't Schoonschip
Active't Schoonschip has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €445k and a net result of €701k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 79% of 1043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency91▲+91
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.89 in 2024; short-term debt: 33.6% and cash: 48.1% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
104.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
7 d early
2023
12 d late
2022
80 d early
2021
118 d early
2020
38 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€445k
2024 · €-256k
2018: €302k
2019: €274k
2020: €246k
2021: €190k
2022: €-198k
2023: €-152k
2024: €-256k
2018 → 2025
Total assets
€670k▼ 5.8%
2024 · €711k
2018: €811k
2019: €784k
2020: €761k
2021: €728k
2022: €673k
2023: €710k
2024: €711k
2018 → 2025
Net result
€701k
2024 · €-104k
2018: €176k
2019: €-25k
2020: €-24k
2021: €-53k
2022: €-381k
2023: €46k
2024: €-104k
2018 → 2025
Working capital
€207k▼ 7.4%
2024 · €223k
2018: €590k
2019: €592k
2020: €593k
2021: €547k
2022: €229k
2023: €234k
2024: €223k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€190k-€-198k€-152k▲ 23.4%€-256k▼ 68.9%€445k
Operating result€-53k-€-381k▼ 619%€45k€-106k€699k
Net result€-53k-€-381k▼ 619%€46k€-104k€701k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €699k after a loss of €106k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €670k
Fixed assets
€238k▲ 0.8%
Current assets
€431k▼ 9.1%
Equity and liabilities €670k
Equity
€445k
Debt
€225k
Debt finances 33.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€707k▲
2024 · €-99k
Cash flow
€709k▲
2024 · €-97k
Solvency
66.4%▲
2024 · -36.0%
Current ratio
1.92▲
2024 · 1.89
Quick ratio
1.92▲
2024 · 1.89
Debt / equity
0.51▲
2024 · -0.98
ROE
157.6%
ROA
104.6%▲
2024 · -14.7%
Interest coverage
2054.04▲
2024 · -312.39
Debt
€225k▼
2024 · €252k
Debt ≤ 1 year
€225k▼
2024 · €252k
Staff costs
€1.72M▲
2024 · €1.69M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€711k€670k▼
Fixed assets21/28€236k€238k▲
Tangible fixed assets22/27€236k€238k▲
Land and buildings22€234k€236k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€475k€431k▼
Amounts receivable within one year40/41€85k€100k▲
Trade receivables40€84k€99k▲
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€381k€322k▼
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€711k€670k▼
Equity10/15€-256k€445k▲
Profit (loss) carried forward14€-256k€445k▲
Provisions and deferred taxes16€715k-
Provisions for liabilities and charges160/5€715k-
Other liabilities and charges164/5€715k-
Amounts payable17/49€252k€225k▼
Amounts payable within one year42/48€252k€225k▼
Trade debts44€17k€9k▼
Suppliers440/4€17k€9k▼
Taxes, remuneration and social security45€234k€216k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€231k€214k▼
Accrued charges and deferred income492/3€130€117▼
Income statement
Code20242025
Non-recurring operating income76A€29-
Remuneration, social security and pensions62€1.69M€1.72M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€983-
Gross operating margin9900€1.69M€1.72M▲
Operating profit (loss)9901€-106k€699k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€317€344▲
Recurring financial charges65€317€344▲
Profit (loss) for the period before taxes9903€-104k€701k▲
Profit (loss) for the period9904€-104k€701k▲
Profit (loss) for the period to be appropriated9905€-104k€701k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-256k€445k▲
Profit (loss) brought forward from the previous period14P€-152k€-256k▼
Social balance
Average headcount (FTE)908747.446.6▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €701k
Net result €701k after one loss-making year.
31-12
Financial
Equity above €200kEq €445k
Equity rises from €-256k to €445k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
31-12
Financial
Back to profitnet €46k
Net result €46k after 4 loss-making years.
12-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-381k
Net result drops to €-381k, the lowest in the series; recovery starts the following year.
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 23 days late
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
J. de Troozlaan 848370 BlankenbergeGround area
99 m²
Building footprint
104 m²
Parcel 31602A0843/02Y002, Flanders. Linked by address, not a title deed.
1 establishment unit
't Schoonschip
since 20082.172.557.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31602A0843/02Y002 | Flanders | 99 m² | 1 · 104 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 4,146,443 EUR awarded · 4,143,330 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 1,104,893 EUR | 1,104,900 EUR |
| 2024 | 2 | 1,140,118 EUR | 1,139,691 EUR |
| 2023 | 2 | 1,101,540 EUR | 1,101,281 EUR |
| 2022 | 3 | 799,892 EUR | 797,458 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Vlaams opleidingsverlof (VOV)
Recognitions: source did not answer, try again later.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 409 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded01-08-2008
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.