T - WISE
ActiveSummary
T - WISE has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €833,439 and a net result of €77,053. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 7114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability79▲+7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 13.6 against 24.93 in 2024; short-term debt: 7.2% and cash: 4.6% of total assets), and 7.2% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
8.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
24 d early
2023
20 d early
2022
3 d early
2021
5 d early
2020
2 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€833,439▲ 2.7%
2024 · €811,386
Total assets
€898,458▲ 6.3%
2024 · €845,577
Net result
€77,053▲ 228%
2024 · €23,462
Working capital
€813,834▲ 2.3%
2024 · €795,720
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€90,861▼ 1.9%€78,246▼ 13.9%€81,738▲ 4.5%€14,200▼ 82.6%€30,866▲ 117%
Net result€77,901above the sector's middle half▼ 3.2%€72,609above the sector's middle half▼ 6.8%€64,359above the sector's middle half▼ 11.4%€23,462within the sector's middle half▼ 63.5%€77,053above the sector's middle half▲ 228%
Equity€650,956above the sector's middle half▲ 13.6%€723,565above the sector's middle half▲ 11.2%€787,924above the sector's middle half▲ 8.9%€811,386above the sector's middle half▲ 3.0%€833,439above the sector's middle half▲ 2.7%
Total assets€680,366above the sector's middle half▲ 11.9%€741,857above the sector's middle half▲ 9.0%€817,412above the sector's middle half▲ 10.2%€845,577above the sector's middle half▲ 3.4%€898,458above the sector's middle half▲ 6.3%
Debt€29,410▼ 15.9%€18,292▼ 37.8%€29,488▲ 61.2%€34,191▲ 15.9%€65,019▲ 90.2%
Working capital€613,013above the sector's middle half▲ 12.6%€691,105above the sector's middle half▲ 12.7%€761,596above the sector's middle half▲ 10.2%€795,720above the sector's middle half▲ 4.5%€813,834above the sector's middle half▲ 2.3%
Solvency95.7%above the sector's middle half▲ 1.4pp97.5%above the sector's middle half▲ 1.9pp96.4%above the sector's middle half▼ 1.1pp96.0%above the sector's middle half▼ 0.4pp92.8%above the sector's middle half▼ 3.2pp
Current ratio23.17above the sector's middle half▲ 6.0438.78above the sector's middle half▲ 15.6127.45above the sector's middle half▼ 11.3324.93above the sector's middle half▼ 2.5213.60above the sector's middle half▼ 11.32
Return on assets (ROA)11.4%within the sector's middle half▼ 1.8pp9.8%within the sector's middle half▼ 1.7pp7.9%within the sector's middle half▼ 1.9pp2.8%within the sector's middle half▼ 5.1pp8.6%within the sector's middle half▲ 5.8pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 117% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €898,458
Fixed assets
€20,049 ▲ 20.8%
Current assets
€878,409 ▲ 6.0%
Equity and liabilities €898,458
Equity
€833,439 ▲ 2.7%
Debt
€65,019 ▲ 90.2%
Debt's share of the balance-sheet total rises from 4.0% to 7.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40,997▲
2024 · €25,839
Cash flow
€87,184▲
2024 · €35,101
Debt to equity
0.08▲
2024 · 0.04
ROE
9.2%▲
2024 · 2.9%
Interest coverage
12.36▼
2024 · 88.45
Debt ≤ 1 year
€64,575▲
2024 · €33,256
Income taxes
€55,280▲
2024 · €6,281
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
4.7%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €15,278 | €11,751 | €12,206 | €11,639 | €10,131 | ▼ 13.0% |
| Other operating charges640/8 | €462 | €410 | €397 | €843 | €429 | ▼ 49.1% |
| Gross operating margin9900 | €106,602 | €90,408 | €94,341 | €26,682 | €41,426 | ▲ 55.3% |
| Operating profit (loss)9901 | €90,861 | €78,246 | €81,738 | €14,200 | €30,866 | ▲ 117% |
| Financial income75/76B | €12,894 | €20,431 | €20,851 | €15,835 | €104,785 | ▲ 562% |
| Recurring financial income75 | €12,894 | €20,431 | €20,851 | €15,835 | €104,785 | ▲ 562% |
| Financial charges65/66B | €165 | €1,154 | €230 | €292 | €3,317 | ▲ 1,036% |
| Recurring financial charges65 | €165 | €1,154 | €230 | €292 | €3,317 | ▲ 1,036% |
| Profit (loss) for the period before taxes9903 | €103,591 | €97,523 | €102,360 | €29,743 | €132,333 | ▲ 345% |
| Income taxes67/77 | €25,689 | €24,914 | €38,000 | €6,281 | €55,280 | ▲ 780% |
| Profit (loss) for the period9904 | €77,901 | €72,609 | €64,359 | €23,462 | €77,053 | ▲ 228% |
| Transfer from tax-exempt reserves789 | €18,750 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €96,651 | €72,609 | €64,359 | €23,462 | €77,053 | ▲ 228% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €680,366 | €741,857 | €817,412 | €845,577 | €898,458 | ▲ 6.3% |
| Fixed assets21/28 | €39,703 | €32,460 | €27,023 | €16,601 | €20,049 | ▲ 20.8% |
| Tangible fixed assets22/27 | €39,703 | €32,460 | €27,023 | €16,601 | €20,049 | ▲ 20.8% |
| Plant, machinery and equipment23 | €9,938 | €10,345 | €7,090 | €3,850 | €4,150 | ▲ 7.8% |
| Furniture and vehicles24 | €29,765 | €22,115 | €19,933 | €12,751 | €15,899 | ▲ 24.7% |
| Current assets29/58 | €640,663 | €709,397 | €790,389 | €828,976 | €878,409 | ▲ 6.0% |
| Amounts receivable within one year40/41 | - | €2,500 | - | €24,495 | €6,200 | ▼ 74.7% |
| Trade receivables40 | - | - | - | €18,295 | - | - |
| Other amounts receivable41 | - | €2,500 | - | €6,200 | €6,200 | = |
| Current investments50/53 | €576,444 | €644,254 | €721,452 | €756,923 | €830,275 | ▲ 9.7% |
| Cash at bank and in hand54/58 | €62,984 | €61,776 | €68,574 | €45,898 | €41,396 | ▼ 9.8% |
| Deferred charges and accrued income490/1 | €1,236 | €867 | €363 | €1,659 | €538 | ▼ 67.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €680,366 | €741,857 | €817,412 | €845,577 | €898,458 | ▲ 6.3% |
| Equity10/15 | €650,956 | €723,565 | €787,924 | €811,386 | €833,439 | ▲ 2.7% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €630,956 | €703,565 | €767,924 | €791,386 | €813,439 | ▲ 2.8% |
| Non-distributable reserves130/1 | €8,300 | €8,300 | €8,300 | €8,300 | €8,300 | = |
| Reserves not available under the articles1311 | €8,300 | €8,300 | €8,300 | €8,300 | €8,300 | = |
| Distributable reserves133 | €622,656 | €695,265 | €759,624 | €783,086 | €805,139 | ▲ 2.8% |
| Amounts payable17/49 | €29,410 | €18,292 | €29,488 | €34,191 | €65,019 | ▲ 90.2% |
| Amounts payable within one year42/48 | €27,650 | €18,292 | €28,793 | €33,256 | €64,575 | ▲ 94.2% |
| Trade debts44 | €1,164 | €1,198 | €1,631 | €1,337 | €1,242 | ▼ 7.0% |
| Suppliers440/4 | €1,164 | €1,198 | €1,631 | €1,337 | €1,242 | ▼ 7.0% |
| Taxes, remuneration and social security45 | €18,029 | €9,618 | €15,214 | €16,101 | €15,226 | ▼ 5.4% |
| Taxes450/3 | €18,029 | €9,618 | €15,214 | €16,101 | €15,226 | ▼ 5.4% |
| Other amounts payable47/48 | €8,457 | €7,477 | €11,948 | €15,818 | €48,107 | ▲ 204% |
| Accrued charges and deferred income492/3 | €1,760 | - | €695 | €935 | €444 | ▼ 52.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €77,901 | €72,609 | €64,359 | €23,462 | €77,053 | ▲ 228% |
| + Depreciation and write-downs630 | €15,278 | €11,751 | €12,206 | €11,639 | €10,131 | ▼ 13.0% |
| Operating cash flow (approximation) | €93,179 | €84,360 | €76,565 | €35,101 | €87,184 | ▲ 148% |
| Investment in fixed assets (approximation) | - | -€4,509 | -€6,769 | -€1,217 | -€13,579 | ▼ 1,016% |
| Change in cash | - | -€1,208 | €6,798 | -€22,675 | -€4,502 | ▲ 80.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €80,498 ▲36.8%
Operating result €92,598, net result €80,498, both a record.
31-12
Financial
Equity above €500,000Eq €573,055 ▲16.3%
2 profitable years in a row build equity to €573,055.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €58,829
Net result €58,829 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2000
Ground area
553 m²
Building footprint
103 m²
Volume, LiDAR
954 m³
Parcel 11346B0529/00T004, Flanders · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Jozef Verbovenlei 38, 2100 Antwerpen
since 20002.099.944.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11346B0529/00T004 | Flanders | 552 m² | 1 · 103 m² | 12.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
222100D8MYY9NUTE7H97
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Company details
Identification
Legal formPrivate limited company
Founded20-11-2000
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0473261911
Also
9925:BE0473261911
Registered
07-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.