Summary
T2R is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.04M and a net result of €-137k. Equity is shrinking by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 29% of 5527 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
29 d late
2023
27 d late
2022
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.04M▼ 11.6%
2024 · €1.18M
2022: €1.26M
2023: €1.26M
2024: €1.18M
2022 → 2025
Net result
€-137k▼ 71.9%
2024 · €-80k
2022: €-102k
2023: €348
2024: €-80k
2022 → 2025
Total assets
€3.71M▲ 15.5%
2024 · €3.21M
2022: €2.85M
2023: €2.93M
2024: €3.21M
2022 → 2025
Solvency
28.1%▼ 8.6pp
2024 · 36.8%
2022: 44.1%
2023: 43.0%
2024: 36.8%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€1.26M-€1.26M=€1.18M▼ 6.3%€1.04M▼ 11.6%
Operating result€-47k-€44k€-25k€-78k▼ 210%
Net result€-102k-€348€-80k€-137k▼ 71.9%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €78k in 2025 against €25k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.71M
Fixed assets
€3.58M ▲ 14.1%
Current assets
€124k ▲ 78.1%
Equity and liabilities €3.71M
Equity
€1.04M ▼ 11.6%
Provisions
€1.34M ▼ 0.6%
Debt
€1.32M ▲ 94.4%
The debt ratio rises from 21.2% to 35.7%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-13.1%▼
2024 · -6.8%
ROA
-3.7%▼
2024 · -2.5%
Debt ≤ 1 year
€1.09M▲
2024 · €346k
Debt > 1 year
€33k▼
2024 · €34k
Income taxes
€832▲
2024 · €103
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3.21M€3.71M▲
Fixed assets21/28€3.14M€3.58M▲
Tangible fixed assets22/27€1.67M€2.11M▲
Land and buildings22€1.47M€1.90M▲
Plant, machinery and equipment23€913€550▼
Furniture and vehicles24€137k€118k▼
Leasing and similar rights25€40k€40k=
Other tangible fixed assets26€15k€50k▲
Financial fixed assets28€1.47M€1.47M=
Current assets29/58€69k€124k▲
Amounts receivable within one year40/41€61k€123k▲
Trade receivables40€55k€93k▲
Other amounts receivable41€6k€30k▲
Current investments50/53€0-
Cash at bank and in hand54/58€9k€803▼
Equity and liabilities
Total equity and liabilities10/49€3.21M€3.71M▲
Equity10/15€1.18M€1.04M▼
Contributions10/11€8k€8k=
Reserves13€1.17M€1.03M▼
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Tax-exempt reserves132€45€45=
Distributable reserves133€1.17M€1.03M▼
Provisions and deferred taxes16€1.35M€1.34M▼
Provisions for liabilities and charges160/5€1.35M€1.34M▼
Environmental obligations163€1.35M€0▼
Other liabilities and charges164/5-€1.34M
Amounts payable17/49€680k€1.32M▲
Amounts payable after more than one year17€34k€33k▼
Financial debts170/4€34k€33k▼
Amounts payable within one year42/48€346k€1.09M▲
Current portion of amounts payable after more than one year42€2k€1k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€66k€111k▲
Suppliers440/4€66k€111k▲
Taxes, remuneration and social security45€1k€832▼
Taxes450/3€1k€832▼
Other amounts payable47/48€277k€974k▲
Accrued charges and deferred income492/3€299k€201k▼
Income statement
Code20242025
Non-recurring operating income76A€22k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€89k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€-31k€0▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€12k€15k▲
Operating profit (loss)9901€-25k€-78k▼
Financial income75/76B€10k€483▼
Recurring financial income75€10k€483▼
Financial charges65/66B€64k€58k▼
Recurring financial charges65€64k€58k▼
Profit (loss) for the period before taxes9903€-80k€-136k▼
Income taxes67/77€103€832▲
Profit (loss) for the period9904€-80k€-137k▼
Profit (loss) for the period to be appropriated9905€-80k€-137k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-137k▼
Transfer from equity791/2€80k€137k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-137k
Net result drops to €-137k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial
Back to profitnet €348
Net result €348 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hyacintenlaan 361030 SchaarbeekGround area
2,863 m²
Building footprint
525 m²
Volume, LiDAR
3,476 m³
2 parcels, Brussels, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
T2R
since 20222.329.330.680
Les Ferrues
since 20252.382.423.829
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84049E0408/00G000 | Wallonia | 2,694 m² | 1 · 437 m² | 8.2 m · 2 fl. |
| 21903B0159/02L004 | Brussels | 169 m² | 1 · 88 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EVRARD INVEST
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Riverside Europe Partners
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Brocap Investments
BE 0521.817.438
Oudenaarde · Eq €1.04M
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 12,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2022
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
64200Holdings
64210Activities of holding companies
82300Organisation of conventions and trade shows
82990Other business support services
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.