T.P MANAGEMENT
ActiveSummary
T.P MANAGEMENT has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €761k and a net result of €166k. Equity is growing by ~42.3% per year across the filed fiscal years. Its solvency ranks better than 39% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-14
Solvency67▼-33
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 4.0 in 2024; short-term debt: 12.6% and cash: 11.3% of total assets), but 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.1%
Return on assets
9.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
18 d early
2024
on the day
2023
6 d early
2022
41 d late
2021
10 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€761k▲ 27.9%
2024 · €595k
2021: €27k
2022: €224k
2023: €436k
2024: €595k
2021 → 2025
Total assets
€1.81M▲ 129%
2024 · €789k
2021: €59k
2022: €378k
2023: €689k
2024: €789k
2021 → 2025
Net result
€166k▲ 4.2%
2024 · €159k
2021: €17k
2022: €196k
2023: €213k
2024: €159k
2021 → 2025
Working capital
€429k▼ 24.2%
2024 · €566k
2021: €12k
2022: €242k
2023: €408k
2024: €566k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€27k-€224k▲ 726%€436k▲ 95.1%€595k▲ 36.5%€761k▲ 27.9%
Operating result€22k-€258k▲ 1,090%€277k▲ 7.5%€210k▼ 24.2%€238k▲ 13.2%
Net result€17k-€196k▲ 1,051%€213k▲ 8.2%€159k▼ 25.2%€166k▲ 4.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 13% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.81M
Fixed assets
€1.15M ▲ 3,265%
Current assets
€656k ▼ 13.0%
Equity and liabilities €1.81M
Equity
€761k ▲ 27.9%
Debt
€1.04M ▲ 440%
Debt's share of the balance-sheet total rises from 24.5% to 57.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€238k▲
2024 · €211k
Cash flow
€166k▲
2024 · €160k
Current ratio
2.89▼
2024 · 4.00
Debt to equity
1.37▲
2024 · 0.33
ROE
21.8%▼
2024 · 26.7%
ROA
9.2%▼
2024 · 20.2%
Interest coverage
8.91▼
2024 · 92.76
Debt ≤ 1 year
€227k▲
2024 · €189k
Debt > 1 year
€818k▲
2024 · €5k
Income taxes
€51k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€789k€1.81M▲
Fixed assets21/28€34k€1.15M▲
Tangible fixed assets22/27€2k€2k▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€32k€1.15M▲
Current assets29/58€754k€656k▼
Amounts receivable after more than one year29€115k€102k▼
Other amounts receivable291€115k€102k▼
Amounts receivable within one year40/41€286k€347k▲
Trade receivables40€12k€25k▲
Other amounts receivable41€274k€321k▲
Cash at bank and in hand54/58€353k€203k▼
Deferred charges and accrued income490/1€234€5k▲
Equity and liabilities
Total equity and liabilities10/49€789k€1.81M▲
Equity10/15€595k€761k▲
Contributions10/11€10k€10k=
Reserves13-€84k
Tax-exempt reserves132-€84k
Profit (loss) carried forward14€585k€667k▲
Amounts payable17/49€193k€1.04M▲
Amounts payable after more than one year17€5k€818k▲
Financial debts170/4€5k€818k▲
Amounts payable within one year42/48€189k€227k▲
Current portion of amounts payable after more than one year42€27k€128k▲
Trade debts44€836€582▼
Suppliers440/4€836€582▼
Taxes, remuneration and social security45€160k€98k▼
Taxes450/3€160k€96k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€724€656▼
Other operating charges640/8€2k€760▼
Gross operating margin9900€213k€239k▲
Operating profit (loss)9901€210k€238k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€2k€27k▲
Recurring financial charges65€2k€27k▲
Profit (loss) for the period before taxes9903€213k€217k▲
Income taxes67/77€54k€51k▼
Profit (loss) for the period9904€159k€166k▲
Transfer to tax-exempt reserves689-€84k
Profit (loss) for the period to be appropriated9905€159k€82k▼
Appropriation of the result
Profit (loss) to be appropriated9906€585k€667k▲
Profit (loss) brought forward from the previous period14P€426k€585k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €595k ▲36.5%
4 profitable years in a row build equity to €595k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €213k ▲8.2%
Operating result €277k, net result €213k, both a record.
10-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 41 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 2.87
Current ratio from 1.36 to 2.87.
31-12
Financial
Equity above €200kEq €224k ▲726%
2 profitable years in a row build equity to €224k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée des Alouettes(EP) 115101 NamurGround area
1,361 m²
Building footprint
156 m²
Volume, LiDAR
769 m³
Parcel 92039B0040/00T003, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20212.320.483.290
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92039B0040/00T003 | Wallonia | 1,361 m² | 1 · 156 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488SHM33C261TY68X02
Similar companies · same sector, comparable size
FINESSE FINANCIAL SYSTEMS SOLUTIONS
BE 0462.499.265
Nivelles · Eq €761,048
LEJU CONSULTING & SERVICES
BE 0805.246.191
Waregem · Eq €761,057
MARVENIC
BE 0880.555.805
Leuven · Eq €760,716
PRETPRATERS
BE 0843.892.278
Zandhoven · Eq €761,127
VACOM
BE 0598.880.275
Genk · Eq €761,133
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 30,738 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.