Financials
- Fiscal year
- 2025
- Total assets
- €1.0m
- Profit
- €60,698
- Solvency
- 85.7%
Total assets▲ 7.3%
Net result
20192025
ADAMS
ActiveSummary
ADAMS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €872,256 and a net result of €60,698. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 88% of 8741 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Agents in the wholesale of furniture, household goods and hardware
NACE 46150NACE 51150
2 sites
Size
€1.0mtotal assets 2025
- Equity
- €872,256
- Profit
- €60,698
Turnover not published (abridged schema)
Structure
Accounts 17 d early0 of 1 deed read
Why 97+ Liquidity: current ratio 6.76, cash €439,654+ Equity €872,256 (85.7% of total assets)+ Founded in 1997+ Size: total assets €1.0mShow the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Better than 77% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 85.7% of total assets
Liquidity
97=
short-term debt 14.3% · cash 43.2%
Profitability
76+4
return on assets 6.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: < 0.1%
09-2025: < 0.1%● 0.0% vs 08-2025
10-2025: < 0.1%▼ -2.9% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%▲ +3.0% vs 11-2025
01-2026: < 0.1%▼ -2.9% vs 12-2025
02-2026: < 0.1%▲ +3.0% vs 01-2026
03-2026: < 0.1%● 0.0% vs 02-2026
04-2026: < 0.1%▲ +17.6% vs 03-2026highest value
05-2026: < 0.1%▼ -17.5% vs 04-2026
06-2026: < 0.1%● 0.0% vs 05-2026
07-2026: < 0.1%● 0.0% vs 06-2026
08-2026: < 0.1%● 0.0% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%▼ -3.0% vs 09-2026lowest value
- Liquidity: current ratio 6.76, cash €439,654 lowers the probability
- Equity €872,256 (85.7% of total assets) lowers the probability
- Founded in 1997 lowers the probability for this profile
- Size: total assets €1.0m lowers the probability for this profile
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 6.76 against 6.87 in 2024; short-term debt: 14.3% and cash: 43.2% of total assets), and 14.3% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 90%, liquidity 94%, profitability 66%, growth against the median 60%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
on the day
2023
33 d early
2022
5 d early
2021
1 d early
2020
14 d early
2019
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 10 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 25 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
- Highest result since 2019net €130,423 ▲0.3%
Key points
- Caution: Result fell in 2025from €130,423 to €60,698 ▼ 53.5% View
- Positive: Among the best 12% on solvencysector median 43.7% · 8,741 companies 85.7% View
- Positive: Always filed on timeaccounts within the deadline every year 8 years View
- Positive: 7 profitable years in a rowprofit 2025: €60,698 7 years View
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 30-04-2027
- 13-04-2026Annual accounts filed
- 30-04-2025Annual accounts filed
- 30-09-2024Highest result since 2019
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Agents in the wholesale of furniture, household goods…NACE 46150
- Founded
- 29-08-1997
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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