024 · €149k
Cash flow
€122k▲
2024 · €117k
Solvency
82.3%▲
2024 · 78.4%
Current ratio
4.80▼
2024 · 4.85
Quick ratio
4.80▼
2024 · 4.85
Debt / equity
0.21▼
2024 · 0.28
ROE
11.6%=
2024 · 11.6%
ROA
9.6%▲
2024 · 9.1%
Interest coverage
35.11▼
2024 · 37.88
Debt
€154k▼
2024 · €208k
Debt ≤ 1 year
€95k▼
2024 · €114k
Debt > 1 year
€59k▼
2024 · €94k
Income taxes
€22k▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€964k€872k▼
Fixed assets21/28€413k€415k▲
Tangible fixed assets22/27€413k€415k▲
Land and buildings22€317k€309k▼
Furniture and vehicles24€96k€106k▲
Current assets29/58€551k€457k▼
Amounts receivable after more than one year29€140k€140k=
Other amounts receivable291€140k€140k=
Amounts receivable within one year40/41€113k€38k▼
Trade receivables40€31k€33k▲
Other amounts receivable41€82k€5k▼
Current investments50/53€62k€99k▲
Cash at bank and in hand54/58€233k€164k▼
Deferred charges and accrued income490/1€3k€16k▲
Equity and liabilities
Total equity and liabilities10/49€964k€872k▼
Equity10/15€756k€718k▼
Contributions10/11€19k€19k=
Reserves13€186k€270k▲
Tax-exempt reserves132€451€451=
Distributable reserves133€186k€269k▲
Profit (loss) carried forward14€551k€430k▼
Amounts payable17/49€208k€154k▼
Amounts payable after more than one year17€94k€59k▼
Financial debts170/4€94k€59k▼
Amounts payable within one year42/48€114k€95k▼
Current portion of amounts payable after more than one year42€34k€35k▲
Trade debts44€14k€21k▲
Suppliers440/4€14k€21k▲
Taxes, remuneration and social security45€66k€32k▼
Taxes450/3€66k€32k▼
Other amounts payable47/48-€7k
Accrued charges and deferred income492/3€697€0▼
Income statement
Code20242025
Non-recurring operating income76A€142€10k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€39k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€153k€144k▼
Operating profit (loss)9901€120k€102k▼
Financial income75/76B€8k€7k▼
Recurring financial income75€8k€7k▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€125k€105k▼
Income taxes67/77€37k€22k▼
Profit (loss) for the period9904€88k€83k▼
Profit (loss) for the period to be appropriated9905€88k€83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€639k€635k▼
Profit (loss) brought forward from the previous period14P€551k€551k=
Transfer to equity691/2€88k€83k▼
To other reserves6921€88k€83k▼
Profit to be distributed694/7-€121k
Return on contributions (dividend)694-€121k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
08-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 100 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Highest result since 2018net €131k ▲25.3%
Operating result €173k, net result €131k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €500kEq €527k ▲16.7%
4 profitable years in a row build equity to €527k.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Weakest financial yearnet €68k ▼36.7%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oostmalseweg 1332340 BeerseGround area
2,087 m²
Building footprint
74 m²
Parcel 13004D0001/00S014, Flanders. Linked by address, not a title deed.
1 establishment unit
Oostmalseweg 133, 2340 Beerse
since 20022.114.703.037
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004D0001/00S014 | Flanders | 2,087 m² | 1 · 74 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VISAL
BE 0843.999.176
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EXCENTRIC INTERIORS
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BISS
BE 0477.656.506
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COSMO BELGIUM
BE 0707.712.889
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DUO KEUKEN DESIGN
BE 0877.534.155
Zonhoven · Eq €702k
Of 1,745 companies in sector 46150 we hold annual accounts for 757. 406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2002
Fiscal year end31-12
Activities, NACEBEL
46150Agents in the wholesale of furniture, household goods and hardware
51150
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.