PRETPRATERS
ActiveSummary
PRETPRATERS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €761k and a net result of €12k. Equity is growing by ~21.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability21▼-59
Solvency100▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 65.02 against 3.58 in 2024; short-term debt: 1.5% and cash: 68.6% of total assets), and 1.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.5%
Return on assets
1.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
5 d early
2022
3 d early
2021
on the day
2020
2 d early
2019
122 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€12k▼ 86.8%
2024 · €90k
2018: €43k
2019: €48k
2020: €91k
2021: €329k
2022: €-11k
2023: €145k
2024: €90k
2018 → 2025
Working capital
€722k▲ 4.5%
2024 · €691k
2018: €160k
2019: €371k
2020: €318k
2021: €660k
2022: €625k
2023: €610k
2024: €691k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€599k-€588k▼ 1.8%€659k▲ 12.0%€749k▲ 13.7%€761k▲ 1.6%
Operating result€254k-€-10k€147k€8k▼ 94.6%€-25k
Net result€329k-€-11k€145k€90k▼ 37.9%€12k▼ 86.8%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €8k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €772k
Fixed assets
€39k ▼ 33.0%
Current assets
€733k ▼ 23.5%
Equity and liabilities €772k
Equity
€761k ▲ 1.6%
Debt
€11k ▼ 95.8%
Debt's share of the balance-sheet total falls from 26.3% to 1.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-6k▼
2024 · €37k
Cash flow
€31k▼
2024 · €119k
Current ratio
65.02▲
2024 · 3.58
Debt to equity
0.01▼
2024 · 0.36
ROE
1.6%▼
2024 · 12.1%
ROA
1.5%▼
2024 · 8.9%
Interest coverage
-44.10▼
2024 · 104.72
Debt ≤ 1 year
€11k▼
2024 · €268k
Income taxes
€78▼
2024 · €1k
Staff costs
€-900▼
2024 · €423
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.02M€772k▼
Fixed assets21/28€58k€39k▼
Tangible fixed assets22/27€31k€12k▼
Plant, machinery and equipment23€31k€12k▼
Financial fixed assets28€27k€27k=
Current assets29/58€959k€733k▼
Amounts receivable within one year40/41€401k€201k▼
Trade receivables40€154k€13k▼
Other amounts receivable41€248k€188k▼
Cash at bank and in hand54/58€430k€530k▲
Deferred charges and accrued income490/1€128k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.02M€772k▼
Equity10/15€749k€761k▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€649k€661k▲
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Distributable reserves133€639k€651k▲
Amounts payable17/49€268k€11k▼
Amounts payable within one year42/48€268k€11k▼
Current portion of amounts payable after more than one year42€15k-
Trade debts44€243k€9k▼
Suppliers440/4€243k€9k▼
Taxes, remuneration and social security45€6k€586▼
Taxes450/3€5k€586▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€4k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€423€-900▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€19k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€978-
Other operating charges640/8€1k€1k▼
Gross operating margin9900€40k€-5k▼
Operating profit (loss)9901€8k€-25k▼
Financial income75/76B€84k€37k▼
Recurring financial income75€84k€37k▼
Financial charges65/66B€353€134▼
Recurring financial charges65€353€134▼
Profit (loss) for the period before taxes9903€91k€12k▼
Income taxes67/77€1k€78▼
Profit (loss) for the period9904€90k€12k▼
Profit (loss) for the period to be appropriated9905€90k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€90k€12k▼
Transfer to equity691/2€90k€12k▼
To other reserves6921€90k€12k▼
Social balance
Average headcount (FTE)90871.0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Liquidity times 18current ratio 65.02
Current ratio from 3.58 to 65.02; short-term debt falls from €268k to €11k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €145k
Net result €145k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-11k ▼103%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €329k ▲261%
Operating result €254k, net result €329k, both a record.
31-12
Financial
Equity above €500kEq €599k ▲71%
4 profitable years in a row build equity to €599k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 122 days late
Show earlier events
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driehoekstraat 1512240 ZandhovenGround area
1,946 m²
Building footprint
545 m²
Volume, LiDAR
3,581 m³
2 parcels, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PRETPRATERS
since 20122.209.346.828
Mechelsesteenweg 185-187, 2540 Hove
since 20172.267.570.285
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11021A0026/00X000 | Flanders | 1,337 m² | 1 · 419 m² | 12.0 m · 2 fl. |
| 11054C0003/00E011 | Flanders | 608 m² | 1 · 126 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VACOM
BE 0598.880.275
Genk · Eq €761,133
LEJU CONSULTING & SERVICES
BE 0805.246.191
Waregem · Eq €761,057
FINESSE FINANCIAL SYSTEMS SOLUTIONS
BE 0462.499.265
Nivelles · Eq €761,048
T.P MANAGEMENT
BE 0772.490.974
Namur · Eq €760,900
GEOS
BE 0445.835.556
Overijse · Eq €761,400
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 30,734 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.