Summary
EOT HOLDING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.1m and a net result of €475,442. Equity is growing by ~80% per year across the filed fiscal years. Its solvency ranks better than 47% of 5585 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-05-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
22 d late
2024
16 d late
2023
10 d late
2022
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 12 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 14 May (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close30-09-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#5 company by equity in Edegem, Finance and insurance sector#6 company by total assets in Edegem, Finance and insurance sector
Equity
€1.1m▲ 75.7%
2024 · €623,482
Net result
€475,442▲ 21.4%
2024 · €391,577
Total assets
€2.3m▲ 0.2%
2024 · €2.3m
Solvency
48.3%▲ 20.8pp
2024 · 27.6%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€133,122-€72,535▼ 45.5%€536,404▲ 640%-€23,635
Net result€91,434above the sector's middle half-€48,119within the sector's middle half▼ 47.4%€391,577above the sector's middle half▲ 714%€475,442above the sector's middle half▲ 21.4%
Equity€190,554within the sector's middle half-€235,341within the sector's middle half▲ 23.5%€623,482within the sector's middle half▲ 165%€1.1mwithin the sector's middle half▲ 75.7%
Total assets€1.4mabove the sector's middle half-€1.7mwithin the sector's middle half▲ 19.6%€2.3mwithin the sector's middle half▲ 31.3%€2.3mwithin the sector's middle half▲ 0.2%
Debt€1.3m-€1.5m▲ 19.0%€1.6m▲ 10.1%€1.2m▼ 28.6%
Working capital-€1.1mbelow the sector's middle half--€1.2mbelow the sector's middle half▼ 17.7%-€899,507below the sector's middle half▲ 27.8%€675,801above the sector's middle half
Solvency13.2%below the sector's middle half-13.7%below the sector's middle half▲ 0.4pp27.6%within the sector's middle half▲ 13.9pp48.3%within the sector's middle half▲ 20.8pp
Current ratio0.15below the sector's middle half-0.16below the sector's middle half▲ 0.010.45within the sector's middle half▲ 0.297.91above the sector's middle half▲ 7.46
Return on assets (ROA)6.3%within the sector's middle half-2.8%within the sector's middle half▼ 3.6pp17.3%above the sector's middle half▲ 14.5pp21.0%above the sector's middle half▲ 3.7pp
Staff (FTE)0within the sector's middle half0within the sector's middle half0within the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €23,635 after €536,404 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.3m
Fixed assets
€1.5m ▼ 2.6%
Current assets
€773,561 ▲ 6.0%
Equity and liabilities €2.3m
Equity
€1.1m ▲ 75.7%
Debt
€1.2m ▼ 28.6%
Debt's share of the balance-sheet total falls from 72.4% to 51.7%. Equity is higher and debt is lower.
Key figures and ratios
ROE
43.4%▼
2024 · 62.8%
Debt ≤ 1 year
€97,761▼
2024 · €1.6m
Debt > 1 year
€1.1m
Income taxes
€0▼
2024 · €145,072
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €392 | €9,000 | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €545 | €12,382 | €38,168 | €39,859 | ▲ 4.4% |
| Other operating charges640/8 | €3,437 | €2,488 | €2,685 | €2,160 | ▼ 19.5% |
| Gross operating margin9900 | €137,104 | €87,405 | €577,257 | €18,384 | ▼ 96.8% |
| Operating profit (loss)9901 | €133,122 | €72,535 | €536,404 | -€23,635 | ▼ 104% |
| Financial income75/76B | €837 | €3,199 | €5,355 | €503,440 | ▲ 9,302% |
| Recurring financial income75 | €837 | €3,199 | €5,355 | €503,440 | ▲ 9,302% |
| Financial charges65/66B | €2,497 | €2,343 | €5,109 | €4,363 | ▼ 14.6% |
| Recurring financial charges65 | €2,497 | €2,343 | €5,109 | €4,363 | ▼ 14.6% |
| Profit (loss) for the period before taxes9903 | €131,462 | €73,391 | €536,649 | €475,442 | ▼ 11.4% |
| Income taxes67/77 | €40,028 | €25,272 | €145,072 | €0 | ▼ 100% |
| Profit (loss) for the period9904 | €91,434 | €48,119 | €391,577 | €475,442 | ▲ 21.4% |
| Profit (loss) for the period to be appropriated9905 | €91,434 | €48,119 | €391,577 | €475,442 | ▲ 21.4% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €1.4m | €1.7m | €2.3m | €2.3m | ▲ 0.2% |
| Fixed assets21/28 | €1.3m | €1.5m | €1.5m | €1.5m | ▼ 2.6% |
| Intangible fixed assets21 | - | €3,014 | €3,210 | €2,335 | ▼ 27.3% |
| Tangible fixed assets22/27 | €520 | €221,724 | €267,491 | €228,507 | ▼ 14.6% |
| Plant, machinery and equipment23 | €520 | €3,561 | €7,291 | €3,940 | ▼ 46.0% |
| Furniture and vehicles24 | - | - | €3,735 | €3,341 | ▼ 10.6% |
| Other tangible fixed assets26 | - | €218,163 | €256,465 | €221,226 | ▼ 13.7% |
| Financial fixed assets28 | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Current assets29/58 | €181,344 | €236,813 | €729,563 | €773,561 | ▲ 6.0% |
| Amounts receivable within one year40/41 | €140,526 | €213,805 | €481,243 | €721,020 | ▲ 49.8% |
| Trade receivables40 | €80,731 | €90,087 | €404,174 | €231,334 | ▼ 42.8% |
| Other amounts receivable41 | €59,795 | €123,718 | €77,069 | €489,686 | ▲ 535% |
| Cash at bank and in hand54/58 | €40,811 | €19,994 | €244,184 | €51,733 | ▼ 78.8% |
| Deferred charges and accrued income490/1 | €8 | €3,013 | €4,136 | €809 | ▼ 80.4% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €1.4m | €1.7m | €2.3m | €2.3m | ▲ 0.2% |
| Equity10/15 | €190,554 | €235,341 | €623,482 | €1.1m | ▲ 75.7% |
| Contributions10/11 | €100,720 | €100,720 | €100,720 | €100,720 | = |
| Profit (loss) carried forward14 | €89,834 | €134,621 | €522,762 | €994,872 | ▲ 90.3% |
| Amounts payable17/49 | €1.3m | €1.5m | €1.6m | €1.2m | ▼ 28.6% |
| Amounts payable after more than one year17 | - | - | - | €1.1m | - |
| Financial debts170/4 | - | - | - | €1.1m | - |
| Amounts payable within one year42/48 | €1.2m | €1.5m | €1.6m | €97,761 | ▼ 94.0% |
| Trade debts44 | €58,812 | €282,842 | €367,523 | €88,179 | ▼ 76.0% |
| Suppliers440/4 | €58,812 | €282,842 | €367,523 | €88,179 | ▼ 76.0% |
| Taxes, remuneration and social security45 | €13,947 | €14,595 | €85,230 | €5,970 | ▼ 93.0% |
| Taxes450/3 | €13,947 | €14,595 | €80,752 | €1,452 | ▼ 98.2% |
| Remuneration and social security454/9 | - | - | €4,479 | €4,518 | ▲ 0.9% |
| Other amounts payable47/48 | €1.2m | €1.2m | €1.2m | €3,612 | ▼ 99.7% |
| Accrued charges and deferred income492/3 | €9,493 | €4,853 | €9,798 | €3,850 | ▼ 60.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €91,434 | €48,119 | €391,577 | €475,442 | ▲ 21.4% |
| + Depreciation and write-downs630 | €545 | €12,382 | €38,168 | €39,859 | ▲ 4.4% |
| Operating cash flow (approximation) | €91,979 | €60,501 | €429,746 | €515,301 | ▲ 19.9% |
| Investment in fixed assets (approximation) | - | -€239,601 | -€84,132 | €0 | ▲ 100% |
| Change in cash | - | -€20,816 | €224,189 | -€192,450 | ▼ 186% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 22 days late
2025
30-09
Financial
Highest result since 2022net €475,442 ▲21.4%
Net result €475,442, the highest in the series.
30-09
Financial
Liquidity times 18current ratio 7.91
Current ratio from 0.45 to 7.91; short-term debt falls from €1.6m to €97,761.
30-09
Financial
Equity above €1mEq €1.1m ▲75.7%
4 profitable years in a row build equity to €1.1m.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 16 days late
2024
30-09
Financial
Equity above €500,000Eq €623,482 ▲165%
3 profitable years in a row build equity to €623,482.
10-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 10 days late
2023
30-09
Financial
Weakest financial yearnet €48,119 ▼47.4%
Net result drops to €48,119, the lowest in the series; recovery starts the following year.
30-09
Financial
Equity above €200,000Eq €235,341 ▲23.5%
2 profitable years in a row build equity to €235,341.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2020
Ground area
2,250 m²
Parcel 11013A0317/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
EOT HOLDING
since 20202.310.788.636
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0317/00C000 | Flanders | 2,250 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
4 holdingsOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 4
- Euro Overseas & Trading UK LtdGBsubsidiarySourceown accounts 30-09-2025Equity GBP 217,721Result GBP 71,739100%
- Euro Overseas & Trading USA INCUSsubsidiarySourceown accounts 30-09-2025Equity -USD 51,329Result -USD 182,856100%
-
100%
-
100%
According to the annual accounts to 30-09-2025 of EOT HOLDING and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,474 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2020
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0758837136
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.