Skip to content

KAP-SERVICES

Active
Private limited companyfounded 2008active for 18 yearsRue de la Corderie 3, 6061 Charleroi, BelgiumKBO/BCE: BE 0898.409.644
Summary

KAP-SERVICES has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,203 and a net result of €28,012. Equity is shrinking by about 9.8% per year across the filed financial years. Its solvency ranks better than 27% of 378 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Personal service activities
NACE 96910
3rd largest employer in Charleroi, Other services sector4 sites
Size
€1.8mturnover 2025
Staff
58.2 FTE
Equity
€90,203
Profit
€28,012
Financial health
67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
  • B&I STRATEGIESDirector · permanent representative BURGEON Patrick
  • B&lH STRATEGIES SRLDirector
Accounts 16 days early1 of 3 deeds read
Why 67raises riskSize: turnover €1.8m, 58.2 FTE, total assets €770,449Equity €90,203 (11.7% of total assets)Liquidity: current ratio 0.95, cash €54,756lowers riskFounded in 2008Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 38% of its sector peers (NACE 96, medium-sized)
Financial strength · tick = 2024
Average
Solvency 37+4
equity 11.7% of total assets
Liquidity 47+7
short-term debt 29.0% · cash 7.1%
Profitability 59+41
return on assets 3.6%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (129 companies, NACE 96, medium-sized)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024lowest value 01-2025: 1.0%▲ +0.3 percentage points vs 12-2024 02-2025: 1.2%▲ +0.2 percentage points vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.3%▲ +0.1 percentage points vs 09-2025 11-2025: 1.2%▼ -0.1 percentage points vs 10-2025 12-2025: 1.1%▼ -0.1 percentage points vs 11-2025 01-2026: 1.4%▲ +0.3 percentage points vs 12-2025highest value 02-2026: 0.8%▼ -0.6 percentage points vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.95, compared with 0.59 in 2024; short-term debt: 29% and cash: 7.1% of total assets), and 88.3% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, medium-sized): better than 24% on solvency, 33% on liquidity, 37% on profitability and 58% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: turnover €1.8m, 58.2 FTE, total assets €770,449
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Equity €90,203 (11.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 0.95, cash €54,756
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
16 days early
2024
21 days early
2023
1 day early
2022
9 days late
2021
7 days early
2020
23 days late
2019
10 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 24 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end12-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: BURGEON Patrick (director)Appointment: B&lH STRATEGIES SRL (director)…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Back to profitnet €28,012

Key points

  • Positive: Back in profit in 2025after -€46,650 in 2024 €28,012 View
  • Positive: 3rd largest employer in Charleroi, Other services sectorin the Checked rankings No. 3 View
  • Board changedlatest change 01-05-2026 · 2 in office 1 joined · 1 left View

By topic

Financials

Financial year
2025
Turnover
€1.8m
Profit
€28,012
Solvency
11.7%
Turnover▼ 1.0%
Net result
20192025
Go to Financials

Timeline

Events
21
Since
2010
Next accounts
by 31-01-2027
  1. 10-01-2025Annual accounts filed
  2. 30-06-2024Weakest financial year
  3. 30-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
4
Legal form
Private limited company
Activity
Personal service activitiesNACE 96910
Founded
06-06-2008
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.