T.O.N.E.
ActiveSummary
T.O.N.E. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13k and a net result of €-4k. Equity is shrinking by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 45% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability7▼-67
Solvency59▼-10
Growth55▼-17
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.61 in 2024; short-term debt: 65.7% and cash: 15.3% of total assets), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.1%
Return on assets
-9.5%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-10-2025, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 d early
2024
88 d early
2023
112 d early
2022
71 d early
2021
80 d early
2020
104 d early
2019
98 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€186k▲ 30.4%
2019 · €143k
2019: €143k
2019 → 2020
EBIT margin
1.3%▲ 0.2pp
2019 · 1.1%
2019: 1.1%
2019 → 2020
Net result
€-4k
2024 · €1k
2019: €827
2020: €2k
2021: €1k
2022: €-6k
2023: €6
2024: €1k
2019 → 2025
Working capital
€3k▼ 74.0%
2024 · €13k
2019: €16k
2020: €20k
2021: €20k
2022: €15k
2023: €15k
2024: €13k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€15k▼ 26.9%€15k=€17k▲ 9.7%€13k▼ 21.8%
Operating result€2k-€-5k€327€2k▲ 381%€-3k
Net result€1k-€-6k€6€1k▲ 25,255%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€10k ▲ 167%
Current assets
€28k ▼ 16.7%
Equity and liabilities €38k
Equity
€13k ▼ 21.8%
Debt
€25k ▲ 18.8%
Debt's share of the balance-sheet total rises from 56.0% to 65.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€-2k▼
2024 · €2k
Current ratio
1.13▼
2024 · 1.61
Quick ratio
0.47▼
2024 · 0.75
Debt to equity
1.93▲
2024 · 1.27
ROE
-27.8%▼
2024 · 8.9%
ROA
-9.5%▼
2024 · 3.9%
Interest coverage
-5.57▼
2024 · 19.70
Debt ≤ 1 year
€25k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€38k€38k▲
Fixed assets21/28€4k€10k▲
Tangible fixed assets22/27€3k€9k▲
Furniture and vehicles24€3k€9k▲
Financial fixed assets28€425€425=
Current assets29/58€34k€28k▼
Stocks and contracts in progress3€18k€17k▼
Stocks30/36€18k€17k▼
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€4k€5k▲
Cash at bank and in hand54/58€11k€6k▼
Deferred charges and accrued income490/1€342€1k▲
Equity and liabilities
Total equity and liabilities10/49€38k€38k▲
Equity10/15€17k€13k▼
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Share premium1100/10€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-4k€-7k▼
Amounts payable17/49€21k€25k▲
Amounts payable within one year42/48€21k€25k▲
Trade debts44€10k€9k▼
Suppliers440/4€10k€9k▼
Taxes, remuneration and social security45€1k€3k▲
Taxes450/3€1k€3k▲
Other amounts payable47/48€9k€13k▲
Accrued charges and deferred income492/3-€64
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€544€1k▲
Other operating charges640/8€1k€701▼
Gross operating margin9900€3k€-1k▼
Operating profit (loss)9901€2k€-3k▼
Financial income75/76B€11€136▲
Recurring financial income75€11€136▲
Financial charges65/66B€108€354▲
Recurring financial charges65€108€354▲
Profit (loss) for the period before taxes9903€1k€-4k▼
Profit (loss) for the period9904€1k€-4k▼
Profit (loss) for the period to be appropriated9905€1k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-7k▼
Profit (loss) brought forward from the previous period14P€-5k€-4k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
04-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €6
Net result €6 after one loss-making year.
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-6k ▼575%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
2021
12-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
19-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €2k ▲123%
Operating result €2k, net result €2k, both a record.
2019
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
17-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hechtel-Eksel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hasseltsebaan 1113940 Hechtel-EkselGround area
1,043 m²
Building footprint
65 m²
Volume, LiDAR
380 m³
Parcel 72013B0086/00F002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COMNETSO
since 20022.096.106.454
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72013B0086/00F002 | Flanders | 1,042 m² | 1 · 65 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Technex Solutions
BE 0649.636.417
Balen · Eq €13,267
GREAT MINDS
BE 0669.765.994
Wortegem-Petegem · Eq €13,750
CONCEPT SOLUTION SERVICE
BE 0726.620.070
Schaarbeek · Eq €12,066
SYNTEC
BE 0652.735.863
Brussel · Eq €14,298
DATA CABLING SERVICE
BE 0475.766.588
Wemmel · Eq €14,549
Of 863 companies in sector 95100 we hold annual accounts for 265. 158 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2002
Fiscal year end30-06
Activities, NACEBEL 2025
95100Repair and maintenance of computers and communication equipment
47400Retail sale of information and communication equipment
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.