MS CLEANING
ActiveSummary
MS CLEANING has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €268k and a net result of €56k. Equity is growing by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 40% of 456 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▼-3
Solvency58▲+4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.36 in 2024; short-term debt: 66.6% and cash: 74.8% of total assets), and 66.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.4%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
20 d late
2023
23 d late
2022
50 d late
2021
74 d late
2020
87 d late
2019
62 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€56k▼ 13.4%
2024 · €65k
2018: €58k
2019: €27k
2020: €3k
2021: €-55k
2022: €75k
2023: €5k
2024: €65k
2018 → 2025
Working capital
€247k▲ 32.4%
2024 · €187k
2018: €77k
2019: €104k
2020: €106k
2021: €50k
2022: €123k
2023: €107k
2024: €187k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€142k▲ 112%€147k▲ 3.7%€212k▲ 43.8%€268k▲ 26.4%
Operating result€-51k-€104k€20k▼ 80.9%€102k▲ 410%€98k▼ 3.8%
Net result€-55k-€75k€5k▼ 93.0%€65k▲ 1,134%€56k▼ 13.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €802k
Fixed assets
€21k ▼ 18.4%
Current assets
€782k ▲ 10.7%
Equity and liabilities €802k
Equity
€268k ▲ 26.4%
Debt
€534k ▲ 2.9%
Debt's share of the balance-sheet total falls from 71.0% to 66.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€109k▼
2024 · €118k
Cash flow
€67k▼
2024 · €81k
Current ratio
1.46▲
2024 · 1.36
Debt to equity
1.99▼
2024 · 2.45
ROE
20.9%▼
2024 · 30.4%
ROA
7.0%▼
2024 · 8.8%
Interest coverage
337.16▲
2024 · 83.82
Debt ≤ 1 year
€534k▲
2024 · €520k
Income taxes
€45k▲
2024 · €41k
Staff costs
€1.88M▼
2024 · €1.95M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€732k€802k▲
Fixed assets21/28€25k€21k▼
Tangible fixed assets22/27€25k€21k▼
Land and buildings22€6k-
Furniture and vehicles24€19k€21k▲
Current assets29/58€706k€782k▲
Amounts receivable within one year40/41€100€176k▲
Other amounts receivable41€100€176k▲
Cash at bank and in hand54/58€700k€600k▼
Deferred charges and accrued income490/1€6k€6k=
Equity and liabilities
Total equity and liabilities10/49€732k€802k▲
Equity10/15€212k€268k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Share premium1100/10€6k€6k=
Reserves13€152k€202k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€150k€200k▲
Profit (loss) carried forward14€54k€60k▲
Amounts payable17/49€520k€534k▲
Amounts payable within one year42/48€520k€534k▲
Taxes, remuneration and social security45€511k€525k▲
Taxes450/3€39k€37k▼
Remuneration and social security454/9€472k€488k▲
Other amounts payable47/48€9k€10k▲
Income statement
Code20242025
Non-recurring operating income76A€1-
Remuneration, social security and pensions62€1.95M€1.88M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€12k▼
Other operating charges640/8€5k€7k▲
Non-recurring operating charges66A-€380
Gross operating margin9900€2.07M€2.00M▼
Operating profit (loss)9901€102k€98k▼
Financial income75/76B€5k€3k▼
Recurring financial income75€5k€3k▼
Financial charges65/66B€1k€324▼
Recurring financial charges65€1k€324▼
Profit (loss) for the period before taxes9903€105k€101k▼
Income taxes67/77€41k€45k▲
Profit (loss) for the period9904€65k€56k▼
Profit (loss) for the period to be appropriated9905€65k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€110k▲
Profit (loss) brought forward from the previous period14P€39k€54k▲
Transfer to equity691/2€50k€50k=
To other reserves6921€50k€50k=
Social balance
Average headcount (FTE)908748.948.9=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 20 days late
2024
31-12
Financial
Equity above €200kEq €212k ▲43.8%
3 profitable years in a row build equity to €212k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 50 days late
2022
31-12
Financial
Back to profitnet €75k
Net result €75k after one loss-making year.
31-12
Financial
Equity above €100kEq €142k ▲112%
Equity rises from €67k to €142k.
13-10
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 74 days late
2021
31-12
Financial
Weakest financial yearnet €-55k ▼2138%
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 87 days late
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 62 days late
2019
31-12
Financial
Equity above €100kEq €119k ▲29.5%
2 profitable years in a row build equity to €119k.
Show earlier events
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 90 days late
2018
18-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 49 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wereldtentoonstellingslaan 31083 GanshorenGround area
3,381 m²
Building footprint
507 m²
Volume, LiDAR
11,023 m³
2 parcels, Brussels · tallest building 27.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Eugène De Smetstraat 24, 1090 Jette
since 20082.170.736.571
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21008A0392/00X000 | Brussels | 3,242 m² | 1 · 427 m² | 27.7 m · 8 fl. |
| 21010B0019/00Y014 | Brussels | 138 m² | 1 · 80 m² | 14.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 1,999,110 EUR awarded · 1,994,864 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 572,872 EUR | 571,267 EUR |
| 2024 | 2 | 586,608 EUR | 586,508 EUR |
| 2023 | 2 | 429,863 EUR | 428,462 EUR |
| 2022 | 2 | 409,767 EUR | 408,627 EUR |
Schemes
Dienstencheques
Opleidingsfonds dienstencheques
Similar companies · same sector, comparable size
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CLECOB
BE 0464.316.135
Gent · Eq €267,792
WELL CLEANING OPERATIONS
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Lint · Eq €268,192
INEDIT
BE 0465.720.952
Jodoigne · Eq €268,773
HK TECHNIC SOLUTIONS
BE 0763.910.236
Grimbergen · Eq €268,776
Of 7,013 companies in sector 81220 we hold annual accounts for 2,416. 1,698 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2008
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
96910Personal service activities
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.